NASDAQ$MCBS
Metrocity Bankshares Inc · Q4 2021 earnings
Q4 2021 earnings · · Investor relations
Briefing
Reported earnings for Q4 and year ended 2021.
MetroCity Bankshares, Inc. reported a net income of $17.4 million, or $0.68 per diluted share, for the fourth quarter of 2021, compared to $9.5 million, or $0.37 per diluted share, for the fourth quarter of 2020. For the year ended December 31, 2021, the Company reported net income of $61.7 million, or $2.39 per diluted share, compared to $36.4 million, or $1.41 per diluted share, for the year ended December 31, 2020.
- Annualized return on average assets was 2.33%, compared to 2.14% for the fourth quarter of 2020.
- Annualized return on average equity was 24.80%, compared to 15.78% for the fourth quarter of 2020.
- Efficiency ratio of 33.7%, compared to 45.1% for the fourth quarter of 2020.
- Total assets increased by $355.9 million, or 12.9%, to $3.11 billion from the previous quarter.
Headline financials
Revenue & EPS history
Metrocity · Revenue · Quarterly
$37.1M
Revenue by segment
Metrocity · $20.6M total across 3 segments · Q4 2019
- Loans including fees$19.5M—94.5%
- Other investment income$1.02M—5.0%
- Federal funds sold$119K—0.6%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports · overlaid with Q4 2021
+2.8%
Avg return
Earnings day
+2.7%
Avg return
5 days after
+3.9%
Avg return
30 days after
52%
17 / 33 earnings
Positive
+18.3%
Q1 2019
Best reaction
-7.0%
Q3 2024
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2026 | — | — | — | |
| Q1 2026 | +1.6% | +1.2% | +3.3% | |
| Q4 2025 | +2.8% | +8.8% | +2.5% | |
| Q3 2025 | -2.7% | -2.1% | +1.9% | |
| Q2 2025 | -1.9% | -0.9% | +0.8% | |
| Q1 2025 | +2.1% | +1.3% | +0.4% | |
| Q4 2024 | -0.7% | -1.5% | -3.6% | |
| Q3 2024 | -7.0% | -5.8% | +4.6% | |
| Q2 2024 | +8.0% | +6.2% | -2.9% | |
| Q1 2024 | +7.2% | +7.4% | +14.1% | |
| Q4 2023 | -1.6% | -0.7% | -4.1% | |
| Q3 2023 | -1.7% | -0.6% | +9.5% | |
| Q2 2023 | +0.1% | +6.2% | -4.0% | |
| Q1 2023 | -0.7% | -2.0% | -1.2% | |
| Q4 2022 | -2.6% | -5.1% | -1.9% | |
| Q3 2022 | -0.6% | +0.9% | +3.5% | |
| Q2 2022 | -2.4% | -0.8% | +4.4% | |
| Q1 2022 | -2.5% | -6.6% | -10.9% | |
| Q4 2021 | +4.6% | +0.2% | -4.3% | |
| Q3 2021 | +3.3% | +4.5% | +24.5% | |
| Q2 2021 | +3.7% | +7.9% | +15.8% | |
| Q1 2021 | +5.9% | +5.5% | +14.5% | |
| Q4 2020 | +1.7% | -2.3% | +0.3% | |
| Q3 2020 | -2.5% | -4.2% | -0.8% | |
| Q2 2020 | -0.1% | +2.4% | +6.2% | |
| Q1 2019 | +18.3% | +15.1% | +55.5% | |
| Q1 2020 | +12.9% | +20.8% | +5.2% | |
| Q4 2017 | +15.5% | +10.9% | -1.2% | |
| Q2 2019 | +15.5% | +10.9% | -1.2% | |
| Q4 2018 | +15.5% | +10.9% | -1.2% | |
| Q4 2019 | -2.6% | -6.5% | -20.4% | |
| Q3 2018 | +0.0% | -0.4% | +15.1% | |
| Q3 2019 | +3.9% | +4.3% | +1.4% | |
| Q2 2018 | -0.4% | — | — | |
| Q1 2018 | — | — | — | |
| Q3 2017 | — | — | — | |
| Q2 2017 | — | — | — | |
| Q1 2017 | — | — | — | |
| Q4 2016 | — | — | — | |
| Q3 2016 | — | — | — | |
| Q2 2016 | — | — | — | |
| Q1 2016 | — | — | — | |
| Q4 2015 | — | — | — | |
| Q3 2015 | — | — | — | |
| Q2 2015 | — | — | — | |
| Q1 2015 | — | — | — |
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