NASDAQ$FSBW

FS Bancorp Inc · Q4 2020 earnings

Q4 2020 earnings · · Investor relations

Briefing

FS Bancorp corrected its earnings release regarding loans in deferral status.

FS Bancorp corrected the amount of loans still in deferral status in its Q4 2020 earnings release. The corrected figures reflect adjustments to commercial real estate and commercial business loans under payment/relief agreements.

  • The earnings release issued on January 28, 2021, contained an incorrect amount of loans still in deferral status.
  • The correction pertains to the section addressing the company's response to the COVID-19 pandemic.
  • Commercial real estate loans under payment/relief agreements were corrected from $20.8 million to $31.2 million.
  • Commercial business loans under payment/relief agreements were corrected from $10.6 million to $12.8 million.

Headline financials

Total Revenue

$34.7M

Previous: $23M+50.7%
EPS (adj)

$1.30

Previous: $0.65+100.0%
Capital Expenditures

$190K

Previous: $461K-58.8%
Free Cash Flow

$66.9M

Previous: $12.4M+441.6%
Net Income

$11.2M

Previous: $5.92M+89.9%
Gross Profit

$34.1M

Previous: $22.1M+54.6%
Cash & Equivalents

$91.6M

Previous: $45.8M+100.0%
Total Assets

$2.11B

Previous: $1.71B+23.4%

Revenue & EPS history

FS Bancorp · Revenue · Quarterly

$34.7M

Q4 2020+50.7%vs Q4 2019
Beat estimate in 9 of 16 quarters(56%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2020

Historical avgQ4 2020

+1.8%

Avg return

Earnings day

+2.3%

Avg return

5 days after

+3.6%

Avg return

30 days after

68%

38 / 56 earnings

Positive

+14.1%

Q1 2020

Best reaction

-5.2%

Q3 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.4%+1.4%-1.5%
Q4 2025+0.0%-6.8%-3.5%
Q3 2025+3.2%+1.6%+4.9%
Q2 2025-2.7%-3.1%+0.5%
Q1 2025-0.6%+0.0%-4.8%
Q4 2024-1.9%-1.0%-4.8%
Q3 2024+3.8%+2.2%+8.0%
Q2 2024+5.8%+7.5%+4.7%
Q1 2024+0.7%+1.4%+5.9%
Q4 2023+6.4%+5.3%-7.2%
Q3 2023+2.7%+1.9%+11.0%
Q2 2023-1.6%-3.9%-4.8%
Q1 2023+4.9%+10.9%+5.7%
Q4 2022-0.6%+3.5%+6.0%
Q3 2022+3.4%+6.4%+25.7%
Q2 2022+5.7%+5.7%+6.9%
Q1 2022-1.1%-1.6%+2.2%
Q4 2021+2.4%+1.1%-0.8%
Q3 2021+2.1%+2.4%-0.9%
Q2 2021+3.0%+1.5%-3.3%
Q1 2021+1.5%+2.0%+3.9%
Q4 2020+4.8%+6.1%+13.9%
Q3 2020-5.2%-3.7%+8.2%
Q2 2020+7.1%+6.6%+9.7%
Q1 2020+14.1%+26.3%+18.9%
Q4 2019-4.8%-11.7%-21.0%
Q3 2019-0.2%+2.7%+7.6%
Q2 2019+0.4%-1.2%-2.8%
Q1 2019-0.4%+1.2%-5.6%
Q4 2018+5.2%-0.3%+5.4%
Q3 2018+2.5%+1.3%+5.5%
Q2 2018+0.8%-0.6%-6.1%
Q1 2018+0.3%+1.9%+4.1%
Q4 2017-2.5%-3.7%-6.7%
Q3 2017+1.6%+2.5%+7.2%
Q2 2017+1.7%+5.0%+16.7%
Q1 2017+5.8%+6.8%+5.9%
Q4 2016+0.7%+2.3%+7.0%
Q3 2016+3.4%+4.6%+14.4%
Q2 2016+4.9%+5.9%+8.2%
Q1 2016-0.9%
Q4 2015+6.4%
Q3 2015+1.9%
Q2 2015+2.8%
Q1 2015+2.2%
Q4 2014+1.6%
Q3 2014+1.8%
Q2 2014+0.7%
Q1 2014+0.7%
Q4 2013+0.4%
Q3 2013+1.6%
Q2 2013-0.1%
Q1 2013+3.0%
Q4 2012+0.0%
Q3 2012+0.0%
Q2 2012+0.0%
Q1 2012
Q4 2011
Q3 2011
Q2 2011
Q1 2011

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