NASDAQ$ETOR

eToro Group LTD · Q1 2026 earnings

Q1 2026 earnings · · Investor relations

Briefing

Strongest quarter as a public company: net contribution +19% YoY to $258M and GAAP net income +37% to $82M.

First-quarter 2026 total revenue and income was $2.44 billion, with net contribution of $258 million (+19% YoY) and GAAP net income of $82.4 million (+37% YoY). Adjusted EBITDA grew 35% to $108.5 million and adjusted diluted EPS reached $0.91 (vs $0.77). A fourfold year-over-year jump in commodities trading drove roughly 60% of trading commissions in the quarter. Funded accounts grew 12% to 4.02 million and assets under administration climbed 15% to $17.0 billion. eToro ended Q1 with $1.3 billion in cash, cash equivalents and short-term investments, generated $104 million of operating cash flow, and repurchased $101 million of treasury shares. The Zengo self-custodial wallet acquisition closed on April 30, 2026.

  • Net contribution +19% YoY to $258M and net income +37% YoY to $82M — strongest quarter since IPO, driven primarily by a ~4x surge in commodities trading volumes that accounted for ~60% of trading commissions.
  • Funded accounts reached 4.02M (+12% YoY) and AUA $17.0B (+15% YoY); April KPIs continued the trend with 4.07M funded accounts and $18.7B AUA.
  • Adjusted EBITDA $108.5M (+35% YoY) and adjusted diluted EPS $0.91 vs $0.77; GAAP diluted EPS $0.86 vs $0.69.
  • $1.3B in cash, cash equivalents and short-term investments; generated $104M of operating cash flow while repurchasing $101M of treasury shares.
  • Closed the Zengo self-custodial wallet acquisition on April 30, 2026; launched 24/7 trading for select commodities/equities/indices, Japanese equities, New York crypto trading, and the eToro App Store + Agent Portfolios powered by xAI Grok 4.2.

Headline financials

Total Revenue

$2.44B

Previous: $3.76B-35.0%
EPS (adj)

$0.91

Previous: $0.69+31.9%
Funded Accounts

4.0M

Previous: 3.6M+12.3%
Adjusted Net Income

$85.7M

No prior period
Assets Under Administration

$17B

Previous: $14.8B+14.9%
Net Contribution

$258M

Previous: $217M+18.9%
Adjusted EBITDA

$109M

Previous: $80.2M+35.3%
Free Cash Flow

$104M

No prior period
Net Income

$82.4M

Previous: $60M+37.4%
Cash & Equivalents

$1.3B

Previous: $736M+76.6%
Total Assets

$1.86B

Previous: $1.26B+48.0%

Revenue & EPS history

eToro Group LTD · Revenue · Quarterly

$2.44B

Q1 2026-35%vs Q1 2025
Beat estimate in 3 of 3 quarters(100%)
ActualEstimate

Revenue by segment

eToro Group LTD · $2.44B total across 6 segments · Q1 2026

  • Revenue from cryptoassets
    $2.15B-38.5%
  • Net trading income — equities, commodities, currencies
    $166M+71.0%
  • Net interest income from users
    $47.3M-10.1%
  • Net trading income — cryptoasset derivatives
    $33.4M-56.7%
  • Currency conversion and other income
    $31M+29.5%
  • Other interest income
    $8.71M+109.1%

Forward guidance

Management did not issue specific Q2 or full-year 2026 numerical guidance. April 2026 selected metrics — AUA $18.7B (+19% YoY), funded accounts 4.07M (+13% YoY), 63M total trades (+50% YoY), $7.0B interest-earning assets (+28% YoY), $1.4B total money transfers (+53% YoY) — show momentum continuing into Q2.

Tailwinds

  • April 2026 funded accounts at 4.07M and AUA at $18.7B, both up double-digits YoY
  • Continued investment in on-chain infrastructure, AI-powered Tori, and global product expansion
  • $50M ASR plus a refreshed $150M repurchase authorization in place after Q1

Headwinds

  • Q1 results were boosted by an outsized commodities-trading spike that may not repeat
  • Total revenue and income declined YoY due to lower pass-through crypto activity

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 3 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+1.1%

Avg return

Earnings day

+0.5%

Avg return

5 days after

-4.4%

Avg return

30 days after

40%

2 / 5 earnings

Positive

+20.4%

Q4 2025

Best reaction

-11.9%

Q1 2025

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-3.2%+4.5%
Q4 2025+20.4%+13.5%+7.0%
Q3 2025+8.2%+16.1%+16.9%
Q2 2025-8.2%-12.9%-19.7%
Q1 2025-11.9%-19.0%-21.9%

Discussion

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