NASDAQ$CRMT

Americas Car-Mart Inc · Q1 2026 earnings

Q1 2026 earnings · · Before market open · Investor relations

Briefing

America's Car-Mart reported Q1 2026, revenue of $276.2M, diluted EPS of $0.69.

For Q1 2026, America's Car-Mart reported revenue of $276.2M, diluted EPS was $0.69. The filing discusses segment trends, liquidity, and management outlook for upcoming periods.

  • Revenue $276.2M.
  • Diluted EPS $0.69.
  • America's Car-Mart highlights operating priorities and capital allocation.

Headline financials

Total Revenue

$341M

Previous: $348M-1.9%
EPS (adj)

$0.69

Previous: -$0.15+560.0%
Net charge-offs

$6.60

Previous: $6.40+3.1%
SG&A Expense

$51.4M

Previous: $46.7M+10.1%
Gross Margin

36.6%

Previous: 35.0%+4.6%
Allowance for Credit Losses

23.4%

Previous: 25.0%-6.6%
Average Down Payment

4.9%

Previous: 5.2%-5.8%
Capital Expenditures

-$459K

Previous: -$986K+53.4%
Free Cash Flow

-$6.2M

Previous: -$1.95M-217.7%
Net Income

-$5.74M

Previous: -$964K-495.0%
Operating Income

$9.64M

Previous: $17.1M-43.7%
Gross Profit

$166M

Previous: $161M+3.1%
Cash & Equivalents

$9.67M

No prior period
Total Assets

$1.61B

No prior period

Revenue & EPS history

Car-Mart · Revenue · Quarterly

$341M

Q1 2026-1.9%vs Q1 2025
Beat estimate in 9 of 14 quarters(64%)
ActualEstimate

Forward guidance

The release discusses America's Car-Mart's outlook, capital allocation, and key risks for upcoming quarters, including guidance ranges or operating priorities where disclosed.

Tailwinds

  • America's Car-Mart cites demand and execution supporting the near-term outlook.
  • Liquidity and balance-sheet capacity support operations and shareholder returns.

Headwinds

  • Macro, input costs, and FX may pressure margins quarter to quarter.
  • Segment mix and one-time items can affect comparability versus prior periods.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q1 2026

Historical avgQ1 2026

+1.0%

Avg return

Earnings day

+2.9%

Avg return

5 days after

-1.5%

Avg return

30 days after

56%

37 / 66 earnings

Positive

+27.9%

Q4 2022

Best reaction

-26.3%

Q1 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2026+9.1%+75.5%
Q3 2026-8.0%-36.2%-41.8%
Q2 2026+10.9%+17.8%+3.9%
Q1 2026-18.0%-15.7%-31.5%
Q4 2025+0.0%-0.6%+22.8%
Q3 2025+15.9%+15.7%+13.8%
Q2 2025+17.4%+22.0%+7.7%
Q1 2025-11.6%-15.4%-29.0%
Q4 2024-2.8%-4.6%+7.0%
Q3 2024+5.6%+0.8%-5.2%
Q2 2024-21.3%-25.1%-21.1%
Q1 2024-16.5%-3.2%-4.6%
Q4 2023+0.1%-4.9%+5.9%
Q3 2023-7.0%-5.6%-15.0%
Q2 2023-4.9%-1.6%-1.1%
Q1 2023-26.3%-37.0%-44.6%
Q4 2022+27.9%+43.8%+24.7%
Q3 2022+8.0%-5.1%-8.8%
Q2 2022-10.0%-13.6%-14.8%
Q1 2022-20.1%-24.0%-26.4%
Q4 2021+8.7%+12.0%-3.3%
Q3 2021+4.0%+0.6%+17.1%
Q2 2021+7.5%+4.1%+15.2%
Q1 2021+5.8%+2.5%-11.3%
Q4 2020+9.1%+14.1%+23.8%
Q3 2020+6.7%-4.7%-66.7%
Q2 2020+14.0%+15.6%+24.2%
Q1 2020+3.5%-0.0%+6.2%
Q4 2019-8.7%-12.5%-14.7%
Q3 2019+3.4%+4.6%+6.0%
Q2 2019+16.4%+2.7%-2.2%
Q1 2019+25.6%+30.1%+27.3%
Q4 2018+14.7%+18.4%+23.4%
Q3 2018+3.8%+11.0%+7.7%
Q2 2018+11.3%+10.5%+5.0%
Q1 2018+1.9%+4.9%+8.7%
Q4 2017+6.9%+6.1%+5.7%
Q3 2017-15.6%-18.0%-11.3%
Q2 2017+2.2%+4.2%+7.2%
Q1 2017+14.2%+25.0%+18.7%
Q4 2016-6.9%+3.3%+9.9%
Q3 2016-3.9%
Q2 2016-12.2%
Q1 2016-12.8%
Q4 2015+0.4%
Q3 2015+3.4%
Q2 2015+12.9%
Q1 2015+11.7%
Q4 2014-1.8%
Q3 2014-4.1%
Q2 2014-5.4%
Q1 2014-5.2%
Q4 2013+0.4%
Q3 2013+10.5%
Q2 2013-11.3%
Q1 2013+0.7%
Q4 2010+7.2%
Q4 2012+7.2%
Q3 2011-3.2%
Q3 2012-3.2%
Q2 2012+2.3%
Q2 2011+2.3%
Q1 2011-2.3%
Q1 2012-2.3%
Q4 2011-2.3%
Q3 2010-0.9%

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