NASDAQ$PSEC

Prospect Capital Corp · Q1 2025 earnings

Q1 2025 earnings · · Investor relations

Briefing

Announced financial results for the fiscal September 2024 quarter.

Prospect Capital Corporation reported financial results for the fiscal quarter ended September 30, 2024. The company is rightsizing its common shareholder distribution rate and rotating investments into first lien senior secured middle market loans.

  • Recurring income, as shown by interest income as a percent of total income, reached 94%, an increase of over 800 basis points year-over-year.
  • First lien loans as a percentage of total investments have reached 65%, an increase of over 700 basis points year-over-year.
  • Since inception through the January 2025 declared distribution, Prospect will have distributed $21.25 per share to original common shareholders.
  • The combined amount of balance sheet cash and undrawn revolving credit facility commitments is approximately $1.5 billion as of November 6, 2024.

Headline financials

Total Revenue

-$39.8M

Previous: $211M-118.8%
EPS (adj)

$0.21

Previous: $0.31-32.3%
Capital Expenditures

$0.00

Previous: $0.00
Free Cash Flow

-$134M

Previous: $56.7M-336.2%
Net Income

-$134M

Previous: -$51.4M-160.5%
Operating Income

-$106M

No prior period
Gross Profit

-$39.8M

No prior period
Cash & Equivalents

$57M

Previous: $97.3M-41.4%
Total Assets

$7.59B

Previous: $7.78B-2.4%

Revenue & EPS history

Prospect Capital · Revenue · Quarterly

-$39.8M

Q1 2025-118.8%vs Q1 2024
Beat estimate in 3 of 12 quarters(25%)
ActualEstimate

Revenue by segment

Prospect Capital · $222M total across 3 segments · Q4 2023

  • Interest income
    $197M
  • Other income
    $22.7M
  • Dividend income
    $1.36M

Forward guidance

Prospect expects to declare February 2025, March 2025, and April 2025 distributions to common shareholders in February 2025.

Tailwinds

  • Our $2.25 billion targeted Floating Rate perpetual preferred stock offering
  • Greater utilization of our cost efficient revolving floating rate credit facility
  • Elevated short-term SOFR rates which boost asset yields
  • Optimization of portfolio company performance
  • Increased primary and secondary originations of senior secured debt and selected equity investments targeting attractive risk-adjusted yields and total returns as we deploy dry powder from our underleveraged balance sheet

Headwinds

  • Market expectations for more reductions going forward, which may lower future shareholder distribution rates across the BDC and related credit industries
  • The Fed has reversed 75 basis points of prior short term interest rate increases
  • CLO equity and real estate investments have generated solid unlevered investment-level gross cash IRRs, but with more variability compared to our core business
  • We are cautious about future exit-related income.
  • We have already factored in the declining forward curve for short term interest rates for our common shareholder distribution declaration today.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

+0.4%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+0.5%

Avg return

30 days after

55%

23 / 42 earnings

Positive

+10.7%

Q1 2024

Best reaction

-16.3%

Q1 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q3 2026-9.9%-17.9%-18.6%
Q2 2026+10.3%+16.9%+1.5%
Q1 2026+0.4%+12.2%+5.1%
Q3 2025-1.9%+0.8%-10.2%
Q2 2025-1.0%+3.8%+0.7%
Q1 2025-16.3%-18.2%-13.4%
Q4 2024-1.8%+2.8%+4.3%
Q3 2024+3.6%+4.0%+6.3%
Q1 2024+10.7%+3.9%+7.9%
Q4 2023+1.0%+0.7%+0.8%
Q3 2023-1.7%-4.7%-0.9%
Q2 2023-0.7%+1.7%-9.7%
Q1 2023+0.8%+2.5%-2.2%
Q3 2022-1.2%-1.8%-0.8%
Q2 2022+2.0%-1.0%-4.3%
Q1 2022+6.9%+6.3%+2.2%
Q3 2021-2.0%-1.5%+12.6%
Q2 2021+4.9%+8.0%+11.2%
Q1 2021+4.2%+3.2%+9.3%
Q4 2020-0.8%-1.4%-2.3%
Q3 2020+5.9%+8.1%+36.0%
Q2 2020-0.5%-0.6%-27.6%
Q1 2020-0.6%+1.4%+1.7%
Q4 2019-5.4%-4.4%+0.5%
Q3 2019-0.6%-1.3%-4.0%
Q2 2019-4.6%-7.9%-5.6%
Q1 2019+2.7%+3.7%-0.7%
Q4 2018+2.8%+4.5%+2.6%
Q3 2018+1.6%+2.9%+6.8%
Q2 2018+3.3%+8.4%+4.6%
Q1 2018-4.9%+1.9%+14.4%
Q4 2017-3.8%-6.0%-6.5%
Q3 2017-6.8%-12.5%-13.0%
Q2 2017+3.5%+6.6%+4.6%
Q1 2017+0.8%+3.3%+8.5%
Q4 2016+2.0%+0.4%-3.2%
Q3 2016+1.8%
Q2 2016+2.5%
Q1 2015-1.9%
Q4 2015+7.1%
Q3 2015+2.0%
Q2 2014+0.1%

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