NASDAQ$IGIC
International General Insurance Holdings Ltd · Q3 2025 earnings
Q3 2025 earnings · · Investor relations
Briefing
IGI reported Q3 2025 net premiums earned of $114.7M with net income of $33.5M ($0.75 per share).
Third-quarter net premiums earned were $114.7 million with underwriting income of $51.4 million. Net income was $33.5 million; diluted EPS was $0.75 and core operating EPS was $0.87. The combined ratio was 76.5% with annualized ROE of 19.9%.
- Net premiums earned $114.7M; combined ratio 76.5%.
- Net income $33.5M; diluted EPS $0.75.
- Core operating EPS $0.87; annualized core ROE 22.9%.
- Book value per share up 9.3% YTD with $98M capital returns.
Headline financials
Revenue & EPS history
IGI · Revenue · Quarterly
$115M
Revenue by segment
IGI · $111M total across 3 segments · Q1 2026
- Specialty Short-tail$63.9M—57.5%
- Specialty Long-tail$30.9M—27.8%
- Reinsurance$16.4M—14.7%
Forward guidance
The filing discusses International General Insurance's outlook, capital deployment, and key risks without relying solely on numeric EPS guidance.
Tailwinds
- International General Insurance cites execution on strategic priorities in the filing.
- Balance sheet and liquidity support continued operations.
Headwinds
- Macro, competitive, and cost pressures may affect margins.
- Segment mix and one-time items can affect comparability.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2025
+1.8%
Avg return
Earnings day
+2.3%
Avg return
5 days after
+1.9%
Avg return
30 days after
59%
17 / 29 earnings
Positive
+12.0%
Q1 2020
Best reaction
-11.2%
Q4 2019
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q4 2025 | -0.6% | -0.3% | -8.7% | |
| Q3 2025 | +5.7% | +2.2% | +12.0% | |
| Q2 2025 | +3.2% | +3.2% | +3.0% | |
| Q4 2024 | +0.8% | -0.0% | +1.6% | |
| Q2 2024 | -0.6% | -1.3% | +16.0% | |
| Q1 2024 | +4.9% | +6.8% | +3.5% | |
| Q4 2023 | +4.2% | +6.8% | +8.7% | |
| Q3 2023 | +10.1% | +9.5% | +10.4% | |
| Q2 2023 | +4.6% | +5.7% | +14.3% | |
| Q1 2023 | +4.3% | +6.2% | +7.8% | |
| Q4 2022 | +1.1% | -1.4% | -0.5% | |
| Q3 2022 | +1.8% | +0.3% | +2.1% | |
| Q2 2022 | +0.3% | -0.6% | -2.3% | |
| Q1 2022 | +0.1% | +1.0% | -2.0% | |
| Q4 2021 | -1.5% | -0.3% | +3.4% | |
| Q3 2021 | -1.1% | -2.1% | -5.8% | |
| Q2 2021 | -1.6% | -2.5% | -6.9% | |
| Q1 2021 | +1.4% | +4.8% | +6.4% | |
| Q4 2020 | +4.2% | +1.9% | -2.6% | |
| Q3 2020 | -2.8% | +6.3% | +9.0% | |
| Q2 2020 | +12.0% | +9.9% | +4.0% | |
| Q1 2020 | +12.0% | +9.9% | +4.0% | |
| Q4 2019 | -11.2% | -0.1% | -24.0% | |
| Q3 2019 | +0.0% | +0.3% | +1.4% | |
| Q2 2019 | +0.0% | +0.1% | +0.1% | |
| Q1 2019 | +0.0% | +0.0% | -0.5% | |
| Q4 2018 | +0.2% | +0.1% | +1.8% | |
| Q3 2018 | +0.0% | +0.3% | -0.1% | |
| Q2 2018 | +0.0% | +0.0% | -0.5% | |
| Q1 2018 | — | — | — |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro