NASDAQ$HWC
Hancock Whitney Corp · Q3 2022 earnings
Q3 2022 earnings · · Investor relations
Briefing
Reported EPS of $1.55 for Q3 2022, reflecting one of the highest performing quarters in the company's history.
Hancock Whitney reported a strong third quarter in 2022, with net income totaling $135.4 million, or $1.55 per diluted common share. The company experienced significant loan growth, an increase in net interest margin, and maintained historically low asset quality metrics. The efficiency ratio improved, and CET1 capital remained strong.
- Pre-provision net revenue (PPNR) totaled $174.7 million, up $27.8 million, or 19%, linked-quarter
- Total loan growth of $739.5 million, or 14% LQA
- ACL coverage remained strong at 1.50%
- NIM increased 50 basis points (bps) to 3.54%
Headline financials
Revenue & EPS history
Hancock Whitney · Revenue · Quarterly
$366M
Revenue by segment
Hancock Whitney · $34.5M total across 2 segments · Q2 2021
- Other income$18.2M—52.8%
- Trust fees$16.3M—47.2%
Forward guidance
Management expects total loan growth to be 8-9% at year-end 2022 compared to year-end 2021. Management expects 2022 period-end deposit levels to be down 3-4% compared to year-end 2021, including fourth quarter of 2022 seasonal year-end deposit growth.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q3 2022
+0.7%
Avg return
Earnings day
+0.7%
Avg return
5 days after
+4.1%
Avg return
30 days after
59%
41 / 69 earnings
Positive
+8.1%
Q2 2021
Best reaction
-8.4%
Q1 2013
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +0.1% | -1.2% | -1.5% | |
| Q4 2025 | +2.4% | -0.3% | +5.3% | |
| Q3 2025 | -6.3% | -9.5% | -6.2% | |
| Q2 2025 | -2.2% | -1.3% | +3.3% | |
| Q1 2025 | -0.3% | -1.0% | +16.6% | |
| Q4 2024 | +1.0% | -0.2% | -1.7% | |
| Q3 2024 | +0.5% | -1.6% | +12.0% | |
| Q2 2024 | +6.7% | +5.0% | -3.2% | |
| Q1 2024 | +0.1% | +3.9% | +12.5% | |
| Q4 2023 | -2.2% | +0.7% | -2.3% | |
| Q3 2023 | -1.9% | -6.2% | +14.4% | |
| Q2 2023 | +5.0% | -0.0% | -2.7% | |
| Q1 2023 | +1.0% | -2.1% | -4.1% | |
| Q4 2022 | -6.8% | -5.5% | +0.0% | |
| Q3 2022 | +4.9% | +2.8% | +4.8% | |
| Q2 2022 | +7.7% | +6.2% | +18.6% | |
| Q1 2022 | +4.5% | -0.8% | -3.9% | |
| Q4 2021 | +0.4% | -2.6% | -1.9% | |
| Q3 2021 | +7.4% | +7.7% | +8.0% | |
| Q2 2021 | +8.1% | +7.5% | +9.1% | |
| Q1 2021 | +2.8% | +4.5% | +12.8% | |
| Q4 2020 | -6.2% | -7.2% | -5.7% | |
| Q3 2020 | +6.8% | +10.5% | +30.8% | |
| Q2 2020 | -7.9% | -2.1% | +10.2% | |
| Q1 2020 | +5.8% | -3.2% | +10.6% | |
| Q4 2019 | -0.9% | -1.2% | -8.3% | |
| Q3 2019 | +0.1% | +2.0% | +8.8% | |
| Q2 2019 | +3.1% | +5.1% | -9.4% | |
| Q1 2019 | +0.5% | -1.9% | -5.7% | |
| Q4 2018 | +7.8% | +11.4% | +12.4% | |
| Q3 2018 | -1.9% | -5.9% | -10.2% | |
| Q2 2018 | +4.8% | +6.7% | +6.8% | |
| Q1 2018 | -7.9% | -8.2% | -0.8% | |
| Q4 2017 | +4.3% | +4.4% | +0.7% | |
| Q3 2017 | +0.3% | +3.0% | -1.4% | |
| Q2 2017 | -6.6% | -7.1% | -13.7% | |
| Q1 2017 | +1.1% | +4.1% | +5.1% | |
| Q4 2016 | +0.6% | +1.2% | +6.2% | |
| Q3 2016 | +5.0% | +4.6% | +24.9% | |
| Q2 2016 | +4.6% | +5.2% | +11.5% | |
| Q1 2016 | +5.5% | — | — | |
| Q4 2015 | +5.3% | — | — | |
| Q3 2015 | +2.3% | — | — | |
| Q2 2015 | -1.5% | — | — | |
| Q1 2015 | -3.7% | — | — | |
| Q4 2014 | +2.9% | — | — | |
| Q3 2014 | +1.6% | — | — | |
| Q2 2014 | -0.5% | — | — | |
| Q1 2014 | +2.0% | — | — | |
| Q4 2013 | -3.5% | — | — | |
| Q3 2013 | +0.5% | — | — | |
| Q2 2013 | -1.5% | — | — | |
| Q1 2013 | -8.4% | — | — | |
| Q4 2012 | -5.4% | — | — | |
| Q3 2012 | +3.0% | — | — | |
| Q2 2012 | -0.5% | — | — | |
| Q1 2012 | +1.7% | — | — | |
| Q4 2011 | +0.9% | — | — | |
| Q3 2011 | -2.9% | — | — | |
| Q2 2011 | -0.5% | — | — | |
| Q1 2010 | -1.3% | — | — | |
| Q1 2011 | +1.9% | — | — | |
| Q4 2009 | -0.8% | — | — | |
| Q4 2010 | -0.8% | — | — | |
| Q4 2008 | -0.8% | — | — | |
| Q3 2010 | +4.7% | — | — | |
| Q3 2009 | +4.7% | — | — | |
| Q2 2009 | -1.4% | — | — | |
| Q2 2010 | -1.4% | — | — |
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