NASDAQ$ROOT

Root Inc · Q3 2025 earnings

Q3 2025 earnings · · After market close · Investor relations

Briefing

Root reported Q3 2025, revenue of $387.8M, net income of $35M.

For Q3 2025, Root reported revenue of $387.8M, net income of $35M. Management discusses segment performance, capital allocation, and sector risks in the quarterly filing.

  • Revenue $387.8M.
  • Net income $35M.
  • Root MD&A covers liquidity, credit, and operating priorities.

Headline financials

Total Revenue

$388M

Previous: $306M+26.9%
EPS (adj)

-$0.35

Previous: $1.35-125.9%
Capital Expenditures

$0.00

Previous: -$400K+100.0%
Free Cash Flow

-$5.4M

Previous: $22.4M-124.1%
Net Income

-$5.4M

Previous: $22.8M-123.7%
Operating Income

$300K

Previous: $34.4M-99.1%
Gross Profit

$367M

Previous: $282M+30.3%

Revenue & EPS history

Root · Revenue · Quarterly

$388M

Q3 2025+26.9%vs Q3 2024
Beat estimate in 10 of 14 quarters(71%)
ActualEstimate

Forward guidance

The quarterly filing discusses operating priorities, capital returns, and sector risks.

Tailwinds

  • MD&A highlights liquidity and core business trends.
  • Management commentary on segment performance.

Headwinds

  • Macro, rates, or input costs may pressure margins.
  • One-time items can affect YoY comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

+2.8%

Avg return

Earnings day

+6.6%

Avg return

5 days after

+21.5%

Avg return

30 days after

54%

13 / 24 earnings

Positive

+72.8%

Q3 2024

Best reaction

-25.4%

Q2 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.3%+3.2%-2.6%
Q4 2025-5.3%-21.8%-28.1%
Q3 2025-8.8%-3.2%-9.9%
Q1 2025+0.9%+7.4%+8.4%
Q4 2024+25.6%+34.1%+38.7%
Q3 2024+72.8%+79.3%+152.2%
Q2 2024-22.2%-15.5%-30.8%
Q1 2024+4.6%-15.7%-21.9%
Q4 2023+46.5%+150.9%+492.7%
Q3 2023+13.9%+11.1%+16.7%
Q2 2023+0.5%-11.3%+8.0%
Q1 2023+21.4%+37.8%+23.9%
Q4 2022-2.7%-16.2%-26.3%
Q3 2022+9.7%+10.4%-21.2%
Q2 2022-25.4%-31.2%-55.8%
Q1 2022+15.1%+15.1%-14.5%
Q4 2021+6.5%+17.5%+32.5%
Q3 2021+16.8%+1.6%-31.9%
Q2 2020-23.9%-19.2%-6.7%
Q2 2021-19.4%-19.9%-6.7%
Q1 2021-9.1%-10.1%+29.6%
Q4 2020-17.3%-17.0%-12.1%
Q4 2019-15.9%-8.7%-7.6%
Q3 2020-16.9%-19.4%-11.2%
Q1 2020
Q3 2019
Q2 2019
Q1 2019

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