NASDAQ$TFSL
TFS Financial Corporation · Q2 2023 earnings
Q2 2023 earnings · · Investor relations
Briefing
Announced second fiscal quarter 2023 results, remaining strong, stable, and well-capitalized.
TFS Financial Corporation reported a net income of $15.9 million for the quarter ended March 31, 2023. The decrease of $6.3 million from the previous quarter was primarily due to a decrease in net interest income and an increase in non-interest expense.
- Reported net income of $15.9 million.
- Generated over $80 million of residential mortgage loan growth.
- Remained well capitalized, with a Tier 1 leverage ratio of 11.27%.
- Paid a $0.2825 dividend per share.
Headline financials
Revenue & EPS history
TFS Financial · Revenue · Quarterly
$74.6M
Revenue by segment
TFS Financial · $11.9M total across 4 segments · Q1 2020
- Other non-interest income$5.3M+326.6%44.4%
- Gain on sale of loans$2.93M+2535.1%24.5%
- Fees & service charges$2.15M+20.8%18.0%
- BOLI benefits$1.56M+0.9%13.1%
Forward guidance
This report contains forward-looking statements, which can be identified by the use of such words as estimate, project, believe, intend, anticipate, plan, seek, expect and similar expressions.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2023
+0.2%
Avg return
Earnings day
+0.8%
Avg return
5 days after
+2.5%
Avg return
30 days after
48%
31 / 65 earnings
Positive
+8.5%
Q2 2020
Best reaction
-5.5%
Q3 2018
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2026 | +2.0% | +0.4% | +5.9% | |
| Q1 2026 | -4.1% | +0.3% | -4.6% | |
| Q4 2025 | -1.0% | +3.8% | +7.5% | |
| Q2 2025 | +1.6% | +1.1% | -0.1% | |
| Q1 2025 | +7.3% | +7.2% | +3.1% | |
| Q4 2024 | -0.7% | -1.5% | +9.3% | |
| Q3 2024 | -1.4% | -5.7% | -2.0% | |
| Q2 2024 | +4.3% | +9.0% | +7.5% | |
| Q1 2024 | -5.3% | -5.3% | -9.4% | |
| Q4 2023 | +5.1% | +6.8% | +22.7% | |
| Q3 2023 | +2.7% | +5.8% | -3.5% | |
| Q2 2023 | -0.5% | -3.9% | -5.9% | |
| Q1 2023 | -1.6% | -2.9% | -1.5% | |
| Q4 2022 | +8.2% | +6.5% | +6.2% | |
| Q3 2022 | +3.0% | +3.1% | +3.7% | |
| Q2 2022 | -0.5% | -0.7% | -0.7% | |
| Q1 2022 | -1.0% | +0.0% | -0.5% | |
| Q4 2021 | +1.2% | +1.5% | -2.2% | |
| Q3 2021 | -0.7% | -2.5% | +1.4% | |
| Q2 2021 | -2.2% | -2.7% | +10.7% | |
| Q1 2021 | -2.9% | -3.0% | +7.4% | |
| Q4 2020 | -0.1% | +0.9% | +12.7% | |
| Q3 2020 | +3.5% | -1.4% | +11.4% | |
| Q2 2020 | +8.5% | +7.6% | +8.5% | |
| Q1 2020 | +3.1% | +6.6% | +3.1% | |
| Q4 2019 | -0.1% | +1.8% | +5.3% | |
| Q3 2019 | -2.3% | -4.2% | -3.4% | |
| Q2 2019 | -0.9% | +5.3% | +3.9% | |
| Q1 2019 | -2.7% | +0.0% | +1.7% | |
| Q4 2018 | +1.6% | +3.2% | +7.0% | |
| Q3 2018 | -5.5% | -4.1% | -5.2% | |
| Q2 2018 | -0.7% | +1.1% | +5.5% | |
| Q1 2018 | -0.6% | +2.9% | +0.1% | |
| Q4 2017 | -3.3% | -2.4% | -3.1% | |
| Q3 2017 | +1.2% | +2.4% | -2.0% | |
| Q2 2017 | +1.3% | +0.1% | -4.9% | |
| Q1 2017 | -4.7% | -6.3% | -6.2% | |
| Q4 2016 | +0.3% | -0.5% | +6.7% | |
| Q3 2016 | +0.5% | -0.6% | +1.3% | |
| Q2 2016 | -1.2% | — | — | |
| Q1 2016 | +1.0% | — | — | |
| Q4 2015 | -0.2% | — | — | |
| Q3 2015 | +1.1% | — | — | |
| Q2 2015 | -2.4% | — | — | |
| Q1 2015 | -0.3% | — | — | |
| Q4 2014 | +2.4% | — | — | |
| Q3 2014 | +0.4% | — | — | |
| Q2 2014 | -0.2% | — | — | |
| Q1 2014 | +0.5% | — | — | |
| Q4 2013 | -1.6% | — | — | |
| Q3 2013 | -0.8% | — | — | |
| Q2 2013 | +1.1% | — | — | |
| Q1 2013 | +2.8% | — | — | |
| Q4 2012 | +0.1% | — | — | |
| Q3 2012 | -0.9% | — | — | |
| Q2 2012 | +0.8% | — | — | |
| Q1 2012 | +0.7% | — | — | |
| Q4 2011 | +2.8% | — | — | |
| Q3 2011 | +1.2% | — | — | |
| Q2 2011 | +1.5% | — | — | |
| Q1 2011 | +2.6% | — | — | |
| Q4 2010 | -3.0% | — | — | |
| Q4 2009 | -0.7% | — | — | |
| Q3 2010 | -0.7% | — | — | |
| Q2 2010 | -4.0% | — | — |
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