NASDAQ$FSBW
FS Bancorp Inc · Q1 2025 earnings
Q1 2025 earnings · · After market close · Investor relations
Briefing
FS Bancorp reported Q1 2025, revenue of $28M, net income of $8M, diluted EPS of $0.78.
For Q1 2025, FS Bancorp reported revenue of $28M, net income of $8M, diluted EPS was $0.78. Management discusses operating trends, capital, and sector risks in the quarterly filing.
- Q1 2025 revenue $28M.
- Net income $8M.
- Diluted EPS $0.78.
Headline financials
Revenue & EPS history
FS Bancorp · Revenue · Quarterly
$36.1M
Forward guidance
Regional banks discuss net interest margin, credit quality, and capital returns rather than long-range EPS guidance in the 10-Q.
Tailwinds
- Net interest income and margin trends when rates cooperate.
- Deposit franchise and liquidity strength.
- Dividend capacity from earnings.
Headwinds
- Credit provision and loan growth uncertainty.
- Interest rate and funding cost pressure.
- Commercial real estate exposure where applicable.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 20 quarterly earnings reports · overlaid with Q1 2025
+1.8%
Avg return
Earnings day
+2.3%
Avg return
5 days after
+3.6%
Avg return
30 days after
68%
38 / 56 earnings
Positive
+14.1%
Q1 2020
Best reaction
-5.2%
Q3 2020
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -0.4% | +1.4% | -1.5% | |
| Q4 2025 | +0.0% | -6.8% | -3.5% | |
| Q3 2025 | +3.2% | +1.6% | +4.9% | |
| Q2 2025 | -2.7% | -3.1% | +0.5% | |
| Q1 2025 | -0.6% | +0.0% | -4.8% | |
| Q4 2024 | -1.9% | -1.0% | -4.8% | |
| Q3 2024 | +3.8% | +2.2% | +8.0% | |
| Q2 2024 | +5.8% | +7.5% | +4.7% | |
| Q1 2024 | +0.7% | +1.4% | +5.9% | |
| Q4 2023 | +6.4% | +5.3% | -7.2% | |
| Q3 2023 | +2.7% | +1.9% | +11.0% | |
| Q2 2023 | -1.6% | -3.9% | -4.8% | |
| Q1 2023 | +4.9% | +10.9% | +5.7% | |
| Q4 2022 | -0.6% | +3.5% | +6.0% | |
| Q3 2022 | +3.4% | +6.4% | +25.7% | |
| Q2 2022 | +5.7% | +5.7% | +6.9% | |
| Q1 2022 | -1.1% | -1.6% | +2.2% | |
| Q4 2021 | +2.4% | +1.1% | -0.8% | |
| Q3 2021 | +2.1% | +2.4% | -0.9% | |
| Q2 2021 | +3.0% | +1.5% | -3.3% | |
| Q1 2021 | +1.5% | +2.0% | +3.9% | |
| Q4 2020 | +4.8% | +6.1% | +13.9% | |
| Q3 2020 | -5.2% | -3.7% | +8.2% | |
| Q2 2020 | +7.1% | +6.6% | +9.7% | |
| Q1 2020 | +14.1% | +26.3% | +18.9% | |
| Q4 2019 | -4.8% | -11.7% | -21.0% | |
| Q3 2019 | -0.2% | +2.7% | +7.6% | |
| Q2 2019 | +0.4% | -1.2% | -2.8% | |
| Q1 2019 | -0.4% | +1.2% | -5.6% | |
| Q4 2018 | +5.2% | -0.3% | +5.4% | |
| Q3 2018 | +2.5% | +1.3% | +5.5% | |
| Q2 2018 | +0.8% | -0.6% | -6.1% | |
| Q1 2018 | +0.3% | +1.9% | +4.1% | |
| Q4 2017 | -2.5% | -3.7% | -6.7% | |
| Q3 2017 | +1.6% | +2.5% | +7.2% | |
| Q2 2017 | +1.7% | +5.0% | +16.7% | |
| Q1 2017 | +5.8% | +6.8% | +5.9% | |
| Q4 2016 | +0.7% | +2.3% | +7.0% | |
| Q3 2016 | +3.4% | +4.6% | +14.4% | |
| Q2 2016 | +4.9% | +5.9% | +8.2% | |
| Q1 2016 | -0.9% | — | — | |
| Q4 2015 | +6.4% | — | — | |
| Q3 2015 | +1.9% | — | — | |
| Q2 2015 | +2.8% | — | — | |
| Q1 2015 | +2.2% | — | — | |
| Q4 2014 | +1.6% | — | — | |
| Q3 2014 | +1.8% | — | — | |
| Q2 2014 | +0.7% | — | — | |
| Q1 2014 | +0.7% | — | — | |
| Q4 2013 | +0.4% | — | — | |
| Q3 2013 | +1.6% | — | — | |
| Q2 2013 | -0.1% | — | — | |
| Q1 2013 | +3.0% | — | — | |
| Q4 2012 | +0.0% | — | — | |
| Q3 2012 | +0.0% | — | — | |
| Q2 2012 | +0.0% | — | — | |
| Q1 2012 | — | — | — | |
| Q4 2011 | — | — | — | |
| Q3 2011 | — | — | — | |
| Q2 2011 | — | — | — | |
| Q1 2011 | — | — | — |
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