NASDAQ$NEWT

Newtekone Inc · Q4 2024 earnings

Q4 2024 earnings · · After market close · Investor relations

Briefing

NewtekOne reported Q4 2024, revenue of $90.3M, net income of $9.4M, diluted EPS of $0.35.

For Q4 2024, NewtekOne reported revenue of $90.3M, net income of $9.4M, diluted EPS was $0.35. Management discussed operating trends, liquidity, and outlook in the linked filing.

  • Revenue $90.3M.
  • Net income $9.4M.
  • Diluted EPS $0.35.

Headline financials

Total Revenue

$90.3M

Previous: $49.9M+80.9%
EPS (adj)

$0.35

Previous: $0.53-34.0%
Efficiency Ratio

55.9%

Previous: 66.6%-16.1%
Return on Avg. Assets

4.1%

Previous: 3.2%+27.5%
Return on Tangible Common Equity

30.9%

Previous: 26.4%+17.0%
Pre-Provision Net Revenue

$33.2M

No prior period
Pre-Provision ROAA

7.4%

No prior period
SBA 7(a) Loan Originations

$262M

No prior period
ALP Loan Originations

$91M

No prior period
Net Income

$9.37M

Previous: $13M-27.7%
Operating Income

$23.8K

Previous: $18M-99.9%

Revenue & EPS history

Newtekone · Revenue · Quarterly

$90.3M

Q4 2024+80.9%vs Q4 2023
Beat estimate in 6 of 15 quarters(40%)
ActualEstimate

Forward guidance

The filing discusses NewtekOne's outlook, capital allocation, and key risks for upcoming quarters, including guidance ranges or operating priorities where disclosed.

Tailwinds

  • NewtekOne discussed operating priorities and capital allocation for upcoming periods.
  • Liquidity and balance-sheet capacity support ongoing operations.

Headwinds

  • Macro, input costs, and FX may pressure margins quarter to quarter.
  • Segment mix and one-time items can affect year-over-year comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

+0.8%

Avg return

Earnings day

+1.1%

Avg return

5 days after

+3.6%

Avg return

30 days after

52%

33 / 63 earnings

Positive

+10.7%

Q2 2013

Best reaction

-19.8%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+3.9%+3.9%+6.9%
Q4 2025-4.2%+6.3%+18.2%
Q3 2025-3.3%-0.6%+1.2%
Q4 2024+6.5%-15.6%-12.0%
Q3 2024+7.8%+17.1%+6.4%
Q2 2024-3.5%-6.4%-11.6%
Q1 2024+10.5%+14.5%+18.7%
Q4 2023+5.2%+4.4%+9.6%
Q3 2023-10.3%-11.0%-8.0%
Q2 2023+3.7%+7.2%-1.4%
Q1 2023+2.6%-5.4%+30.1%
Q4 2022-19.8%-17.9%-31.5%
Q3 2022+4.6%+2.8%+15.2%
Q2 2022-0.0%+6.1%+0.5%
Q1 2022-0.1%-1.7%-2.9%
Q4 2021-1.8%+3.9%+3.5%
Q3 2021-8.5%-5.7%-4.4%
Q2 2021+1.2%+8.1%+11.8%
Q1 2021+2.5%+9.1%+33.8%
Q4 2020-0.3%+3.6%+4.8%
Q3 2020-0.9%+0.8%+7.9%
Q2 2020-0.3%+2.8%-1.7%
Q1 2020+1.4%+2.5%+22.3%
Q4 2019-4.2%-16.5%-45.7%
Q3 2019+1.7%+0.4%+4.8%
Q2 2019-0.2%+2.0%+11.2%
Q1 2019+5.9%+9.8%+0.8%
Q4 2018-0.6%+0.3%+5.2%
Q3 2018+3.9%-0.2%+0.8%
Q2 2018+0.5%+3.4%+10.2%
Q1 2018+3.7%+4.4%+13.5%
Q4 2017+4.4%+7.9%+4.9%
Q3 2017-2.5%-1.9%+2.7%
Q2 2017+1.2%+1.4%+2.1%
Q1 2017+4.3%+3.1%+5.5%
Q4 2016-1.3%+3.3%-1.5%
Q3 2016-5.2%-1.2%+1.5%
Q2 2016-0.9%-2.8%+3.7%
Q1 2016+4.4%
Q4 2015+10.6%
Q3 2015+1.2%
Q2 2015-1.0%
Q1 2015+3.2%
Q4 2014-5.5%
Q3 2014+4.3%
Q2 2014+0.0%
Q1 2014-3.7%
Q4 2013-0.4%
Q3 2013+1.0%
Q2 2013+10.7%
Q1 2013+3.4%
Q4 2012+4.3%
Q3 2012-1.1%
Q2 2012+0.0%
Q1 2012+5.3%
Q4 2011+2.6%
Q3 2011-2.9%
Q2 2011-4.6%
Q1 2011-3.0%
Q4 2010+1.8%
Q3 2010+0.0%
Q2 2010+5.1%
Q1 2010+5.9%

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