NASDAQ$OZK
Bank OZK · Q1 2025 earnings
Q1 2025 earnings · · After market close · Investor relations
Briefing
Bank OZK reported a solid performance in Q1 2025 with stable earnings and strategic navigation of a complex economic environment.
Bank OZK delivered strong Q1 2025 results with $167.9 million in net income and $406.5 million in revenue, maintaining consistent performance despite a slight year-over-year decline.
- Net income for Q1 2025 was $167.9 million, slightly down from the previous year.
- Diluted EPS held steady at $1.47, reflecting a disciplined operational strategy.
- Total assets reached $39.2 billion as of March 31, 2025.
- The company highlighted its readiness to capitalize on emerging opportunities in a volatile environment.
Headline financials
Revenue & EPS history
Bank OZK · Revenue · Quarterly
$407M
Forward guidance
Bank OZK remains confident in its operational resilience and ability to navigate uncertainties, focusing on performance improvement and opportunity capture.
Tailwinds
- Experienced and proactive management team
- Strong start to the year despite economic noise
- Effective handling of market uncertainties
- Focused on operational excellence
- Prepared to leverage strategic opportunities
Headwinds
- Slight year-over-year decline in net income
- Decrease in EPS from prior year
- Challenging macroeconomic environment
- Increased market volatility
- Uncertainty around future interest rate movements
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2025
+0.1%
Avg return
Earnings day
+0.7%
Avg return
5 days after
+2.0%
Avg return
30 days after
51%
27 / 53 earnings
Positive
+16.8%
Q4 2018
Best reaction
-29.9%
Q3 2018
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.2% | +1.3% | -2.4% | |
| Q4 2025 | +0.0% | -3.2% | +4.2% | |
| Q3 2025 | -2.3% | -3.3% | -6.2% | |
| Q2 2025 | +0.0% | +1.3% | -5.0% | |
| Q1 2025 | +5.8% | +5.2% | +19.3% | |
| Q4 2024 | +10.0% | +11.8% | +14.7% | |
| Q3 2024 | -2.2% | -4.0% | +6.2% | |
| Q2 2024 | -3.2% | -2.0% | -9.7% | |
| Q1 2024 | +4.8% | +8.1% | +16.1% | |
| Q4 2023 | +5.2% | +7.3% | -6.3% | |
| Q3 2023 | -0.8% | -0.2% | +16.2% | |
| Q2 2023 | -6.6% | -5.7% | -10.1% | |
| Q1 2023 | -5.5% | -9.5% | -6.6% | |
| Q4 2022 | +7.4% | +9.6% | +18.1% | |
| Q3 2022 | -7.6% | -2.1% | +6.6% | |
| Q2 2022 | -0.8% | -1.3% | +9.5% | |
| Q1 2022 | -2.6% | -3.5% | -8.0% | |
| Q4 2021 | -1.3% | -1.4% | -3.0% | |
| Q3 2021 | -2.3% | -0.8% | +1.3% | |
| Q2 2021 | +1.0% | +0.6% | +3.9% | |
| Q1 2021 | +3.8% | +3.7% | +8.2% | |
| Q4 2020 | +3.9% | +7.8% | +16.8% | |
| Q3 2020 | +8.9% | +4.1% | +21.1% | |
| Q2 2020 | +2.6% | +1.2% | -3.4% | |
| Q1 2020 | +14.0% | +26.2% | +20.6% | |
| Q4 2019 | -2.6% | -4.0% | -6.5% | |
| Q3 2019 | +2.4% | +4.7% | +2.5% | |
| Q2 2019 | +4.3% | +6.9% | -8.4% | |
| Q1 2019 | +1.5% | +2.6% | +4.2% | |
| Q4 2018 | +16.8% | +15.2% | +19.9% | |
| Q3 2018 | -29.9% | -30.9% | -27.4% | |
| Q2 2018 | -8.9% | -8.2% | -12.0% | |
| Q1 2018 | +0.3% | -0.2% | +4.3% | |
| Q4 2017 | -2.6% | -1.8% | -1.1% | |
| Q3 2017 | -4.1% | -4.7% | -9.7% | |
| Q2 2017 | -0.2% | +3.5% | -11.0% | |
| Q1 2017 | -3.0% | -6.0% | -5.1% | |
| Q4 2016 | -2.5% | -1.6% | +3.9% | |
| Q3 2016 | -6.6% | -9.9% | +4.2% | |
| Q2 2016 | +9.4% | +9.2% | +0.4% | |
| Q1 2016 | +1.3% | — | — | |
| Q4 2015 | +0.2% | — | — | |
| Q3 2015 | -6.3% | — | — | |
| Q2 2015 | -0.9% | — | — | |
| Q1 2015 | +3.5% | — | — | |
| Q4 2014 | +1.1% | — | — | |
| Q3 2014 | +0.5% | — | — | |
| Q2 2014 | +2.4% | — | — | |
| Q1 2014 | -2.7% | — | — | |
| Q4 2013 | +1.4% | — | — | |
| Q3 2013 | +3.9% | — | — | |
| Q2 2013 | -2.4% | — | — | |
| Q1 2013 | -4.5% | — | — |
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