NASDAQ$SFNC

Simmons First National Corp · Q1 2022 earnings

Q1 2022 earnings · · Investor relations

Briefing

Reported diluted EPS of $0.58, driven by loan demand and deposit growth.

Simmons First National Corporation reported a net income of $65.1 million and diluted earnings per share of $0.58 for the first quarter of 2022. The results were driven by accelerating loan demand and continued growth of low-cost deposits. The company also completed the acquisition and conversion of Spirit of Texas Bancshares, Inc.

  • Net income was $65.1 million, compared to $67.4 million in the first quarter of 2021.
  • Diluted earnings per share were $0.58, compared to $0.62 for the first quarter of 2021.
  • Total loans remained at $12.0 billion.
  • Total deposits were $19.4 billion, unchanged from the previous quarter.

Headline financials

Total Revenue

$188M

Previous: $199M-5.4%
EPS (adj)

$0.59

Previous: $0.62-4.8%
Capital Expenditures

-$7.16M

Previous: -$2.51M-184.6%
Free Cash Flow

$57.9M

Previous: $64.9M-10.7%
Net Income

$65.1M

Previous: $67.4M-3.4%
Operating Income

$119M

Previous: $151M-21.1%
Gross Profit

$168M

Previous: $197M-14.8%
Cash & Equivalents

$1.69B

Previous: $3.91B-56.8%
Total Assets

$24.5B

Previous: $23.3B+4.9%
Stock-Based Comp

$3.94M

Previous: $3.85M+2.3%

Revenue & EPS history

Simmons · Revenue · Quarterly

$188M

Q1 2022-5.4%vs Q1 2021
Beat estimate in 8 of 16 quarters(50%)
ActualEstimate

Revenue by segment

Simmons · $208M total across 2 segments · Q2 2023

  • Net Interest Income
    $163M-11.8%
  • Noninterest Income
    $45M+11.9%

Forward guidance

The company recognizes the challenges ahead given expectations that interest rates are most likely to increase further during the remainder of 2022, the impact elevated inflation levels have on the cost of everyday goods and services, and the global unrest that adds uncertainty to the financial markets and potentially future economic growth.

Tailwinds

  • Strong capital position
  • Strong liquidity positions
  • Commitment to maintaining strong underwriting standards
  • Focused team
  • Exceptional service

Headwinds

  • Expectations that interest rates are most likely to increase further during the remainder of 2022
  • Impact elevated inflation levels have on the cost of everyday goods and services
  • Global unrest
  • Uncertainty to the financial markets
  • Potentially future economic growth

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2022

Historical avgQ1 2022

-0.8%

Avg return

Earnings day

-0.2%

Avg return

5 days after

+2.2%

Avg return

30 days after

42%

28 / 66 earnings

Positive

+10.6%

Q2 2019

Best reaction

-9.9%

Q4 2015

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%+3.5%+0.2%
Q4 2025+8.9%+3.8%+11.4%
Q3 2025+1.6%-1.5%-0.4%
Q2 2025-0.9%+0.0%+2.3%
Q1 2025-4.0%-1.0%+10.1%
Q4 2024-1.6%-0.8%-3.6%
Q3 2024-2.3%+0.0%+5.1%
Q2 2024+1.4%-1.1%-0.9%
Q1 2024-5.1%-6.9%-6.2%
Q4 2023+6.0%+6.4%-1.5%
Q3 2023-8.1%-7.4%+5.5%
Q2 2023+0.6%+0.5%-11.0%
Q1 2023-4.6%+1.6%+1.6%
Q4 2022-5.9%-5.0%-1.8%
Q3 2022-5.8%-1.9%-3.6%
Q2 2022+0.9%+1.4%+13.2%
Q1 2022-3.0%-0.9%+5.1%
Q4 2021-2.7%-2.1%-2.1%
Q3 2021-6.5%-4.1%-2.9%
Q2 2021+1.3%+0.8%+5.5%
Q1 2021-2.6%+0.6%+4.0%
Q4 2020-1.9%-6.6%+12.1%
Q3 2020-2.4%+3.4%+16.3%
Q2 2020+7.2%+9.3%+6.8%
Q1 2020-4.3%-2.4%-10.0%
Q4 2019-2.9%-4.8%-4.3%
Q3 2019+1.2%+2.1%+3.4%
Q2 2019+10.6%+11.4%+7.0%
Q1 2019-3.6%-3.1%-4.6%
Q4 2018-4.6%-5.2%+3.4%
Q3 2018-0.9%-3.5%+5.6%
Q2 2018+0.6%-3.8%+0.5%
Q1 2018+5.4%+5.6%+9.2%
Q4 2017+0.5%-0.1%-0.3%
Q3 2017-1.4%-1.6%-8.5%
Q2 2017+1.9%+3.1%-1.2%
Q1 2017+0.4%+2.1%-2.5%
Q4 2016+3.5%+3.7%+2.8%
Q3 2016-0.5%+0.9%+21.6%
Q2 2016-1.9%-4.2%-0.6%
Q1 2016-1.0%
Q4 2015-9.9%
Q3 2015+9.3%
Q2 2015-3.7%
Q1 2015-1.2%
Q4 2014+2.9%
Q3 2014-2.0%
Q2 2014-5.1%
Q1 2014+3.6%
Q4 2013-1.5%
Q3 2013+0.4%
Q2 2013+0.1%
Q1 2013+0.3%
Q4 2012+1.0%
Q3 2012+0.9%
Q2 2012-0.7%
Q1 2012-0.9%
Q4 2009+2.8%
Q1 2011+2.8%
Q4 2011+2.8%
Q3 2011-5.4%
Q3 2010-5.4%
Q2 2010-6.6%
Q4 2010-6.6%
Q2 2011-6.6%
Q1 2010+0.1%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro