NASDAQ$EEFT

Euronet Worldwide Inc. · Q2 2021 earnings

Q2 2021 earnings · · Investor relations

Briefing

Euronet's financial performance improved in Q2 2021, with revenue and earnings increasing significantly compared to the same period last year.

Euronet Worldwide reported a strong second quarter with revenues increasing by 35% to $714.7 million and adjusted EPS of $0.53, compared to $0.04 in the prior year. The epay and Money Transfer segments delivered record second quarter earnings, driving overall growth. The company anticipates adjusted EBITDA for the third quarter of 2021 to be in the range of $135 million to $145 million.

  • Revenues increased by 35% to $714.7 million.
  • Operating income was $30.1 million, compared to an operating loss of $101.3 million.
  • Adjusted earnings per share reached $0.53, up from $0.04 year-over-year.
  • epay and Money Transfer segments achieved record second quarter earnings with double-digit growth.

Headline financials

Total Revenue

$715M

Previous: $528M+35.4%
EPS (adj)

$0.53

Previous: $0.04+1225.0%
EFT Processing Segment Active ATMs

43.6K

Previous: 41.6K+4.6%
epay Processing Transactions

788.0M

Previous: 585.0M+34.7%
Money Transfer Transactions

34.2M

Previous: 25.8M+32.6%
EFT Processing Segment Transactions

988.0M

Previous: 679.0M+45.5%
Capital Expenditures

-$45.1M

Previous: -$45.5M+0.9%
Free Cash Flow

-$36.4M

Previous: -$161M+77.4%
Net Income

$8.64M

Previous: -$116M+107.5%
Operating Income

$30.1M

Previous: -$101M+129.7%
Gross Profit

$715M

Previous: $178M+302.0%
Cash & Equivalents

$994M

Previous: $865M+15.0%
Total Assets

$4.44B

Previous: $3.96B+12.1%
Stock-Based Comp

$11M

Previous: $3.13M+251.5%

Revenue & EPS history

Euronet · Revenue · Quarterly

$715M

Q2 2021+35.4%vs Q2 2020
Beat estimate in 11 of 16 quarters(69%)
ActualEstimate

Revenue by segment

Euronet · $717M total across 3 segments · Q2 2021

  • Money Transfer
    $359M+36.7%
  • epay
    $244M+30.0%
  • EFT Processing
    $114M+44.6%

Forward guidance

The Company anticipates that its third quarter 2021 adjusted EBITDA will be in the range of approximately $135 million to $145 million.

Tailwinds

  • Continued strength in year-over-year growth trends in the Money Transfer segment.
  • Expansion of the Company's physical and digital networks.
  • Immediate improvement in transactions in the EFT Segment as borders began to reopen.
  • Easing of quarantine restrictions.
  • Approximately 3,700 more active Euronet-owned ATMs than the prior year for this year's peak travel season.

Headwinds

  • The pace of reopening efforts was more irregular than expected.
  • Fewer higher-value cross-border transactions than anticipated at the beginning of the quarter.
  • Consolidated adjusted EBITDA came in at the lower end of our expected range.
  • Trends in more contagious COVID variants.
  • Current COVID-19 management mandates.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2021

Historical avgQ2 2021

+1.0%

Avg return

Earnings day

-0.0%

Avg return

5 days after

+1.1%

Avg return

30 days after

59%

40 / 68 earnings

Positive

+16.2%

Q4 2014

Best reaction

-20.3%

Q2 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-4.9%-4.3%-4.3%
Q4 2025-3.3%+0.5%+1.3%
Q3 2025-5.8%-10.4%-17.3%
Q1 2025+3.4%+4.3%+11.5%
Q4 2024-1.5%+9.2%+6.7%
Q3 2024+5.4%+4.7%+8.7%
Q2 2024-5.3%-5.9%-4.2%
Q1 2024-0.3%+5.3%+8.8%
Q4 2023+1.3%+1.6%+9.7%
Q3 2023+9.5%+6.4%+10.7%
Q2 2023-20.3%-24.7%-27.7%
Q1 2023-2.1%+0.0%+2.3%
Q4 2022-3.4%-0.3%-7.2%
Q3 2022+5.8%+6.9%+15.6%
Q2 2022-2.1%-3.4%-7.5%
Q1 2022-5.6%-10.8%-12.8%
Q4 2021+5.4%-0.2%-18.2%
Q3 2021-8.4%-9.1%-18.6%
Q2 2021+2.1%+6.7%-0.1%
Q1 2021-1.9%-2.4%+0.1%
Q4 2020+2.4%+8.1%+17.3%
Q3 2020-3.6%-3.0%+49.4%
Q2 2020+2.3%-2.1%+5.9%
Q1 2020+9.2%+3.8%+9.3%
Q4 2019-6.4%-8.0%-45.8%
Q3 2019-5.1%-3.3%+5.2%
Q2 2019-4.1%-4.0%-7.8%
Q1 2019+1.8%+2.3%+5.9%
Q4 2018+8.3%+10.2%+16.0%
Q3 2018+0.3%-2.2%-1.7%
Q2 2018+11.9%+10.8%+14.3%
Q1 2018+5.5%+3.7%+8.6%
Q4 2017-3.4%-8.0%+2.1%
Q3 2017+3.3%+0.2%-8.1%
Q2 2017+2.8%+4.1%+2.8%
Q1 2017-1.4%-0.8%-0.3%
Q4 2016+6.2%+10.8%+14.0%
Q3 2016-1.0%-2.0%-7.1%
Q2 2016+6.0%+5.3%+6.8%
Q1 2016+3.7%
Q4 2015-8.7%
Q3 2015+7.0%
Q2 2015+4.7%
Q1 2015+4.4%
Q4 2014+16.2%
Q3 2014+8.9%
Q2 2014+8.6%
Q1 2014+5.8%
Q4 2013-10.5%
Q3 2013+1.8%
Q2 2013+9.6%
Q1 2013+5.8%
Q4 2012-2.4%
Q3 2012-0.6%
Q2 2012+5.2%
Q1 2012+1.8%
Q4 2011-2.2%
Q3 2011-1.3%
Q2 2011-0.9%
Q1 2010+1.1%
Q1 2011-1.7%
Q4 2008+2.0%
Q4 2010+2.0%
Q3 2010+0.1%
Q3 2009+0.1%
Q2 2010+1.6%
Q2 2009+1.6%
Q4 2009+1.6%

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