NASDAQ$MCBS
Metrocity Bankshares Inc · Q3 2025 earnings
Q3 2025 earnings · · Investor relations
Briefing
MetroCity Bankshares reported Q3 2025, revenue of $25M, net income of $8M, diluted EPS of $0.55.
For Q3 2025, MetroCity Bankshares reported revenue of $25M, net income of $8M, diluted EPS was $0.55. The filing discusses segment trends, liquidity, and management outlook for upcoming periods.
- Revenue $25M.
- Net income $8M.
- Diluted EPS $0.55.
Headline financials
Revenue & EPS history
Metrocity · Revenue · Quarterly
$38M
Revenue by segment
Metrocity · $20.6M total across 3 segments · Q4 2019
- Loans including fees$19.5M—94.5%
- Other investment income$1.02M—5.0%
- Federal funds sold$119K—0.6%
Forward guidance
The release discusses MetroCity Bankshares's outlook, capital allocation, and key risks for upcoming quarters, including guidance ranges or operating priorities where disclosed.
Tailwinds
- Net interest income and credit quality support the regional banking outlook.
- MetroCity Bankshares cites demand and execution supporting the near-term outlook.
- Liquidity and balance-sheet capacity support operations and shareholder returns.
Headwinds
- Macro, input costs, and FX may pressure margins quarter to quarter.
- Segment mix and one-time items can affect comparability versus prior periods.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2025
+2.8%
Avg return
Earnings day
+2.7%
Avg return
5 days after
+3.9%
Avg return
30 days after
52%
17 / 33 earnings
Positive
+18.3%
Q1 2019
Best reaction
-7.0%
Q3 2024
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +1.6% | +1.2% | +3.3% | |
| Q4 2025 | +2.8% | +8.8% | +2.5% | |
| Q3 2025 | -2.7% | -2.1% | +1.9% | |
| Q2 2025 | -1.9% | -0.9% | +0.8% | |
| Q1 2025 | +2.1% | +1.3% | +0.4% | |
| Q4 2024 | -0.7% | -1.5% | -3.6% | |
| Q3 2024 | -7.0% | -5.8% | +4.6% | |
| Q2 2024 | +8.0% | +6.2% | -2.9% | |
| Q1 2024 | +7.2% | +7.4% | +14.1% | |
| Q4 2023 | -1.6% | -0.7% | -4.1% | |
| Q3 2023 | -1.7% | -0.6% | +9.5% | |
| Q2 2023 | +0.1% | +6.2% | -4.0% | |
| Q1 2023 | -0.7% | -2.0% | -1.2% | |
| Q4 2022 | -2.6% | -5.1% | -1.9% | |
| Q3 2022 | -0.6% | +0.9% | +3.5% | |
| Q2 2022 | -2.4% | -0.8% | +4.4% | |
| Q1 2022 | -2.5% | -6.6% | -10.9% | |
| Q4 2021 | +4.6% | +0.2% | -4.3% | |
| Q3 2021 | +3.3% | +4.5% | +24.5% | |
| Q2 2021 | +3.7% | +7.9% | +15.8% | |
| Q1 2021 | +5.9% | +5.5% | +14.5% | |
| Q4 2020 | +1.7% | -2.3% | +0.3% | |
| Q3 2020 | -2.5% | -4.2% | -0.8% | |
| Q2 2020 | -0.1% | +2.4% | +6.2% | |
| Q1 2019 | +18.3% | +15.1% | +55.5% | |
| Q1 2020 | +12.9% | +20.8% | +5.2% | |
| Q4 2017 | +15.5% | +10.9% | -1.2% | |
| Q2 2019 | +15.5% | +10.9% | -1.2% | |
| Q4 2018 | +15.5% | +10.9% | -1.2% | |
| Q4 2019 | -2.6% | -6.5% | -20.4% | |
| Q3 2018 | +0.0% | -0.4% | +15.1% | |
| Q3 2019 | +3.9% | +4.3% | +1.4% | |
| Q2 2018 | -0.4% | — | — | |
| Q1 2018 | — | — | — | |
| Q3 2017 | — | — | — | |
| Q2 2017 | — | — | — | |
| Q1 2017 | — | — | — | |
| Q4 2016 | — | — | — | |
| Q3 2016 | — | — | — | |
| Q2 2016 | — | — | — | |
| Q1 2016 | — | — | — | |
| Q4 2015 | — | — | — | |
| Q3 2015 | — | — | — | |
| Q2 2015 | — | — | — | |
| Q1 2015 | — | — | — |
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