NASDAQ$IGIC
International General Insurance Holdings Ltd · Q2 2025 earnings
Q2 2025 earnings · · After market close · Investor relations
Briefing
IGI Q2 2025: net income rises 3.9% to $34.1M despite combined ratio widening to 90.5% on FX reserve revaluation
International General Insurance Holdings reported Q2 2025 results for the quarter ended June 30, 2025, with net income up 3.9% to $34.1 million and diluted EPS of $0.77 versus $0.73 a year ago. Net premiums earned were $115.0 million as gross written premiums declined to $187.8 million from $205.6 million, while the combined ratio widened to 90.5% from 81.2%, largely reflecting U.S. dollar weakness and revaluation of non-dollar loss reserves. Underwriting income was $35.0 million and net investment income grew 26.7% to $17.1 million. Reinsurance segment underwriting income rose 57.7% on higher earned premiums, partially offset by a $14.6 million currency hit in the long-tail segment. Book value per share increased 3.4% to $15.36 and the company returned $77 million to shareholders via dividends and buybacks in H1.
- Q2 net income rose 3.9% to $34.1M; diluted EPS $0.77 vs $0.73 prior year.
- Net premiums earned were $115.0M; gross written premiums $187.8M (-8.7% YoY).
- Combined ratio widened to 90.5% from 81.2%; loss ratio 53.2% on FX reserve revaluation.
- Reinsurance underwriting income up 57.7% to $12.3M; net investment income $17.1M (+26.7%).
- Book value per share $15.36 (+3.4% vs year-end); annualized ROE 20.8%.
Headline financials
Revenue & EPS history
IGI · Revenue · Quarterly
$115M
Revenue by segment
IGI · $115M total across 3 segments · Q2 2025
- Specialty Short-tail$60.2M—52.3%
- Specialty Long-tail$30.8M—26.8%
- Reinsurance$24M—20.9%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q2 2025
+1.8%
Avg return
Earnings day
+2.3%
Avg return
5 days after
+1.9%
Avg return
30 days after
59%
17 / 29 earnings
Positive
+12.0%
Q1 2020
Best reaction
-11.2%
Q4 2019
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q4 2025 | -0.6% | -0.3% | -8.7% | |
| Q3 2025 | +5.7% | +2.2% | +12.0% | |
| Q2 2025 | +3.2% | +3.2% | +3.0% | |
| Q4 2024 | +0.8% | -0.0% | +1.6% | |
| Q2 2024 | -0.6% | -1.3% | +16.0% | |
| Q1 2024 | +4.9% | +6.8% | +3.5% | |
| Q4 2023 | +4.2% | +6.8% | +8.7% | |
| Q3 2023 | +10.1% | +9.5% | +10.4% | |
| Q2 2023 | +4.6% | +5.7% | +14.3% | |
| Q1 2023 | +4.3% | +6.2% | +7.8% | |
| Q4 2022 | +1.1% | -1.4% | -0.5% | |
| Q3 2022 | +1.8% | +0.3% | +2.1% | |
| Q2 2022 | +0.3% | -0.6% | -2.3% | |
| Q1 2022 | +0.1% | +1.0% | -2.0% | |
| Q4 2021 | -1.5% | -0.3% | +3.4% | |
| Q3 2021 | -1.1% | -2.1% | -5.8% | |
| Q2 2021 | -1.6% | -2.5% | -6.9% | |
| Q1 2021 | +1.4% | +4.8% | +6.4% | |
| Q4 2020 | +4.2% | +1.9% | -2.6% | |
| Q3 2020 | -2.8% | +6.3% | +9.0% | |
| Q2 2020 | +12.0% | +9.9% | +4.0% | |
| Q1 2020 | +12.0% | +9.9% | +4.0% | |
| Q4 2019 | -11.2% | -0.1% | -24.0% | |
| Q3 2019 | +0.0% | +0.3% | +1.4% | |
| Q2 2019 | +0.0% | +0.1% | +0.1% | |
| Q1 2019 | +0.0% | +0.0% | -0.5% | |
| Q4 2018 | +0.2% | +0.1% | +1.8% | |
| Q3 2018 | +0.0% | +0.3% | -0.1% | |
| Q2 2018 | +0.0% | +0.0% | -0.5% | |
| Q1 2018 | — | — | — |
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