NASDAQ$EGBN

Eagle Bancrp Inc · Q1 2025 earnings

Q1 2025 earnings · · After market close · Investor relations

Briefing

Eagle Bancorp reported Q1 2025 revenue of $153.9M, net income of $1.7M, diluted EPS of $0.06.

For Q1 2025, Eagle Bancorp reported Revenue was $153.9M, net income was $1.7M, diluted EPS was $0.06. Management discusses segment trends, liquidity, and outlook in the quarterly filing.

  • Revenue $153.9M for Q1 2025.
  • Net income $1.7M.
  • Diluted EPS $0.06.

Headline financials

Total Revenue

$73.9M

Previous: $78.3M-5.7%
EPS (adj)

$0.06

Previous: -$0.01+700.0%
Net Interest Margin

2.3%

Previous: 2.4%-5.0%
Return on Avg Assets

0.1%

Previous: -2.7%+102.2%
Return on Avg Tang Common Eq

0.6%

Previous: -29.0%+101.9%
Efficiency Ratio

61.5%

Previous: 51.1%+20.5%
Tangible Common Eq / Tang Assets

11.0%

Previous: 10.3%+6.3%
ACL / Loans HFI

1.6%

Previous: 1.3%+22.6%
NPAs / Total Assets

1.8%

Previous: 0.9%+103.4%
Net Charge-Offs / Avg Loans

0.6%

Previous: 0.1%+418.2%
CET1 Ratio

14.6%

Previous: 13.9%+5.0%
TCE / TA

11.1%

Previous: 10.6%+5.0%
ACL / Performing Office Loans

64.6%

Previous: 110.1%-41.3%
Capital Expenditures

-$138K

No prior period
Net Income

$1.68M

Previous: -$338K+595.6%
Operating Income

$2.45M

Previous: -$67.9M+103.6%

Revenue & EPS history

Eagle Bancorp · Revenue · Quarterly

$73.9M

Q1 2025-5.7%vs Q1 2024
Beat estimate in 6 of 14 quarters(43%)
ActualEstimate

Forward guidance

Regional bank outlook cites net interest margin, credit quality, and deposit costs.

Tailwinds

  • Loan growth and fee income diversification.
  • Capital ratios and dividend capacity.

Headwinds

  • Deposit beta and funding cost pressure.
  • Commercial real estate and credit provisioning.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2025

Historical avgQ1 2025

-0.3%

Avg return

Earnings day

-0.5%

Avg return

5 days after

+0.3%

Avg return

30 days after

55%

36 / 66 earnings

Positive

+16.3%

Q4 2025

Best reaction

-28.1%

Q2 2019

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.7%-1.6%-2.6%
Q4 2025+16.3%+8.7%+10.3%
Q3 2025-12.4%-9.3%-7.3%
Q2 2025-2.1%-1.0%+10.0%
Q1 2025-11.4%-14.2%-17.6%
Q4 2024+2.8%+6.0%-7.4%
Q3 2024+12.4%+14.0%+26.3%
Q2 2024-2.2%-7.3%-4.6%
Q1 2024-10.4%-14.9%-16.5%
Q4 2023-1.2%-0.5%-13.7%
Q3 2023+12.0%+13.1%+32.6%
Q2 2023+6.9%+5.4%-10.2%
Q1 2023-17.7%-15.9%-39.2%
Q4 2022+4.5%+7.2%+3.1%
Q3 2022-6.3%-8.2%-3.7%
Q2 2022-4.2%-4.1%+4.9%
Q1 2022+0.4%-3.8%-12.8%
Q4 2021-5.2%-3.3%-3.7%
Q3 2021-0.5%-1.0%+2.4%
Q2 2021-4.8%-1.6%+2.2%
Q1 2021+0.3%+4.3%+9.8%
Q4 2020-3.4%-2.3%+11.0%
Q3 2020+5.6%+3.7%+25.5%
Q2 2020+3.3%-2.2%-6.7%
Q1 2020+4.7%+14.4%+4.9%
Q4 2019-1.6%-4.3%-7.8%
Q3 2019+1.4%+5.9%+5.7%
Q2 2019-28.1%-26.8%-26.7%
Q1 2019-1.4%-2.8%-1.7%
Q4 2018+1.0%+4.7%+11.9%
Q3 2018+5.7%+1.5%+9.0%
Q2 2018-4.5%-3.8%-9.5%
Q1 2018+2.8%+3.2%+4.4%
Q4 2017+0.5%+3.0%+3.9%
Q3 2017+1.0%+0.9%+0.4%
Q2 2017+3.3%+2.0%-1.8%
Q1 2017+2.6%+4.5%+0.4%
Q4 2016+2.1%+2.7%+7.4%
Q3 2016+0.4%+2.4%+14.2%
Q2 2016+0.2%+0.9%+3.2%
Q1 2016+0.3%
Q4 2015-1.5%
Q3 2015-4.2%
Q2 2015-1.2%
Q1 2015-0.4%
Q4 2014+3.3%
Q3 2014+1.3%
Q2 2014+3.6%
Q1 2014-2.1%
Q4 2013+6.6%
Q3 2013-4.9%
Q2 2013+2.5%
Q1 2013+3.3%
Q4 2010-1.9%
Q4 2011-1.9%
Q4 2012-2.0%
Q3 2012+3.1%
Q2 2012-2.5%
Q1 2011+0.5%
Q1 2012+4.1%
Q4 2009+1.7%
Q3 2010-5.7%
Q3 2011-5.7%
Q2 2011+3.2%
Q2 2010+3.2%
Q1 2010+5.1%

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