NASDAQ$FDBC

Fidelity D & D Bancorp Inc · Q1 2025 earnings

Q1 2025 earnings · · Before market open · Investor relations

Briefing

Fidelity D&D Bancorp reported Q1 2025, net income of $6M, diluted EPS of $1.03.

For Q1 2025, Fidelity D&D Bancorp reported net income of $6M, diluted EPS was $1.03. The filing highlights segment performance, liquidity, and management commentary on the period.

  • Net income $6M.
  • Diluted EPS $1.03.
  • Fidelity D&D Bancorp discusses capital allocation and near-term priorities in MD&A.

Headline financials

Total Revenue

$28.3M

Previous: $19.5M+45.1%
EPS (adj)

$1.03

Previous: $0.88+17.0%
Net Interest Margin

2.9%

Previous: 2.7%+7.4%
Efficiency Ratio

61.7%

Previous: 67.6%-8.7%
Return on Avg Assets

0.9%

Previous: 0.8%+12.0%
Return on Avg Equity

11.7%

Previous: 10.7%+8.9%
Tangible Common Equity

7.1%

Previous: 7.0%+1.9%
Non-performing Assets/Assets

0.2%

Previous: 0.1%+53.3%
Non-performing Loans/Loans

0.3%

Previous: 0.2%+57.1%
Net Charge-offs to Loans

0.0%

Previous: 0.0%+100.0%
Allowance for Credit Losses

1.1%

Previous: 1.1%-0.9%
Tangible Book Value/Share

$33.16

Previous: $29.80+11.3%
Capital Expenditures

-$173K

Previous: -$1.3M+86.7%
Net Income

$5.99M

Previous: $5.06M+18.5%
Operating Income

$7.08M

Previous: $5.58M+27.0%

Revenue & EPS history

Fidelity D & D Bancorp · Revenue · Quarterly

$28.3M

Q1 2025+45.1%vs Q1 2024

Forward guidance

Management discusses operating priorities, capital allocation, and sector risks in the quarterly filing.

Tailwinds

  • Headline results and segment trends anchor the quarter.
  • Liquidity and balance-sheet capacity support operations.
  • Strategic initiatives outlined in MD&A.

Headwinds

  • Macro, rates, or input costs may pressure margins.
  • One-time items affect year-over-year comparability.
  • Execution risk on growth or restructuring plans.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

+0.5%

Avg return

Earnings day

-0.1%

Avg return

5 days after

+0.5%

Avg return

30 days after

39%

26 / 66 earnings

Positive

+15.2%

Q3 2011

Best reaction

-10.6%

Q2 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.8%+0.6%-0.5%
Q4 2025-1.9%+6.5%+0.4%
Q3 2025+2.2%+2.4%+2.6%
Q2 2025-0.8%-1.6%+8.5%
Q1 2025+2.9%-0.4%-1.8%
Q4 2024+1.5%+2.7%+2.1%
Q3 2024+2.5%+4.5%+6.9%
Q2 2024-0.6%-4.8%-10.2%
Q1 2024-3.6%-2.9%-2.9%
Q4 2023+3.0%+8.7%-1.8%
Q3 2023-0.4%+0.2%+15.7%
Q2 2023-1.3%+0.7%-8.3%
Q1 2023-0.7%-4.1%-11.0%
Q4 2022-0.6%-0.8%+6.5%
Q3 2022+0.9%+0.9%+4.5%
Q2 2022+6.7%+5.5%+4.4%
Q1 2022-1.8%-3.4%+0.4%
Q4 2021+1.4%+3.4%-1.2%
Q3 2021+1.7%+3.8%+4.6%
Q2 2021-0.8%+0.5%+3.2%
Q1 2021+0.2%+4.3%-1.5%
Q4 2020-9.0%-10.4%-6.6%
Q3 2020+2.2%+2.0%+27.5%
Q2 2020-10.6%-9.7%-6.4%
Q1 2020-0.5%-4.1%-2.0%
Q4 2019+1.1%-4.9%-18.6%
Q3 2019-1.0%+0.4%+2.7%
Q2 2019-4.3%-2.2%-11.4%
Q1 2019-2.8%-0.4%-0.2%
Q4 2018-0.2%+1.5%-0.9%
Q3 2018+2.6%-0.6%-12.0%
Q2 2018+0.4%-7.2%-9.9%
Q1 2018-2.5%-4.3%+1.0%
Q4 2017+0.3%+0.3%+5.9%
Q3 2017+3.9%+5.6%+17.4%
Q2 2017+0.5%+1.3%+8.3%
Q1 2017-1.7%-1.7%-0.8%
Q4 2016+0.0%+3.2%+2.7%
Q3 2016-1.5%-1.5%+0.4%
Q2 2016+2.3%+1.5%+1.5%
Q1 2016+0.0%
Q4 2015-1.4%
Q3 2015-1.3%
Q2 2015+0.0%
Q1 2015+0.0%
Q4 2014+5.9%
Q3 2014+0.2%
Q2 2014+0.2%
Q1 2014-0.4%
Q4 2013+0.0%
Q3 2013+7.8%
Q2 2013+0.0%
Q4 2012+0.0%
Q1 2013-0.9%
Q4 2011+0.0%
Q1 2010+0.0%
Q3 2012+0.0%
Q2 2012-0.2%
Q1 2011+0.0%
Q1 2012+0.0%
Q4 2009+2.1%
Q3 2010+15.2%
Q3 2011+15.2%
Q4 2010+0.0%
Q2 2010+0.0%
Q2 2011+0.0%

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