NASDAQ$OZK
Bank OZK · Q2 2025 earnings
Q2 2025 earnings · · After market close · Investor relations
Briefing
Bank OZK reported record earnings in Q2 2025 driven by strong loan and deposit growth.
Bank OZK achieved record net income and EPS in Q2 2025, supported by strong loan and deposit growth and solid asset quality.
- Record net income of $178.9 million
- Record diluted EPS of $1.58
- Strong loan and deposit growth
- Solid asset quality in a dynamic market environment
Headline financials
Revenue & EPS history
Bank OZK · Revenue · Quarterly
$421M
Forward guidance
Management expects to improve on record 2024 net income and EPS in 2025, citing strong positioning and experienced team.
Tailwinds
- Positioned to surpass record 2024 net income
- Experienced and entrepreneurial team
- Strong loan and deposit growth trends
- Record net interest income achieved
- Solid asset quality maintained
Headwinds
- Dynamic market environment presents challenges
- Economic uncertainties may impact growth
- Credit environment could tighten further
- Regulatory risks remain a concern
- Potential margin pressures in future quarters
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2025
+0.1%
Avg return
Earnings day
+0.7%
Avg return
5 days after
+2.0%
Avg return
30 days after
51%
27 / 53 earnings
Positive
+16.8%
Q4 2018
Best reaction
-29.9%
Q3 2018
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.2% | +1.3% | -2.4% | |
| Q4 2025 | +0.0% | -3.2% | +4.2% | |
| Q3 2025 | -2.3% | -3.3% | -6.2% | |
| Q2 2025 | +0.0% | +1.3% | -5.0% | |
| Q1 2025 | +5.8% | +5.2% | +19.3% | |
| Q4 2024 | +10.0% | +11.8% | +14.7% | |
| Q3 2024 | -2.2% | -4.0% | +6.2% | |
| Q2 2024 | -3.2% | -2.0% | -9.7% | |
| Q1 2024 | +4.8% | +8.1% | +16.1% | |
| Q4 2023 | +5.2% | +7.3% | -6.3% | |
| Q3 2023 | -0.8% | -0.2% | +16.2% | |
| Q2 2023 | -6.6% | -5.7% | -10.1% | |
| Q1 2023 | -5.5% | -9.5% | -6.6% | |
| Q4 2022 | +7.4% | +9.6% | +18.1% | |
| Q3 2022 | -7.6% | -2.1% | +6.6% | |
| Q2 2022 | -0.8% | -1.3% | +9.5% | |
| Q1 2022 | -2.6% | -3.5% | -8.0% | |
| Q4 2021 | -1.3% | -1.4% | -3.0% | |
| Q3 2021 | -2.3% | -0.8% | +1.3% | |
| Q2 2021 | +1.0% | +0.6% | +3.9% | |
| Q1 2021 | +3.8% | +3.7% | +8.2% | |
| Q4 2020 | +3.9% | +7.8% | +16.8% | |
| Q3 2020 | +8.9% | +4.1% | +21.1% | |
| Q2 2020 | +2.6% | +1.2% | -3.4% | |
| Q1 2020 | +14.0% | +26.2% | +20.6% | |
| Q4 2019 | -2.6% | -4.0% | -6.5% | |
| Q3 2019 | +2.4% | +4.7% | +2.5% | |
| Q2 2019 | +4.3% | +6.9% | -8.4% | |
| Q1 2019 | +1.5% | +2.6% | +4.2% | |
| Q4 2018 | +16.8% | +15.2% | +19.9% | |
| Q3 2018 | -29.9% | -30.9% | -27.4% | |
| Q2 2018 | -8.9% | -8.2% | -12.0% | |
| Q1 2018 | +0.3% | -0.2% | +4.3% | |
| Q4 2017 | -2.6% | -1.8% | -1.1% | |
| Q3 2017 | -4.1% | -4.7% | -9.7% | |
| Q2 2017 | -0.2% | +3.5% | -11.0% | |
| Q1 2017 | -3.0% | -6.0% | -5.1% | |
| Q4 2016 | -2.5% | -1.6% | +3.9% | |
| Q3 2016 | -6.6% | -9.9% | +4.2% | |
| Q2 2016 | +9.4% | +9.2% | +0.4% | |
| Q1 2016 | +1.3% | — | — | |
| Q4 2015 | +0.2% | — | — | |
| Q3 2015 | -6.3% | — | — | |
| Q2 2015 | -0.9% | — | — | |
| Q1 2015 | +3.5% | — | — | |
| Q4 2014 | +1.1% | — | — | |
| Q3 2014 | +0.5% | — | — | |
| Q2 2014 | +2.4% | — | — | |
| Q1 2014 | -2.7% | — | — | |
| Q4 2013 | +1.4% | — | — | |
| Q3 2013 | +3.9% | — | — | |
| Q2 2013 | -2.4% | — | — | |
| Q1 2013 | -4.5% | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro