NASDAQ$NBTB
Nbt Bancorp Inc · Q1 2022 earnings
Q1 2022 earnings · · Investor relations
Briefing
NBT Bancorp Inc. reported net income for the first quarter
NBT Bancorp Inc. reported a net income of $39.1 million, or $0.90 per diluted share for the three months ended March 31, 2022. Noninterest income grew to $42.7 million, up 15.2% from the first quarter of 2021.
- Net income of $39.1 million
- Diluted earnings per share of $0.90
- Period end total loans were $7.6 billion at March 31, 2022, up 2%, from December 31, 2021
- Tangible equity to assets of 7.70%
Headline financials
Revenue & EPS history
NBT · Revenue · Quarterly
$123M
Revenue by segment
NBT · $22.9M total across 5 segments · Q4 2022
- Retirement admin fees$10.7M—46.7%
- Card services income$4.96M—21.7%
- Deposit service fees$3.6M—15.7%
- Other income$2.22M—9.7%
- BOLI income$1.42M—6.2%
Forward guidance
This press release contains forward-looking statements, as defined in the Private Securities Litigation Reform Act of 1995. These statements may be identified by the use of phrases such as “anticipate,” “believe,” “expect,” “forecasts,” “projects,” “will,” “can,” “would,” “should,” “could,” “may,” or other similar terms.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2022
+0.0%
Avg return
Earnings day
-0.1%
Avg return
5 days after
+2.2%
Avg return
30 days after
48%
33 / 69 earnings
Positive
+9.7%
Q2 2024
Best reaction
-11.5%
Q4 2022
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -4.5% | -3.5% | +1.4% | |
| Q4 2025 | -1.3% | +1.2% | +1.2% | |
| Q3 2025 | +1.3% | -0.7% | +3.4% | |
| Q2 2025 | -2.2% | -1.4% | +0.5% | |
| Q1 2025 | +0.6% | -0.0% | -1.9% | |
| Q4 2024 | -5.4% | -2.2% | -3.2% | |
| Q3 2024 | +3.9% | +2.2% | +14.9% | |
| Q2 2024 | +9.7% | +10.2% | +2.4% | |
| Q1 2024 | +4.1% | +3.9% | +10.0% | |
| Q4 2023 | -7.0% | -9.3% | -15.9% | |
| Q3 2023 | +4.3% | +5.5% | +14.7% | |
| Q2 2023 | -1.1% | -1.9% | -9.9% | |
| Q1 2023 | -1.9% | -2.8% | +4.4% | |
| Q4 2022 | -11.5% | -11.0% | -5.2% | |
| Q3 2022 | -0.4% | +7.7% | +8.4% | |
| Q2 2022 | -0.1% | +2.9% | +1.3% | |
| Q1 2022 | +0.1% | -0.8% | +3.6% | |
| Q4 2021 | -4.9% | -3.8% | -4.3% | |
| Q3 2021 | -3.9% | -2.3% | +1.4% | |
| Q2 2021 | +1.9% | +5.7% | +9.9% | |
| Q1 2021 | -2.2% | -3.8% | -0.9% | |
| Q4 2020 | -4.9% | -4.8% | +3.9% | |
| Q3 2020 | -2.8% | -6.1% | +8.9% | |
| Q2 2020 | -0.6% | -0.3% | +2.8% | |
| Q1 2020 | +5.0% | +1.9% | +7.1% | |
| Q4 2019 | -2.5% | -4.2% | -6.1% | |
| Q3 2019 | +6.7% | +6.8% | +7.1% | |
| Q2 2019 | +0.4% | +3.8% | -4.0% | |
| Q1 2019 | +2.7% | +2.8% | +1.6% | |
| Q4 2018 | -0.2% | -0.8% | +7.3% | |
| Q3 2018 | -0.3% | -3.4% | +2.3% | |
| Q2 2018 | +2.8% | +3.0% | +3.3% | |
| Q1 2018 | +3.6% | +2.3% | +6.2% | |
| Q4 2017 | +1.8% | -0.8% | -2.7% | |
| Q3 2017 | +0.7% | +0.9% | -1.4% | |
| Q2 2017 | +1.3% | -1.7% | -9.4% | |
| Q1 2017 | +4.0% | +1.4% | -3.2% | |
| Q4 2016 | +2.2% | -0.3% | +1.1% | |
| Q3 2016 | +0.8% | +0.4% | +18.8% | |
| Q2 2016 | -0.6% | -0.4% | +6.3% | |
| Q1 2016 | +1.6% | — | — | |
| Q4 2015 | -1.4% | — | — | |
| Q3 2015 | +0.0% | — | — | |
| Q2 2015 | +3.6% | — | — | |
| Q1 2015 | +1.5% | — | — | |
| Q4 2014 | -1.9% | — | — | |
| Q3 2014 | +5.0% | — | — | |
| Q2 2014 | +2.0% | — | — | |
| Q1 2014 | -0.9% | — | — | |
| Q4 2013 | -2.4% | — | — | |
| Q3 2013 | +2.6% | — | — | |
| Q2 2013 | +1.3% | — | — | |
| Q1 2013 | -3.2% | — | — | |
| Q4 2012 | +0.7% | — | — | |
| Q3 2012 | -0.8% | — | — | |
| Q2 2012 | -1.4% | — | — | |
| Q1 2012 | +1.8% | — | — | |
| Q4 2011 | -1.1% | — | — | |
| Q3 2011 | -4.9% | — | — | |
| Q2 2011 | -1.4% | — | — | |
| Q1 2010 | +0.5% | — | — | |
| Q1 2011 | +1.2% | — | — | |
| Q4 2010 | -1.2% | — | — | |
| Q4 2009 | -1.2% | — | — | |
| Q4 2008 | -1.2% | — | — | |
| Q3 2009 | +0.0% | — | — | |
| Q3 2010 | +0.0% | — | — | |
| Q2 2010 | +0.9% | — | — | |
| Q2 2009 | +0.9% | — | — |
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