NASDAQ$NEWT

Newtekone Inc · Q2 2023 earnings

Q2 2023 earnings · · Investor relations

Briefing

Reported financial and operating results for the second quarter of 2023.

NewtekOne reported a net income of $6.9 million, or $0.26 per basic common share, for the three months ended June 30, 2023, meeting its previously issued forecast. Total assets reached $1.4 billion, and the company reiterated its full-year 2023 earnings forecast of $1.70 to $2.00 per share.

  • Net income was $6.9 million, or $0.26 per basic common share, for the three months ended June 30, 2023.
  • Net interest income was $5.7 million for the three months ended June 30, 2023.
  • Total assets were $1.4 billion at June 30, 2023.
  • Total commercial loan closings were $251.2 million for the three months ended June 30, 2023.

Headline financials

Total Revenue

$52.1M

Previous: $19.2M+171.0%
EPS (adj)

$0.26

Previous: $0.75-65.3%
Efficiency Ratio

58.7%

No prior period
Capital Expenditures

-$129K

Previous: $11K-1272.7%
Free Cash Flow

$6.72M

Previous: -$71.7M+109.4%
Net Income

$6.85M

Previous: $13.5M-49.3%
Operating Income

$35M

Previous: -$2.25M+1651.3%
Gross Profit

$49.5M

No prior period
Cash & Equivalents

$190M

Previous: $126M+50.4%
Total Assets

$1.44B

Previous: $1.03B+40.2%
Stock-Based Comp

$697K

Previous: $1.25M-44.2%

Revenue & EPS history

Newtekone · Revenue · Quarterly

$52.1M

Q2 2023+171%vs Q2 2022
Beat estimate in 6 of 15 quarters(40%)
ActualEstimate

Forward guidance

NewtekOne is maintaining its 2023 earnings guidance of $1.70 to $2.00 earnings per share and anticipates results for the second half of 2023 to exceed the results of the first six months of 2023.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2023

Historical avgQ2 2023

+0.8%

Avg return

Earnings day

+1.1%

Avg return

5 days after

+3.6%

Avg return

30 days after

52%

33 / 63 earnings

Positive

+10.7%

Q2 2013

Best reaction

-19.8%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+3.9%+3.9%+6.9%
Q4 2025-4.2%+6.3%+18.2%
Q3 2025-3.3%-0.6%+1.2%
Q4 2024+6.5%-15.6%-12.0%
Q3 2024+7.8%+17.1%+6.4%
Q2 2024-3.5%-6.4%-11.6%
Q1 2024+10.5%+14.5%+18.7%
Q4 2023+5.2%+4.4%+9.6%
Q3 2023-10.3%-11.0%-8.0%
Q2 2023+3.7%+7.2%-1.4%
Q1 2023+2.6%-5.4%+30.1%
Q4 2022-19.8%-17.9%-31.5%
Q3 2022+4.6%+2.8%+15.2%
Q2 2022-0.0%+6.1%+0.5%
Q1 2022-0.1%-1.7%-2.9%
Q4 2021-1.8%+3.9%+3.5%
Q3 2021-8.5%-5.7%-4.4%
Q2 2021+1.2%+8.1%+11.8%
Q1 2021+2.5%+9.1%+33.8%
Q4 2020-0.3%+3.6%+4.8%
Q3 2020-0.9%+0.8%+7.9%
Q2 2020-0.3%+2.8%-1.7%
Q1 2020+1.4%+2.5%+22.3%
Q4 2019-4.2%-16.5%-45.7%
Q3 2019+1.7%+0.4%+4.8%
Q2 2019-0.2%+2.0%+11.2%
Q1 2019+5.9%+9.8%+0.8%
Q4 2018-0.6%+0.3%+5.2%
Q3 2018+3.9%-0.2%+0.8%
Q2 2018+0.5%+3.4%+10.2%
Q1 2018+3.7%+4.4%+13.5%
Q4 2017+4.4%+7.9%+4.9%
Q3 2017-2.5%-1.9%+2.7%
Q2 2017+1.2%+1.4%+2.1%
Q1 2017+4.3%+3.1%+5.5%
Q4 2016-1.3%+3.3%-1.5%
Q3 2016-5.2%-1.2%+1.5%
Q2 2016-0.9%-2.8%+3.7%
Q1 2016+4.4%
Q4 2015+10.6%
Q3 2015+1.2%
Q2 2015-1.0%
Q1 2015+3.2%
Q4 2014-5.5%
Q3 2014+4.3%
Q2 2014+0.0%
Q1 2014-3.7%
Q4 2013-0.4%
Q3 2013+1.0%
Q2 2013+10.7%
Q1 2013+3.4%
Q4 2012+4.3%
Q3 2012-1.1%
Q2 2012+0.0%
Q1 2012+5.3%
Q4 2011+2.6%
Q3 2011-2.9%
Q2 2011-4.6%
Q1 2011-3.0%
Q4 2010+1.8%
Q3 2010+0.0%
Q2 2010+5.1%
Q1 2010+5.9%

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