NASDAQ$EEFT

Euronet Worldwide Inc. · Q4 2025 earnings

Q4 2025 earnings · · Before market open · Investor relations

Briefing

EEFT reported Q4 2025, revenue of $1.11B, net income of $51.5M, diluted EPS of $1.08.

For Q4 2025, EEFT reported revenue of $1.11B, net income of $51.5M, diluted EPS was $1.08. Management discusses segment performance, capital allocation, and outlook in the earnings release.

  • Revenue $1.11B.
  • Net income $51.5M.
  • Diluted EPS $1.08.

Headline financials

Total Revenue

$1.11B

Previous: $1.05B+5.9%
EPS (adj)

$1.08

Previous: $2.08-48.1%
EFT Processing Segment Active ATMs

51.0K

Previous: 49.9K+2.0%
epay Processing Transactions

1.2B

Previous: 1.2B+0.3%
Money Transfer Transactions

46.7M

Previous: 46.9M-0.4%
EFT Processing Segment Transactions

4.3B

Previous: 3.2B+34.4%
epay POS Terminals

749.0K

Previous: 777.0K-3.6%
Money Transfer Network Locations

639.0K

Previous: 607.0K+5.3%
Net Income

$51.5M

Previous: $45.2M+13.9%
Operating Income

$101M

Previous: $123M-17.7%

Revenue & EPS history

Euronet · Revenue · Quarterly

$1.11B

Q4 2025+5.9%vs Q4 2024
Beat estimate in 10 of 15 quarters(67%)
ActualEstimate

Revenue by segment

Euronet · $1.01B total across 3 segments · Q3 2023

  • Money Transfer
    $396M+8.5%
  • EFT Processing
    $346M+8.2%
  • epay
    $265M+6.3%

Forward guidance

The release discusses EEFT's outlook for upcoming periods, including capital allocation, operating priorities, and market risks.

Tailwinds

  • EEFT cites operational execution and demand trends supporting the outlook.
  • Balance sheet and capital actions aim to fund growth and shareholder returns.

Headwinds

  • Macro, pricing, and input-cost volatility could pressure margins.
  • Segment mix and one-time items may affect quarter-to-quarter comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

+1.0%

Avg return

Earnings day

-0.0%

Avg return

5 days after

+1.1%

Avg return

30 days after

59%

40 / 68 earnings

Positive

+16.2%

Q4 2014

Best reaction

-20.3%

Q2 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.9%-4.3%-4.3%
Q4 2025-3.3%+0.5%+1.3%
Q3 2025-5.8%-10.4%-17.3%
Q1 2025+3.4%+4.3%+11.5%
Q4 2024-1.5%+9.2%+6.7%
Q3 2024+5.4%+4.7%+8.7%
Q2 2024-5.3%-5.9%-4.2%
Q1 2024-0.3%+5.3%+8.8%
Q4 2023+1.3%+1.6%+9.7%
Q3 2023+9.5%+6.4%+10.7%
Q2 2023-20.3%-24.7%-27.7%
Q1 2023-2.1%+0.0%+2.3%
Q4 2022-3.4%-0.3%-7.2%
Q3 2022+5.8%+6.9%+15.6%
Q2 2022-2.1%-3.4%-7.5%
Q1 2022-5.6%-10.8%-12.8%
Q4 2021+5.4%-0.2%-18.2%
Q3 2021-8.4%-9.1%-18.6%
Q2 2021+2.1%+6.7%-0.1%
Q1 2021-1.9%-2.4%+0.1%
Q4 2020+2.4%+8.1%+17.3%
Q3 2020-3.6%-3.0%+49.4%
Q2 2020+2.3%-2.1%+5.9%
Q1 2020+9.2%+3.8%+9.3%
Q4 2019-6.4%-8.0%-45.8%
Q3 2019-5.1%-3.3%+5.2%
Q2 2019-4.1%-4.0%-7.8%
Q1 2019+1.8%+2.3%+5.9%
Q4 2018+8.3%+10.2%+16.0%
Q3 2018+0.3%-2.2%-1.7%
Q2 2018+11.9%+10.8%+14.3%
Q1 2018+5.5%+3.7%+8.6%
Q4 2017-3.4%-8.0%+2.1%
Q3 2017+3.3%+0.2%-8.1%
Q2 2017+2.8%+4.1%+2.8%
Q1 2017-1.4%-0.8%-0.3%
Q4 2016+6.2%+10.8%+14.0%
Q3 2016-1.0%-2.0%-7.1%
Q2 2016+6.0%+5.3%+6.8%
Q1 2016+3.7%
Q4 2015-8.7%
Q3 2015+7.0%
Q2 2015+4.7%
Q1 2015+4.4%
Q4 2014+16.2%
Q3 2014+8.9%
Q2 2014+8.6%
Q1 2014+5.8%
Q4 2013-10.5%
Q3 2013+1.8%
Q2 2013+9.6%
Q1 2013+5.8%
Q4 2012-2.4%
Q3 2012-0.6%
Q2 2012+5.2%
Q1 2012+1.8%
Q4 2011-2.2%
Q3 2011-1.3%
Q2 2011-0.9%
Q1 2010+1.1%
Q1 2011-1.7%
Q4 2008+2.0%
Q4 2010+2.0%
Q3 2010+0.1%
Q3 2009+0.1%
Q2 2010+1.6%
Q2 2009+1.6%
Q4 2009+1.6%

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