NASDAQ$FIGR
Figure Technology Solutions Inc · Q3 2025 earnings
Q3 2025 earnings ·
Briefing
Figure Technology Solutions reported Q3 2025 net income of $89.8M on strong home equity and blockchain lending activity.
Net income attributable to Figure was $89.8 million for the quarter ended September 30, 2025. The fintech platform continued scaling blockchain-native lending and capital markets products; non-GAAP profitability metrics improved with volume growth.
- Q3 net income $89.8M attributable to Figure.
- Blockchain lending and capital markets platform scaling.
- Noncontrolling interests in consolidated subs remain small.
- Regulatory and crypto-collateral markets remain key risks.
Headline financials
Revenue & EPS history
Figure Technology Solutions Inc · Revenue · Quarterly
$156M
Revenue by segment
Figure Technology Solutions Inc · $166M total across 7 segments · Q1 2026
- Gain on Sale of Loans, Net$49.4M—29.8%
- Ecosystem and Technology Fees$47.3M—28.6%
- Origination Fees$23.1M—14.0%
- Interest Income$19.4M—11.7%
- Gain on Servicing Asset, Net$12.9M—7.8%
- Servicing Fees$9.83M—5.9%
- Marketable Securities Income, Net$3.66M—2.2%
Forward guidance
The quarterly filing discusses operating priorities, liquidity, and sector-specific risks.
Tailwinds
- MD&A highlights business model and cash trends.
- Management commentary on near-term priorities.
Headwinds
- Macro, rates, or input costs may pressure results.
- One-time items affect YoY comparability.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 1 quarterly earnings reports · overlaid with Q3 2025
-1.8%
Avg return
Earnings day
+9.9%
Avg return
5 days after
-7.5%
Avg return
30 days after
50%
1 / 2 earnings
Positive
+3.6%
Q1 2026
Best reaction
-7.3%
Q3 2025
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | +3.6% | +14.9% | -25.4% | |
| Q3 2025 | -7.3% | +5.0% | +10.3% |
Discussion
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