NASDAQ$PRAA
Pra Group Inc · Q4 2021 earnings
Q4 2021 earnings · · Investor relations
Briefing
Reported an increase in net income and diluted earnings per share.
PRA Group reported strong Q4 2021 results, with increased net income and diluted earnings per share. Total cash collections were $473.7 million, and total revenues reached $256.9 million. The company also executed significant common stock repurchases.
- Total cash collections were $473.7 million.
- Total revenues were $256.9 million.
- Diluted earnings per share increased 22% to $0.79.
- Total portfolio purchases of $201.7 million.
Headline financials
Revenue & EPS history
Pra Group · Revenue · Quarterly
$257M
Revenue by segment
Pra Group · $205M total across 2 segments · Q2 2023
- Portfolio income$184M—89.7%
- Changes in expected recoveries$21.1M—10.3%
Forward guidance
PRA Group anticipates a strong European pipeline and increasing pipeline in the U.S. by the end of 2022, supported by its strong balance sheet.
Tailwinds
- Maximum forward flow commitments were $149 million higher than the commitments entering 2021.
- Believe the European pipeline is strong.
- Economic indicators point to an increasing pipeline in the U.S. by the end of 2022.
- Strong balance sheet will allow capitalization on opportunities.
- Considerable flexibility for balanced capital deployment across portfolio acquisitions, share repurchases and other growth initiatives.
Headwinds
- Increased competition.
- Pricing pressure.
- Decrease in U.S. call center and other cash collections.
- Decrease in Brazil cash collections.
- Shift in collections from the legal channel to the call centers and digital platforms.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q4 2021
+0.5%
Avg return
Earnings day
+0.9%
Avg return
5 days after
+1.6%
Avg return
30 days after
47%
32 / 68 earnings
Positive
+37.1%
Q1 2020
Best reaction
-31.0%
Q1 2023
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -8.1% | -29.6% | -23.3% | |
| Q4 2025 | +24.0% | +34.6% | +33.0% | |
| Q3 2025 | -11.1% | +0.7% | +17.6% | |
| Q1 2025 | -29.4% | -30.0% | -26.1% | |
| Q4 2024 | -4.2% | -6.0% | -13.9% | |
| Q3 2024 | +14.3% | +16.0% | -0.4% | |
| Q2 2024 | -10.3% | -5.3% | -7.5% | |
| Q1 2024 | +0.4% | +6.1% | -16.5% | |
| Q4 2023 | +21.6% | +13.3% | -0.8% | |
| Q3 2023 | +20.3% | +14.2% | +46.6% | |
| Q2 2023 | -0.6% | -7.1% | -12.1% | |
| Q1 2023 | -31.0% | -47.4% | -33.8% | |
| Q4 2022 | +5.8% | +5.5% | -5.2% | |
| Q3 2022 | -3.1% | +1.7% | +7.7% | |
| Q2 2022 | +2.3% | +2.3% | -4.8% | |
| Q1 2022 | -6.5% | -8.8% | -11.2% | |
| Q4 2021 | -2.2% | -2.0% | -1.7% | |
| Q3 2021 | -2.1% | -4.0% | -3.6% | |
| Q2 2021 | +9.6% | +6.7% | +10.2% | |
| Q1 2021 | +0.0% | -3.1% | +0.3% | |
| Q4 2020 | -2.1% | -2.5% | -1.0% | |
| Q3 2020 | -1.0% | +5.4% | +17.9% | |
| Q2 2020 | +5.7% | +6.9% | +7.3% | |
| Q1 2020 | +37.1% | +32.6% | +56.3% | |
| Q4 2019 | +10.6% | +8.2% | -20.3% | |
| Q3 2019 | +7.7% | +7.3% | +6.3% | |
| Q2 2019 | +11.8% | +12.3% | +16.4% | |
| Q1 2019 | +5.6% | +5.4% | +6.5% | |
| Q4 2018 | -3.8% | -6.8% | -16.1% | |
| Q3 2018 | -11.6% | -2.0% | -13.0% | |
| Q2 2018 | -8.6% | -5.7% | -7.2% | |
| Q1 2018 | +8.3% | +6.4% | +12.2% | |
| Q4 2017 | +8.7% | +10.4% | +7.8% | |
| Q3 2017 | +23.7% | +20.4% | +28.2% | |
| Q2 2017 | -11.5% | -17.7% | -26.8% | |
| Q1 2017 | +10.1% | +11.0% | +12.0% | |
| Q4 2016 | -14.2% | -17.2% | -21.1% | |
| Q3 2016 | -12.6% | +0.3% | +20.1% | |
| Q2 2016 | +6.8% | +0.7% | +20.7% | |
| Q1 2016 | -20.7% | — | — | |
| Q4 2015 | -15.9% | — | — | |
| Q3 2015 | -14.1% | — | — | |
| Q2 2015 | -10.0% | — | — | |
| Q1 2015 | +5.9% | — | — | |
| Q4 2014 | -0.7% | — | — | |
| Q3 2014 | -2.3% | — | — | |
| Q2 2014 | -6.2% | — | — | |
| Q1 2014 | -1.5% | — | — | |
| Q4 2013 | +16.7% | — | — | |
| Q3 2013 | -6.2% | — | — | |
| Q2 2013 | +5.6% | — | — | |
| Q1 2013 | +7.3% | — | — | |
| Q4 2012 | +6.9% | — | — | |
| Q3 2012 | +4.4% | — | — | |
| Q2 2012 | +18.0% | — | — | |
| Q1 2012 | +10.5% | — | — | |
| Q4 2011 | -0.6% | — | — | |
| Q3 2011 | -0.5% | — | — | |
| Q1 2010 | -11.0% | — | — | |
| Q2 2011 | -11.0% | — | — | |
| Q1 2011 | +1.7% | — | — | |
| Q4 2008 | +0.4% | — | — | |
| Q4 2010 | +0.4% | — | — | |
| Q3 2009 | +0.1% | — | — | |
| Q3 2010 | +0.1% | — | — | |
| Q4 2009 | -1.0% | — | — | |
| Q2 2009 | -1.0% | — | — | |
| Q2 2010 | -1.0% | — | — |
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