NASDAQ$FIGR
Figure Technology Solutions Inc · Q2 2026 earnings
Q2 2026 earnings · · After market close
Briefing
Figure Technology Solutions Inc reported strong Q2 2026 results with record net revenue and volume growth.
Figure Technology Solutions delivered its strongest quarter to date in Q2 2026, driven by 132% year-over-year growth in Consumer Loan Marketplace volume to $4.3 billion and 113% growth in net revenue to $226 million. Net income rose 192% to $87 million with a 38.8% margin, while Adjusted EBITDA increased 126% to $119 million. The company added over 100 origination partners and saw 65% of volumes shift to the capital-light Figure Connect platform.
- Consumer Loan Marketplace volume reached $4.3 billion, up 132% year-over-year, including $2.8 billion on Figure Connect.
- Net revenue grew 113% to $226 million and Adjusted EBITDA rose 126% to $119 million with a 54.6% margin.
- Net income increased 192% to $87 million, achieving a 38.8% net income margin.
- Cash and cash equivalents grew to $1.4 billion, up $239 million from year-end 2025, with $YLDS in circulation at $556 million.
Headline financials
Revenue & EPS history
Figure Technology Solutions Inc · Revenue · Quarterly
$226M
Revenue by segment
Figure Technology Solutions Inc · $224M total across 7 segments · Q2 2026
- Ecosystem and technology fees$72.9M—32.5%
- Gain on sale of loans, net$57.6M—25.7%
- Gain on servicing asset, net$29.1M—13.0%
- Origination fees$26.3M—11.8%
- Interest income$22.8M—10.2%
- Servicing fees$11.3M—5.0%
- Marketable securities income, net$3.97M—1.8%
Forward guidance
The company provided Q3 2026 guidance for Consumer Loan Marketplace volume.
Tailwinds
- Q3 2026 Consumer Loan Marketplace Volume expected between $4.8 billion and $5.2 billion.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 1 quarterly earnings reports
-1.8%
Avg return
Earnings day
+9.9%
Avg return
5 days after
-7.5%
Avg return
30 days after
50%
1 / 2 earnings
Positive
+3.6%
Q1 2026
Best reaction
-7.3%
Q3 2025
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2026 | — | — | — | |
| Q1 2026 | +3.6% | +14.9% | -25.4% | |
| Q3 2025 | -7.3% | +5.0% | +10.3% |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro