NASDAQ$UMBF
UMB Financial Corp · Q1 2022 earnings
Q1 2022 earnings · · Investor relations
Briefing
UMB Financial reported first quarter net income.
UMB Financial Corporation reported a net income of $106.0 million for the first quarter of 2022, or $2.17 per diluted share. This compares to $92.6 million, or $1.91 per diluted share, in the first quarter of 2021. The company's results reflect robust growth on both sides of the balance sheet, strong asset quality metrics, and sustained momentum in fee income businesses.
- GAAP net income of $106.0 million, or $2.17 per diluted share; net operating income of $106.1 million, or $2.17 per diluted share.
- Pre-tax, pre-provision income on a fully tax equivalent basis of $125.7 million, an increase of 10.9% compared to the fourth quarter of 2021.
- Excluding Paycheck Protection Program balances, average loans increased 19.1% on a linked-quarter, annualized basis.
- Noninterest income increased 13.6% as compared to the first quarter of 2021, equal to 37.0% of total revenue.
Headline financials
Revenue & EPS history
UMB Financial · Revenue · Quarterly
$334M
Revenue by segment
UMB Financial · $124M total across 3 segments · Q1 2022
- Institutional Banking$73.3M+7.1%59.2%
- Commercial Banking$26.7M+261.6%21.6%
- Personal Banking$23.7M-28.4%19.2%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2022
+0.2%
Avg return
Earnings day
-0.4%
Avg return
5 days after
+2.6%
Avg return
30 days after
55%
38 / 69 earnings
Positive
+8.1%
Q4 2015
Best reaction
-9.6%
Q3 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.9% | +3.2% | +4.7% | |
| Q4 2025 | +0.0% | +2.6% | -7.2% | |
| Q3 2025 | -3.4% | -4.4% | -1.1% | |
| Q1 2025 | +3.4% | +5.8% | +9.0% | |
| Q4 2024 | +0.8% | -6.9% | -9.3% | |
| Q3 2024 | +3.8% | +1.1% | +17.7% | |
| Q2 2024 | +4.1% | -4.6% | +5.0% | |
| Q1 2024 | -4.2% | -0.7% | -5.1% | |
| Q4 2023 | -1.2% | -1.5% | -2.2% | |
| Q3 2023 | +2.0% | +1.7% | +17.2% | |
| Q2 2023 | +4.6% | +1.9% | -7.2% | |
| Q1 2023 | +6.2% | +9.8% | +2.4% | |
| Q4 2022 | +1.6% | +1.5% | +5.4% | |
| Q3 2022 | -9.6% | -9.2% | -5.4% | |
| Q2 2022 | -0.4% | -1.4% | +1.5% | |
| Q1 2022 | +0.3% | -3.8% | -2.6% | |
| Q4 2021 | -6.8% | -4.9% | -4.1% | |
| Q3 2021 | -6.7% | -4.7% | +3.6% | |
| Q2 2021 | +5.0% | +6.3% | +2.5% | |
| Q1 2021 | +1.2% | +1.8% | +1.4% | |
| Q4 2020 | -4.1% | -2.8% | +18.5% | |
| Q3 2020 | +0.0% | +4.1% | +21.9% | |
| Q2 2020 | +6.4% | +6.3% | +18.8% | |
| Q1 2020 | +8.1% | +2.2% | +9.0% | |
| Q4 2019 | +3.8% | +2.5% | -5.8% | |
| Q3 2019 | +1.0% | -1.3% | +1.6% | |
| Q2 2019 | +1.5% | -2.4% | -6.8% | |
| Q1 2019 | +3.8% | +6.4% | -0.9% | |
| Q4 2018 | -7.2% | -5.6% | +0.5% | |
| Q3 2018 | -5.3% | -4.9% | +1.6% | |
| Q2 2018 | -7.1% | -9.6% | -4.5% | |
| Q1 2018 | +1.4% | +1.4% | +2.9% | |
| Q4 2017 | +3.6% | +2.7% | +0.3% | |
| Q3 2017 | -1.7% | +0.4% | -2.7% | |
| Q2 2017 | -4.7% | -4.9% | -9.4% | |
| Q1 2017 | +0.1% | -5.7% | -7.3% | |
| Q4 2016 | +5.3% | +5.6% | +9.5% | |
| Q3 2016 | -1.2% | -2.3% | +21.9% | |
| Q2 2016 | +1.2% | -0.1% | +7.8% | |
| Q1 2016 | +3.9% | — | — | |
| Q4 2015 | +8.1% | — | — | |
| Q3 2015 | -1.9% | — | — | |
| Q2 2015 | +0.2% | — | — | |
| Q1 2015 | -3.0% | — | — | |
| Q4 2014 | -7.6% | — | — | |
| Q3 2014 | +4.1% | — | — | |
| Q2 2014 | -0.6% | — | — | |
| Q1 2014 | -0.5% | — | — | |
| Q4 2013 | -6.7% | — | — | |
| Q3 2013 | +2.1% | — | — | |
| Q2 2013 | +1.7% | — | — | |
| Q1 2013 | +5.5% | — | — | |
| Q4 2012 | -3.0% | — | — | |
| Q3 2012 | -3.5% | — | — | |
| Q2 2012 | +2.3% | — | — | |
| Q1 2012 | +1.4% | — | — | |
| Q4 2011 | -0.5% | — | — | |
| Q3 2011 | +1.3% | — | — | |
| Q2 2011 | -6.2% | — | — | |
| Q1 2011 | +0.9% | — | — | |
| Q4 2008 | +1.3% | — | — | |
| Q4 2009 | +1.3% | — | — | |
| Q4 2010 | +1.3% | — | — | |
| Q3 2010 | +5.4% | — | — | |
| Q3 2009 | +5.4% | — | — | |
| Q2 2010 | -1.6% | — | — | |
| Q2 2009 | -1.6% | — | — | |
| Q1 2010 | -1.9% | — | — | |
| Q1 2009 | -1.9% | — | — |
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