NASDAQ$LX

Lexinfintech Holdings Ltd · Q1 2026 earnings

Q1 2026 earnings · · Before market open

Briefing

Lexinfintech Holdings Ltd reported RMB 3.309 billion in total operating revenue and RMB 201 million in net income for Q1 2026.

The company originated RMB 57.9 billion in loans during the quarter while serving 5.17 million active users. Revenue was driven primarily by credit facilitation services, supplemented by tech empowerment and installment e-commerce segments.

  • Total operating revenue reached RMB 3,309 million.
  • Loan originations volume totaled RMB 57.9 billion.
  • Net income amounted to RMB 201 million with 5.17 million active users.
  • Credit facilitation contributed RMB 2,232 million, tech empowerment RMB 553 million, and installment e-commerce RMB 525 million.

Headline financials

Total Revenue

¥3.31B

Previous: ¥3.1B+6.6%
Loan Originations

¥57.9B

Previous: ¥51.6B+12.2%
Active Users

5.2M

No prior period
Net Income

¥201M

Previous: ¥430M-53.3%

Revenue & EPS history

Lexinfintech Holdings Ltd · Revenue · Quarterly

¥3.31B

Q1 2026+6.6%vs Q1 2025
Beat estimate in 1 of 1 quarters(100%)
ActualEstimate

Revenue by segment

Lexinfintech Holdings Ltd · ¥3.31B total across 3 segments · Q1 2026

  • Credit Facilitation
    ¥2.23B+1.9%
  • Tech Empowerment
    ¥553M-11.5%
  • Installment E-commerce
    ¥525M+82.0%

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 6 quarterly earnings reports

Historical avg

+0.2%

Avg return

Earnings day

+0.9%

Avg return

5 days after

+3.6%

Avg return

30 days after

33%

2 / 6 earnings

Positive

+25.6%

Q3 2024

Best reaction

-10.8%

Q1 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026
Q4 2025-7.1%-11.4%-7.8%
Q3 2025+8.2%-5.9%-2.7%
Q2 2025-4.2%+2.7%-9.2%
Q1 2025-10.8%-14.4%-20.3%
Q3 2024+25.6%+49.1%+85.9%
Q4 2024-10.7%-14.5%-24.3%

Discussion

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