NASDAQ$PMTS

CPI Card Group Inc · Q1 2026 earnings

Q1 2026 earnings · · Investor relations

Briefing

CPI Card Group reported Q1 2026 revenue of $147.1M (+20% YoY) and net income of $2.1M, with diluted EPS of $0.17.

For the quarter ended March 31, 2026, CPI Card Group generated revenue of $147.1 million versus $122.8 million from payment card production and related services. Net income was $2.1 million, or $0.17 diluted EPS, down from $4.8 million and $0.40 a year ago. Operating income was $11.0 million as metal and eco-focused card products grew share.

  • Revenue $147.1M (+20% YoY); net income $2.1M.
  • Diluted EPS $0.17 versus $0.40 prior year.
  • Payment card personalization and fulfillment leader.
  • Operating income $11.0M; interest expense $7.7M.
  • EMV, contactless, and metal card demand drivers.

Headline financials

Total Revenue

$147M

Previous: $123M+19.8%
EPS (adj)

$0.17

Previous: $0.42-59.5%
Capital Expenditures

-$3.51M

Previous: -$5.3M+33.7%
Net Income

$2.06M

Previous: $4.77M-56.9%
Operating Income

$11M

Previous: $14.1M-22.1%
Gross Profit

$44.1M

Previous: $40.7M+8.4%

Revenue & EPS history

CPI Card Group · Revenue · Quarterly

$147M

Q1 2026+19.8%vs Q1 2025
Beat estimate in 13 of 15 quarters(87%)
ActualEstimate

Revenue by segment

CPI Card Group · $106M total across 2 segments · Q3 2023

  • Debit and Credit
    $83.8M-15.8%
  • Prepaid Debit
    $22.3M-12.0%

Forward guidance

CPI discusses card volume trends, issuer demand, and capacity investments without numeric quarterly guidance.

Tailwinds

  • Strong revenue growth on card personalization demand.
  • Metal and premium card product mix expanding.
  • Operating income positive with scale.

Headwinds

  • Net income down on interest and tax.
  • Customer concentration among large issuers.
  • Plastic and chip supply chain costs.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

-2.1%

Avg return

Earnings day

+0.7%

Avg return

5 days after

+9.6%

Avg return

30 days after

47%

21 / 45 earnings

Positive

+41.3%

Q4 2025

Best reaction

-48.9%

Q1 2016

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-6.5%-8.8%+3.7%
Q4 2025+41.3%+26.6%+23.4%
Q3 2025-20.3%-21.3%-18.5%
Q1 2025+4.5%-14.1%-4.0%
Q4 2024-6.7%-11.6%-16.8%
Q3 2024+18.9%+23.8%+45.3%
Q2 2024-10.8%-1.8%+1.2%
Q1 2024+16.1%+19.9%+52.3%
Q4 2023-18.8%+2.4%+0.8%
Q3 2023-15.4%-14.0%+8.8%
Q2 2023-3.8%-4.2%-15.0%
Q1 2023-34.1%-34.9%-43.0%
Q4 2022+20.7%+9.0%+28.5%
Q3 2022+21.8%+17.6%+11.6%
Q2 2022+7.0%+10.8%+4.3%
Q1 2022+31.8%+37.4%+54.3%
Q4 2021-5.7%-0.6%+17.2%
Q3 2021-28.0%-19.4%-34.6%
Q2 2021+0.3%+20.6%+76.0%
Q1 2021+1.7%+3.4%+7.2%
Q4 2020+40.1%+28.5%+102.3%
Q3 2020+38.9%+54.1%+45.6%
Q2 2020-23.6%-28.8%-43.0%
Q1 2020+29.2%+30.9%+192.4%
Q4 2019-1.9%+10.1%-19.0%
Q3 2019-1.9%-8.0%-40.1%
Q2 2019-3.7%-3.3%+21.7%
Q1 2019+6.3%+6.9%+15.1%
Q4 2018-1.9%-3.7%-12.7%
Q3 2018-5.0%-5.0%-3.0%
Q2 2018+18.0%+14.7%+61.6%
Q1 2018-11.8%-2.8%+10.2%
Q4 2017+1.6%+0.3%-19.8%
Q3 2017-8.0%-15.6%-25.9%
Q2 2017-42.9%-60.7%-65.7%
Q1 2017-25.0%-22.9%-40.0%
Q4 2016+4.4%+0.0%-6.7%
Q3 2016-21.3%-19.1%-25.5%
Q2 2016+3.6%+8.8%+25.0%
Q1 2015-47.4%
Q1 2016-48.9%
Q2 2015+2.7%
Q4 2015+1.4%
Q3 2014+0.2%
Q3 2015-11.3%
Q4 2014
Q2 2014
Q1 2014

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