NASDAQ$TSBK
Timberland Bancorp Inc · Q3 2022 earnings
Q3 2022 earnings · · Investor relations
Briefing
Net income increased due to continued solid loan growth and higher interest rates.
Timberland Bancorp reported a net income of $5.74 million, or $0.69 per diluted common share, for the quarter ended June 30, 2022. Compared to the prior quarter, net income and earnings per share increased 8% and 10%, respectively. Net loans receivable, excluding Paycheck Protection Program (“PPP”) loans, increasing 5.7%.
- Net income was $5.74 million for the current quarter.
- Earnings per diluted common share (“EPS”) was $0.69 for the current quarter.
- Return on average equity (“ROE”) and return on average assets (“ROA”) for the current quarter were 10.80% and 1.22%, respectively.
- Net interest margin (“NIM”) was 3.11% for the current quarter.
Headline financials
Revenue & EPS history
Timberland · Revenue · Quarterly
$17.1M
Revenue by segment
Timberland · $3.78M total across 5 segments · Q1 2020
- Deposit Charges$1.2M—31.7%
- Card Fees$1.09M—28.9%
- Loan Sales$953K—25.2%
- Other$390K—10.3%
- BOLI Income$147K—3.9%
Forward guidance
Timberland is well positioned to benefit from additional Federal Reserve actions to increase interest rates, and we anticipate additional opportunities to invest excess liquidity during the next several quarters.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2022
+1.3%
Avg return
Earnings day
+2.0%
Avg return
5 days after
+2.7%
Avg return
30 days after
63%
41 / 65 earnings
Positive
+13.8%
Q2 2020
Best reaction
-3.8%
Q2 2010
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2026 | +0.9% | +3.3% | +1.4% | |
| Q1 2026 | +2.2% | +4.5% | +1.8% | |
| Q4 2025 | +3.6% | +2.0% | +8.3% | |
| Q3 2025 | +5.7% | +2.7% | +3.4% | |
| Q2 2025 | -2.1% | +0.8% | -2.5% | |
| Q1 2025 | +1.7% | +1.7% | +7.2% | |
| Q4 2024 | +0.3% | +3.9% | +7.6% | |
| Q3 2024 | +3.8% | +5.5% | +6.3% | |
| Q2 2024 | +5.0% | +0.7% | +0.7% | |
| Q1 2024 | -0.1% | -0.5% | -9.6% | |
| Q4 2023 | +1.8% | +6.3% | +5.6% | |
| Q3 2023 | +6.9% | +9.3% | -0.7% | |
| Q2 2023 | -3.2% | -4.1% | -12.3% | |
| Q1 2023 | +0.3% | -0.5% | +2.6% | |
| Q4 2022 | +3.3% | +13.4% | +18.4% | |
| Q3 2022 | +1.8% | +1.0% | +5.0% | |
| Q2 2022 | +0.5% | +1.6% | -2.2% | |
| Q1 2022 | -1.6% | -4.0% | -4.3% | |
| Q4 2021 | -0.4% | -0.4% | -0.5% | |
| Q3 2021 | +2.1% | +1.9% | +3.1% | |
| Q2 2021 | +1.5% | +1.4% | +5.8% | |
| Q1 2021 | -1.5% | -9.2% | +1.4% | |
| Q4 2020 | +4.0% | +16.2% | +33.5% | |
| Q3 2020 | +3.9% | +0.1% | +4.8% | |
| Q2 2020 | +13.8% | +6.2% | +5.6% | |
| Q1 2020 | +0.5% | -1.2% | -11.1% | |
| Q4 2019 | +1.1% | +6.6% | +11.8% | |
| Q3 2019 | +4.9% | +6.5% | -3.8% | |
| Q2 2019 | +1.8% | +3.3% | -17.8% | |
| Q1 2019 | +4.2% | +7.2% | +15.2% | |
| Q4 2018 | +1.8% | +1.1% | -2.5% | |
| Q3 2018 | -0.4% | -1.2% | -5.9% | |
| Q2 2018 | -1.5% | -1.6% | +0.7% | |
| Q1 2018 | -2.2% | -2.9% | +2.0% | |
| Q4 2017 | -3.7% | -6.1% | -8.0% | |
| Q3 2017 | +5.5% | +6.5% | +7.3% | |
| Q2 2017 | -0.8% | -2.0% | +0.4% | |
| Q1 2017 | +1.9% | +2.2% | +10.5% | |
| Q4 2016 | -0.5% | +0.7% | +18.3% | |
| Q3 2016 | -2.6% | -1.4% | -1.4% | |
| Q2 2016 | -0.2% | — | — | |
| Q4 2015 | +10.4% | — | — | |
| Q3 2015 | +2.2% | — | — | |
| Q2 2015 | +2.7% | — | — | |
| Q1 2015 | +2.8% | — | — | |
| Q4 2014 | -1.3% | — | — | |
| Q3 2014 | +3.7% | — | — | |
| Q2 2014 | +0.5% | — | — | |
| Q1 2014 | +3.9% | — | — | |
| Q4 2013 | -2.6% | — | — | |
| Q3 2013 | -0.5% | — | — | |
| Q2 2013 | +0.6% | — | — | |
| Q1 2013 | +2.8% | — | — | |
| Q4 2010 | +0.2% | — | — | |
| Q4 2012 | +0.0% | — | — | |
| Q3 2012 | -1.5% | — | — | |
| Q2 2011 | +1.8% | — | — | |
| Q2 2012 | +1.8% | — | — | |
| Q1 2012 | -0.9% | — | — | |
| Q1 2010 | -0.9% | — | — | |
| Q4 2009 | +0.3% | — | — | |
| Q4 2011 | +0.3% | — | — | |
| Q3 2011 | -0.4% | — | — | |
| Q3 2010 | -0.4% | — | — | |
| Q2 2010 | -3.8% | — | — |
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