NASDAQ$HOPE

Hope Bancorp Inc · Q3 2022 earnings

Q3 2022 earnings · · Investor relations

Briefing

Hope Bancorp's Q3 2022 financial results were reported, demonstrating a strong performance with record loan originations and improvements in asset quality.

Hope Bancorp reported a strong third quarter in 2022, with net income of $53.7 million, or $0.45 per diluted common share. The company saw record loan originations, increased net interest income, and improvements in asset quality. Pre-provision net revenue also reached a record high.

  • Loan originations reached a record $1.35 billion, with commercial loans accounting for 55% of the total.
  • Loans receivable increased by 6.5% quarter-over-quarter.
  • Total nonperforming assets decreased by 12% quarter-over-quarter, representing 0.51% of total assets.
  • Net interest income increased by 8% quarter-over-quarter and 18% year-over-year.

Headline financials

Total Revenue

$167M

Previous: $141M+18.2%
EPS (adj)

$0.45

Previous: $0.45+0.0%
Return on Average Assets

1.2%

No prior period
Return on Average Equity

10.6%

No prior period
Net Interest Margin

3.5%

Previous: 3.1%+13.7%
Efficiency Ratio

50.4%

Previous: 53.6%-6.0%
Capital Expenditures

-$6.55M

Previous: -$4.75M-37.8%
Free Cash Flow

$47.2M

Previous: $50.7M-7.0%
Net Income

$53.7M

Previous: $55.5M-3.2%
Operating Income

$102M

Previous: $97.2M+5.0%
Gross Profit

$157M

Previous: $131M+20.2%
Cash & Equivalents

$331M

Previous: $640M-48.2%
Total Assets

$19.1B

Previous: $17.8B+7.2%
Stock-Based Comp

$3.23M

Previous: $2.19M+47.2%

Revenue & EPS history

Hope Bancorp · Revenue · Quarterly

$167M

Q3 2022+18.2%vs Q3 2021
Beat estimate in 6 of 15 quarters(40%)
ActualEstimate

Forward guidance

Hope Bancorp's board and management team are confident in their ability to navigate current challenges and deliver strong financial results for stockholders in the long term.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2022

Historical avgQ3 2022

+0.1%

Avg return

Earnings day

-0.5%

Avg return

5 days after

+1.2%

Avg return

30 days after

50%

33 / 66 earnings

Positive

+13.9%

Q1 2020

Best reaction

-8.6%

Q1 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.1%-0.5%-1.0%
Q4 2025+3.2%+1.7%+0.0%
Q3 2025+1.0%-1.8%+0.3%
Q2 2025-0.6%-2.2%+3.1%
Q1 2025+1.8%+5.2%+5.4%
Q4 2024+1.1%-3.8%-10.8%
Q3 2024+0.0%-0.9%+10.4%
Q2 2024-2.6%-9.6%-6.1%
Q1 2024-8.6%-1.1%-7.7%
Q4 2023-7.3%-8.7%-8.2%
Q3 2023-4.6%-1.8%+12.7%
Q2 2023+4.1%+14.3%-0.9%
Q1 2023-6.0%-6.1%-13.0%
Q4 2022-4.2%-3.1%-0.8%
Q3 2022+1.1%+1.5%+3.0%
Q2 2022+3.7%+2.3%+10.6%
Q1 2022+3.5%-0.3%-10.3%
Q4 2021+11.9%+7.1%+7.0%
Q3 2021+0.0%-1.6%+5.1%
Q2 2021+6.0%+3.6%+7.8%
Q1 2021-2.1%-3.0%-0.6%
Q4 2020-7.2%-9.0%+8.7%
Q3 2020+3.3%+10.2%+22.2%
Q2 2020+0.0%+0.0%+1.8%
Q1 2020+13.9%+5.5%+10.9%
Q4 2019+0.9%-2.1%-2.5%
Q3 2019+2.6%-1.3%-1.1%
Q2 2019+2.4%+4.1%-3.9%
Q1 2019+0.5%-2.7%-0.1%
Q4 2018+3.8%+4.5%+5.3%
Q3 2018-4.3%-7.5%-5.6%
Q2 2018-3.5%-1.0%-0.6%
Q1 2018-5.5%-4.1%+0.6%
Q4 2017+2.6%+0.2%-2.7%
Q3 2017+2.1%+5.1%+0.5%
Q2 2017-3.3%-3.3%-9.4%
Q1 2017-5.7%-4.3%-6.5%
Q4 2016+5.6%-0.1%+1.7%
Q3 2016-4.8%-4.7%+12.7%
Q2 2016-1.5%-1.0%+11.5%
Q1 2016-0.5%
Q4 2015+2.2%
Q3 2015-0.2%
Q2 2015+0.8%
Q1 2015+0.0%
Q4 2014+0.6%
Q3 2014+1.9%
Q2 2014-0.2%
Q1 2014+3.4%
Q4 2013+2.4%
Q3 2013+0.6%
Q2 2013-0.1%
Q1 2013-0.5%
Q4 2012+3.8%
Q3 2012-0.8%
Q2 2012+0.1%
Q1 2011-2.0%
Q4 2011-2.0%
Q1 2012+2.0%
Q4 2009+5.2%
Q3 2011-4.6%
Q3 2010-4.6%
Q2 2011-5.2%
Q2 2010-5.2%
Q4 2010-5.2%
Q1 2010+10.2%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro