NASDAQ$ROOT
Root Inc · Q1 2025 earnings
Q1 2025 earnings · · After market close · Investor relations
Briefing
Root reported Q1 2025 total revenues of $349M with net income attributable to common shareholders of $17.5M and diluted EPS of $1.07.
Total revenues rose to $349.4 million as earned premium grew and loss ratios improved. The company reported net income attributable to common shareholders of $17.5 million, or $1.07 per diluted share, versus a loss a year ago.
- Q1 total revenues $349M (+37% YoY).
- Net income to common $17.5M; EPS $1.07.
- Underwriting and marketing efficiency.
- Insurance economics and growth in policies.
Headline financials
Revenue & EPS history
Root · Revenue · Quarterly
$349M
Forward guidance
Management discusses operational priorities, capital allocation, and sector risks in the quarterly filing.
Tailwinds
- Headline results and liquidity position.
- Segment or product trends in MD&A.
- Strategic initiatives and cost programs.
Headwinds
- Macro demand and margin pressure.
- One-time items affecting comparability.
- Execution risk on growth plans.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2025
+2.8%
Avg return
Earnings day
+6.6%
Avg return
5 days after
+21.5%
Avg return
30 days after
54%
13 / 24 earnings
Positive
+72.8%
Q3 2024
Best reaction
-25.4%
Q2 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +0.3% | +3.2% | -2.6% | |
| Q4 2025 | -5.3% | -21.8% | -28.1% | |
| Q3 2025 | -8.8% | -3.2% | -9.9% | |
| Q1 2025 | +0.9% | +7.4% | +8.4% | |
| Q4 2024 | +25.6% | +34.1% | +38.7% | |
| Q3 2024 | +72.8% | +79.3% | +152.2% | |
| Q2 2024 | -22.2% | -15.5% | -30.8% | |
| Q1 2024 | +4.6% | -15.7% | -21.9% | |
| Q4 2023 | +46.5% | +150.9% | +492.7% | |
| Q3 2023 | +13.9% | +11.1% | +16.7% | |
| Q2 2023 | +0.5% | -11.3% | +8.0% | |
| Q1 2023 | +21.4% | +37.8% | +23.9% | |
| Q4 2022 | -2.7% | -16.2% | -26.3% | |
| Q3 2022 | +9.7% | +10.4% | -21.2% | |
| Q2 2022 | -25.4% | -31.2% | -55.8% | |
| Q1 2022 | +15.1% | +15.1% | -14.5% | |
| Q4 2021 | +6.5% | +17.5% | +32.5% | |
| Q3 2021 | +16.8% | +1.6% | -31.9% | |
| Q2 2020 | -23.9% | -19.2% | -6.7% | |
| Q2 2021 | -19.4% | -19.9% | -6.7% | |
| Q1 2021 | -9.1% | -10.1% | +29.6% | |
| Q4 2020 | -17.3% | -17.0% | -12.1% | |
| Q4 2019 | -15.9% | -8.7% | -7.6% | |
| Q3 2020 | -16.9% | -19.4% | -11.2% | |
| Q1 2020 | — | — | — | |
| Q3 2019 | — | — | — | |
| Q2 2019 | — | — | — | |
| Q1 2019 | — | — | — |
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