NASDAQ$TSBK
Timberland Bancorp Inc · Q2 2023 earnings
Q2 2023 earnings · · Investor relations
Briefing
Net income increased year-over-year due to strong loan portfolio growth and a higher interest rate environment.
Timberland Bancorp reported a net income of $6.66 million, or $0.80 per diluted common share, for the quarter ended March 31, 2023, compared to $5.33 million, or $0.63 per diluted common share, for the comparable quarter one year ago. The company's performance was driven by strong loan portfolio growth and a higher interest rate environment.
- Net income increased 25% year-over-year.
- Earnings per diluted common share increased 27% year-over-year to $0.80.
- Return on average assets was 1.48%.
- Net interest margin was 3.99%.
Headline financials
Revenue & EPS history
Timberland · Revenue · Quarterly
$19.8M
Revenue by segment
Timberland · $3.78M total across 5 segments · Q1 2020
- Deposit Charges$1.2M—31.7%
- Card Fees$1.09M—28.9%
- Loan Sales$953K—25.2%
- Other$390K—10.3%
- BOLI Income$147K—3.9%
Forward guidance
Timberland Bancorp believes that with their strong capital position, excellent credit quality and ample sources of liquidity, they are well positioned to continue to deliver strong financial results.
Tailwinds
- Strong capital position
- Excellent credit quality
- Ample sources of liquidity
- Strong earnings
- Strong loan portfolio growth
Headwinds
- Potential adverse impacts to economic conditions
- Credit risks of lending activities
- Changes in general economic conditions
- Changes in the levels of general interest rates
- Fluctuations in the demand for loans
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2023
+1.3%
Avg return
Earnings day
+2.0%
Avg return
5 days after
+2.7%
Avg return
30 days after
63%
41 / 65 earnings
Positive
+13.8%
Q2 2020
Best reaction
-3.8%
Q2 2010
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2026 | +0.9% | +3.3% | +1.4% | |
| Q1 2026 | +2.2% | +4.5% | +1.8% | |
| Q4 2025 | +3.6% | +2.0% | +8.3% | |
| Q3 2025 | +5.7% | +2.7% | +3.4% | |
| Q2 2025 | -2.1% | +0.8% | -2.5% | |
| Q1 2025 | +1.7% | +1.7% | +7.2% | |
| Q4 2024 | +0.3% | +3.9% | +7.6% | |
| Q3 2024 | +3.8% | +5.5% | +6.3% | |
| Q2 2024 | +5.0% | +0.7% | +0.7% | |
| Q1 2024 | -0.1% | -0.5% | -9.6% | |
| Q4 2023 | +1.8% | +6.3% | +5.6% | |
| Q3 2023 | +6.9% | +9.3% | -0.7% | |
| Q2 2023 | -3.2% | -4.1% | -12.3% | |
| Q1 2023 | +0.3% | -0.5% | +2.6% | |
| Q4 2022 | +3.3% | +13.4% | +18.4% | |
| Q3 2022 | +1.8% | +1.0% | +5.0% | |
| Q2 2022 | +0.5% | +1.6% | -2.2% | |
| Q1 2022 | -1.6% | -4.0% | -4.3% | |
| Q4 2021 | -0.4% | -0.4% | -0.5% | |
| Q3 2021 | +2.1% | +1.9% | +3.1% | |
| Q2 2021 | +1.5% | +1.4% | +5.8% | |
| Q1 2021 | -1.5% | -9.2% | +1.4% | |
| Q4 2020 | +4.0% | +16.2% | +33.5% | |
| Q3 2020 | +3.9% | +0.1% | +4.8% | |
| Q2 2020 | +13.8% | +6.2% | +5.6% | |
| Q1 2020 | +0.5% | -1.2% | -11.1% | |
| Q4 2019 | +1.1% | +6.6% | +11.8% | |
| Q3 2019 | +4.9% | +6.5% | -3.8% | |
| Q2 2019 | +1.8% | +3.3% | -17.8% | |
| Q1 2019 | +4.2% | +7.2% | +15.2% | |
| Q4 2018 | +1.8% | +1.1% | -2.5% | |
| Q3 2018 | -0.4% | -1.2% | -5.9% | |
| Q2 2018 | -1.5% | -1.6% | +0.7% | |
| Q1 2018 | -2.2% | -2.9% | +2.0% | |
| Q4 2017 | -3.7% | -6.1% | -8.0% | |
| Q3 2017 | +5.5% | +6.5% | +7.3% | |
| Q2 2017 | -0.8% | -2.0% | +0.4% | |
| Q1 2017 | +1.9% | +2.2% | +10.5% | |
| Q4 2016 | -0.5% | +0.7% | +18.3% | |
| Q3 2016 | -2.6% | -1.4% | -1.4% | |
| Q2 2016 | -0.2% | — | — | |
| Q4 2015 | +10.4% | — | — | |
| Q3 2015 | +2.2% | — | — | |
| Q2 2015 | +2.7% | — | — | |
| Q1 2015 | +2.8% | — | — | |
| Q4 2014 | -1.3% | — | — | |
| Q3 2014 | +3.7% | — | — | |
| Q2 2014 | +0.5% | — | — | |
| Q1 2014 | +3.9% | — | — | |
| Q4 2013 | -2.6% | — | — | |
| Q3 2013 | -0.5% | — | — | |
| Q2 2013 | +0.6% | — | — | |
| Q1 2013 | +2.8% | — | — | |
| Q4 2010 | +0.2% | — | — | |
| Q4 2012 | +0.0% | — | — | |
| Q3 2012 | -1.5% | — | — | |
| Q2 2011 | +1.8% | — | — | |
| Q2 2012 | +1.8% | — | — | |
| Q1 2012 | -0.9% | — | — | |
| Q1 2010 | -0.9% | — | — | |
| Q4 2009 | +0.3% | — | — | |
| Q4 2011 | +0.3% | — | — | |
| Q3 2011 | -0.4% | — | — | |
| Q3 2010 | -0.4% | — | — | |
| Q2 2010 | -3.8% | — | — |
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