eToro Group LTD · Q3 2025 earnings

Briefing

Net contribution +28% YoY to $215M, GAAP net income +48% to $57M, and AUA +76% to $20.8B; board authorizes $150M buyback.

Third-quarter 2025 net contribution grew 28% year-over-year to $215 million and GAAP net income rose 48% to $56.8 million on $4.11 billion of total revenue and income. Adjusted EBITDA increased 43% to $77.9 million, adjusted net income grew 35% to $60.3 million, and adjusted diluted EPS reached $0.60 (vs $0.51). Funded accounts climbed 16% YoY to 3.73 million and assets under administration surged 76% to $20.8 billion. eToro ended the quarter with $1.2 billion in cash, cash equivalents and short-term investments. The board authorized a new $150 million share repurchase program and the company intends to enter into a ~$50 million accelerated share repurchase agreement.

• Net contribution +28% YoY to $215M and GAAP net income +48% to $57M, with adjusted EBITDA +43% to $78M.
• Funded accounts 3.73M (+16% YoY) and AUA $20.8B (+76% YoY), driven by user growth and Spaceship contribution.
• Adjusted diluted EPS $0.60 vs $0.51; GAAP diluted EPS $0.53 vs $0.44.
• Board authorized a new $150M share repurchase program; intends to launch a ~$50M ASR.
• October 2025 KPIs: AUA $20.5B (+73% YoY), funded accounts 3.76M (+17% YoY), 62M ECC trades (+53% YoY).

Headline financials

Revenue & EPS history

Management did not issue specific Q4 or 2026 numerical guidance, but flagged continued momentum from Tori AI adoption, US CopyTrader, the eToro App Store rollout, and the Spaceship superannuation integration in Australia. October 2025 metrics extended the year's growth trajectory.