NASDAQ$FDBC

Fidelity D & D Bancorp Inc · Q4 2024 earnings

Q4 2024 earnings · · After market close · Investor relations

Briefing

Reported solid Q4 performance driven by strategic initiatives and improved net interest margin.

Fidelity D & D Bancorp reported a strong Q4 performance, with net income increasing to $5.8 million, or $1.01 per diluted share, compared to $0.5 million, or $0.08 per diluted share, for the same quarter last year. The increase in net income was driven by a loss on the sale of securities in Q4 2023 and an increase in net interest income. The company's total assets reached $2.6 billion.

  • Net income for Q4 2024 was $5.8 million, or $1.01 diluted earnings per share, compared to $0.5 million, or $0.08 diluted earnings per share, for Q4 2023.
  • Net interest income increased by $1.5 million to $16.4 million in Q4 2024, compared to $14.9 million in Q4 2023.
  • Total assets grew to $2.6 billion as of December 31, 2024, an increase of $81.5 million from December 31, 2023.
  • The company's Tier 1 capital ratio was 9.22% of total average assets as of December 31, 2024.

Headline financials

Total Revenue

$21.2M

Previous: $13M+63.8%
EPS (adj)

$1.01

Previous: $0.97+4.1%
Net Interest Margin

2.7%

No prior period
Efficiency Ratio

56.4%

No prior period
Return on Avg Assets

1.1%

No prior period
Return on Avg Equity

13.4%

No prior period
Tangible Common Equity

4.4%

No prior period
Non-performing Assets/Assets

0.5%

No prior period
Non-performing Loans/Loans

0.7%

No prior period
Net Charge-offs to Loans

0.1%

No prior period
Allowance for Credit Losses

1.1%

No prior period
Tangible Book Value/Share

$5.80

No prior period
Net Income

$5.8M

Previous: $500K+1060.0%

Revenue & EPS history

Fidelity D & D Bancorp · Revenue · Quarterly

$21.2M

Q4 2024+63.8%vs Q4 2023

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2024

Historical avgQ4 2024

+0.5%

Avg return

Earnings day

-0.1%

Avg return

5 days after

+0.5%

Avg return

30 days after

39%

26 / 66 earnings

Positive

+15.2%

Q3 2011

Best reaction

-10.6%

Q2 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.8%+0.6%-0.5%
Q4 2025-1.9%+6.5%+0.4%
Q3 2025+2.2%+2.4%+2.6%
Q2 2025-0.8%-1.6%+8.5%
Q1 2025+2.9%-0.4%-1.8%
Q4 2024+1.5%+2.7%+2.1%
Q3 2024+2.5%+4.5%+6.9%
Q2 2024-0.6%-4.8%-10.2%
Q1 2024-3.6%-2.9%-2.9%
Q4 2023+3.0%+8.7%-1.8%
Q3 2023-0.4%+0.2%+15.7%
Q2 2023-1.3%+0.7%-8.3%
Q1 2023-0.7%-4.1%-11.0%
Q4 2022-0.6%-0.8%+6.5%
Q3 2022+0.9%+0.9%+4.5%
Q2 2022+6.7%+5.5%+4.4%
Q1 2022-1.8%-3.4%+0.4%
Q4 2021+1.4%+3.4%-1.2%
Q3 2021+1.7%+3.8%+4.6%
Q2 2021-0.8%+0.5%+3.2%
Q1 2021+0.2%+4.3%-1.5%
Q4 2020-9.0%-10.4%-6.6%
Q3 2020+2.2%+2.0%+27.5%
Q2 2020-10.6%-9.7%-6.4%
Q1 2020-0.5%-4.1%-2.0%
Q4 2019+1.1%-4.9%-18.6%
Q3 2019-1.0%+0.4%+2.7%
Q2 2019-4.3%-2.2%-11.4%
Q1 2019-2.8%-0.4%-0.2%
Q4 2018-0.2%+1.5%-0.9%
Q3 2018+2.6%-0.6%-12.0%
Q2 2018+0.4%-7.2%-9.9%
Q1 2018-2.5%-4.3%+1.0%
Q4 2017+0.3%+0.3%+5.9%
Q3 2017+3.9%+5.6%+17.4%
Q2 2017+0.5%+1.3%+8.3%
Q1 2017-1.7%-1.7%-0.8%
Q4 2016+0.0%+3.2%+2.7%
Q3 2016-1.5%-1.5%+0.4%
Q2 2016+2.3%+1.5%+1.5%
Q1 2016+0.0%
Q4 2015-1.4%
Q3 2015-1.3%
Q2 2015+0.0%
Q1 2015+0.0%
Q4 2014+5.9%
Q3 2014+0.2%
Q2 2014+0.2%
Q1 2014-0.4%
Q4 2013+0.0%
Q3 2013+7.8%
Q2 2013+0.0%
Q4 2012+0.0%
Q1 2013-0.9%
Q4 2011+0.0%
Q1 2010+0.0%
Q3 2012+0.0%
Q2 2012-0.2%
Q1 2011+0.0%
Q1 2012+0.0%
Q4 2009+2.1%
Q3 2010+15.2%
Q3 2011+15.2%
Q4 2010+0.0%
Q2 2010+0.0%
Q2 2011+0.0%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro