NASDAQ$NBTB

Nbt Bancorp Inc · Q1 2018 earnings

Q1 2018 earnings · · Investor relations

Headline financials

Total Revenue

$105M

Previous: $97.2M+7.7%
EPS (adj)

$0.59

Previous: $0.46+28.3%
Free Cash Flow

$26M

Previous: $20.3M+28.1%
Net Income

$26M

Previous: $20.3M+28.1%
Operating Income

$83.2M

Previous: $75M+10.9%
Gross Profit

$105M

Previous: $97.2M+7.7%
Cash & Equivalents

$160M

Previous: $142M+12.5%
Total Assets

$9.23B

Previous: $8.95B+3.2%
Stock-Based Comp

$2.45M

Previous: $2.17M+13.3%

Revenue & EPS history

NBT · Revenue · Quarterly

$105M

Q1 2018+7.7%vs Q1 2017
Beat estimate in 13 of 16 quarters(81%)
ActualEstimate

Revenue by segment

NBT · $22.9M total across 5 segments · Q4 2022

  • Retirement admin fees
    $10.7M
  • Card services income
    $4.96M
  • Deposit service fees
    $3.6M
  • Other income
    $2.22M
  • BOLI income
    $1.42M

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2018

Historical avgQ1 2018

+0.0%

Avg return

Earnings day

-0.1%

Avg return

5 days after

+2.2%

Avg return

30 days after

48%

33 / 69 earnings

Positive

+9.7%

Q2 2024

Best reaction

-11.5%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.5%-3.5%+1.4%
Q4 2025-1.3%+1.2%+1.2%
Q3 2025+1.3%-0.7%+3.4%
Q2 2025-2.2%-1.4%+0.5%
Q1 2025+0.6%-0.0%-1.9%
Q4 2024-5.4%-2.2%-3.2%
Q3 2024+3.9%+2.2%+14.9%
Q2 2024+9.7%+10.2%+2.4%
Q1 2024+4.1%+3.9%+10.0%
Q4 2023-7.0%-9.3%-15.9%
Q3 2023+4.3%+5.5%+14.7%
Q2 2023-1.1%-1.9%-9.9%
Q1 2023-1.9%-2.8%+4.4%
Q4 2022-11.5%-11.0%-5.2%
Q3 2022-0.4%+7.7%+8.4%
Q2 2022-0.1%+2.9%+1.3%
Q1 2022+0.1%-0.8%+3.6%
Q4 2021-4.9%-3.8%-4.3%
Q3 2021-3.9%-2.3%+1.4%
Q2 2021+1.9%+5.7%+9.9%
Q1 2021-2.2%-3.8%-0.9%
Q4 2020-4.9%-4.8%+3.9%
Q3 2020-2.8%-6.1%+8.9%
Q2 2020-0.6%-0.3%+2.8%
Q1 2020+5.0%+1.9%+7.1%
Q4 2019-2.5%-4.2%-6.1%
Q3 2019+6.7%+6.8%+7.1%
Q2 2019+0.4%+3.8%-4.0%
Q1 2019+2.7%+2.8%+1.6%
Q4 2018-0.2%-0.8%+7.3%
Q3 2018-0.3%-3.4%+2.3%
Q2 2018+2.8%+3.0%+3.3%
Q1 2018+3.6%+2.3%+6.2%
Q4 2017+1.8%-0.8%-2.7%
Q3 2017+0.7%+0.9%-1.4%
Q2 2017+1.3%-1.7%-9.4%
Q1 2017+4.0%+1.4%-3.2%
Q4 2016+2.2%-0.3%+1.1%
Q3 2016+0.8%+0.4%+18.8%
Q2 2016-0.6%-0.4%+6.3%
Q1 2016+1.6%
Q4 2015-1.4%
Q3 2015+0.0%
Q2 2015+3.6%
Q1 2015+1.5%
Q4 2014-1.9%
Q3 2014+5.0%
Q2 2014+2.0%
Q1 2014-0.9%
Q4 2013-2.4%
Q3 2013+2.6%
Q2 2013+1.3%
Q1 2013-3.2%
Q4 2012+0.7%
Q3 2012-0.8%
Q2 2012-1.4%
Q1 2012+1.8%
Q4 2011-1.1%
Q3 2011-4.9%
Q2 2011-1.4%
Q1 2010+0.5%
Q1 2011+1.2%
Q4 2010-1.2%
Q4 2009-1.2%
Q4 2008-1.2%
Q3 2009+0.0%
Q3 2010+0.0%
Q2 2010+0.9%
Q2 2009+0.9%

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