NASDAQ$HOPE

Hope Bancorp Inc · Q1 2025 earnings

Q1 2025 earnings · · Before market open · Investor relations

Briefing

Hope Bancorp reported Q1 2025 revenue of $217.2M, net income of $21.1M, diluted EPS of $0.17.

For Q1 2025, Hope Bancorp reported Revenue was $217.2M, net income was $21.1M, diluted EPS was $0.17. Management discusses segment trends, liquidity, and outlook in the quarterly filing.

  • Revenue $217.2M for Q1 2025.
  • Net income $21.1M.
  • Diluted EPS $0.17.

Headline financials

Total Revenue

$117M

Previous: $123M-5.5%
EPS (adj)

$0.17

Previous: $0.21-19.0%
Return on Average Assets

0.5%

No prior period
Return on Average Equity

3.9%

No prior period
Return on Average Tangible Common Equity

5.0%

No prior period
Net Interest Margin

2.5%

Previous: 2.5%-0.4%
Efficiency Ratio

72.0%

Previous: 68.8%+4.6%
Nonperforming Assets/Total Assets

0.5%

Previous: 0.6%-16.9%
Common Equity Tier 1 Capital Ratio

13.3%

Previous: 12.5%+6.5%
Tier 1 Capital Ratio

14.0%

Previous: 13.2%+6.5%
Total Capital Ratio

15.1%

Previous: 14.2%+6.1%
Leverage Ratio

11.9%

Previous: 10.4%+14.4%
TCE Ratio

10.2%

No prior period
Capital Expenditures

-$2.66M

Previous: -$2.11M-25.8%
Net Income

$21.1M

Previous: $25.9M-18.4%
Operating Income

$27.8M

Previous: -$44.1M+163.1%

Revenue & EPS history

Hope Bancorp · Revenue · Quarterly

$117M

Q1 2025-5.5%vs Q1 2024
Beat estimate in 6 of 15 quarters(40%)
ActualEstimate

Forward guidance

Regional bank outlook cites net interest margin, credit quality, and deposit costs.

Tailwinds

  • Loan growth and fee income diversification.
  • Capital ratios and dividend capacity.

Headwinds

  • Deposit beta and funding cost pressure.
  • Commercial real estate and credit provisioning.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

+0.1%

Avg return

Earnings day

-0.5%

Avg return

5 days after

+1.2%

Avg return

30 days after

50%

33 / 66 earnings

Positive

+13.9%

Q1 2020

Best reaction

-8.6%

Q1 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+2.1%-0.5%-1.0%
Q4 2025+3.2%+1.7%+0.0%
Q3 2025+1.0%-1.8%+0.3%
Q2 2025-0.6%-2.2%+3.1%
Q1 2025+1.8%+5.2%+5.4%
Q4 2024+1.1%-3.8%-10.8%
Q3 2024+0.0%-0.9%+10.4%
Q2 2024-2.6%-9.6%-6.1%
Q1 2024-8.6%-1.1%-7.7%
Q4 2023-7.3%-8.7%-8.2%
Q3 2023-4.6%-1.8%+12.7%
Q2 2023+4.1%+14.3%-0.9%
Q1 2023-6.0%-6.1%-13.0%
Q4 2022-4.2%-3.1%-0.8%
Q3 2022+1.1%+1.5%+3.0%
Q2 2022+3.7%+2.3%+10.6%
Q1 2022+3.5%-0.3%-10.3%
Q4 2021+11.9%+7.1%+7.0%
Q3 2021+0.0%-1.6%+5.1%
Q2 2021+6.0%+3.6%+7.8%
Q1 2021-2.1%-3.0%-0.6%
Q4 2020-7.2%-9.0%+8.7%
Q3 2020+3.3%+10.2%+22.2%
Q2 2020+0.0%+0.0%+1.8%
Q1 2020+13.9%+5.5%+10.9%
Q4 2019+0.9%-2.1%-2.5%
Q3 2019+2.6%-1.3%-1.1%
Q2 2019+2.4%+4.1%-3.9%
Q1 2019+0.5%-2.7%-0.1%
Q4 2018+3.8%+4.5%+5.3%
Q3 2018-4.3%-7.5%-5.6%
Q2 2018-3.5%-1.0%-0.6%
Q1 2018-5.5%-4.1%+0.6%
Q4 2017+2.6%+0.2%-2.7%
Q3 2017+2.1%+5.1%+0.5%
Q2 2017-3.3%-3.3%-9.4%
Q1 2017-5.7%-4.3%-6.5%
Q4 2016+5.6%-0.1%+1.7%
Q3 2016-4.8%-4.7%+12.7%
Q2 2016-1.5%-1.0%+11.5%
Q1 2016-0.5%
Q4 2015+2.2%
Q3 2015-0.2%
Q2 2015+0.8%
Q1 2015+0.0%
Q4 2014+0.6%
Q3 2014+1.9%
Q2 2014-0.2%
Q1 2014+3.4%
Q4 2013+2.4%
Q3 2013+0.6%
Q2 2013-0.1%
Q1 2013-0.5%
Q4 2012+3.8%
Q3 2012-0.8%
Q2 2012+0.1%
Q1 2011-2.0%
Q4 2011-2.0%
Q1 2012+2.0%
Q4 2009+5.2%
Q3 2011-4.6%
Q3 2010-4.6%
Q2 2011-5.2%
Q2 2010-5.2%
Q4 2010-5.2%
Q1 2010+10.2%

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