NASDAQ$EGBN

Eagle Bancrp Inc · Q2 2024 earnings

Q2 2024 earnings · · Investor relations

Briefing

Announced second quarter 2024 results, with a net loss due to a goodwill impairment, but operating results improved from the first quarter due to a normalization of charge-offs.

Eagle Bancorp, Inc. reported a net loss of $83.8 million, or $2.78 per share, for Q2 2024, which included a $104.2 million goodwill impairment. Excluding the impairment, operating net income was $20.4 million, or $0.67 per diluted share. The company's Tier 1 capital leverage ratio increased to 10.6%.

  • The ACL as a percentage of total held for investment loans was 1.33% at quarter-end, up from 1.25% at the prior quarter-end.
  • Nonperforming assets increased to 0.88% of total assets as of June 30, 2024, compared to 0.79% as of March 31, 2024.
  • Net charge-offs for the second quarter were 0.11% compared to 1.07% for the first quarter 2024.
  • The net interest margin (NIM) declined slightly to 2.40% for the second quarter 2024, compared to 2.43% for the prior quarter.

Headline financials

Total Revenue

$76.7M

Previous: $80.4M-4.6%
EPS

-$2.78

Previous: $0.94-395.7%
Tangible Common Eq / Tang Assets

10.3%

No prior period
ACL / Loans HFI

1.3%

Previous: 1.0%+33.0%
Free Cash Flow

-$83.8M

Previous: $28.7M-392.1%
Net Income

-$83.8M

Previous: $28.7M-392.1%
Operating Income

-$148M

Previous: -$21.1M-601.2%
Gross Profit

$67.7M

Previous: $75.2M-9.9%
Cash & Equivalents

$537M

Previous: $184M+192.0%
Total Assets

$11.3B

Previous: $11B+2.4%
Stock-Based Comp

$2.66M

Previous: $2.74M-2.6%

Revenue & EPS history

Eagle Bancorp · Revenue · Quarterly

$76.7M

Q2 2024-4.6%vs Q2 2023
Beat estimate in 6 of 14 quarters(43%)
ActualEstimate

Forward guidance

The press release does not contain any forward guidance.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2024

Historical avgQ2 2024

-0.3%

Avg return

Earnings day

-0.5%

Avg return

5 days after

+0.3%

Avg return

30 days after

55%

36 / 66 earnings

Positive

+16.3%

Q4 2025

Best reaction

-28.1%

Q2 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.7%-1.6%-2.6%
Q4 2025+16.3%+8.7%+10.3%
Q3 2025-12.4%-9.3%-7.3%
Q2 2025-2.1%-1.0%+10.0%
Q1 2025-11.4%-14.2%-17.6%
Q4 2024+2.8%+6.0%-7.4%
Q3 2024+12.4%+14.0%+26.3%
Q2 2024-2.2%-7.3%-4.6%
Q1 2024-10.4%-14.9%-16.5%
Q4 2023-1.2%-0.5%-13.7%
Q3 2023+12.0%+13.1%+32.6%
Q2 2023+6.9%+5.4%-10.2%
Q1 2023-17.7%-15.9%-39.2%
Q4 2022+4.5%+7.2%+3.1%
Q3 2022-6.3%-8.2%-3.7%
Q2 2022-4.2%-4.1%+4.9%
Q1 2022+0.4%-3.8%-12.8%
Q4 2021-5.2%-3.3%-3.7%
Q3 2021-0.5%-1.0%+2.4%
Q2 2021-4.8%-1.6%+2.2%
Q1 2021+0.3%+4.3%+9.8%
Q4 2020-3.4%-2.3%+11.0%
Q3 2020+5.6%+3.7%+25.5%
Q2 2020+3.3%-2.2%-6.7%
Q1 2020+4.7%+14.4%+4.9%
Q4 2019-1.6%-4.3%-7.8%
Q3 2019+1.4%+5.9%+5.7%
Q2 2019-28.1%-26.8%-26.7%
Q1 2019-1.4%-2.8%-1.7%
Q4 2018+1.0%+4.7%+11.9%
Q3 2018+5.7%+1.5%+9.0%
Q2 2018-4.5%-3.8%-9.5%
Q1 2018+2.8%+3.2%+4.4%
Q4 2017+0.5%+3.0%+3.9%
Q3 2017+1.0%+0.9%+0.4%
Q2 2017+3.3%+2.0%-1.8%
Q1 2017+2.6%+4.5%+0.4%
Q4 2016+2.1%+2.7%+7.4%
Q3 2016+0.4%+2.4%+14.2%
Q2 2016+0.2%+0.9%+3.2%
Q1 2016+0.3%
Q4 2015-1.5%
Q3 2015-4.2%
Q2 2015-1.2%
Q1 2015-0.4%
Q4 2014+3.3%
Q3 2014+1.3%
Q2 2014+3.6%
Q1 2014-2.1%
Q4 2013+6.6%
Q3 2013-4.9%
Q2 2013+2.5%
Q1 2013+3.3%
Q4 2010-1.9%
Q4 2011-1.9%
Q4 2012-2.0%
Q3 2012+3.1%
Q2 2012-2.5%
Q1 2011+0.5%
Q1 2012+4.1%
Q4 2009+1.7%
Q3 2010-5.7%
Q3 2011-5.7%
Q2 2011+3.2%
Q2 2010+3.2%
Q1 2010+5.1%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro