NASDAQ$CHYM
Chime Financial Inc · Q3 2025 earnings
Q3 2025 earnings ·
Briefing
Chime reported Q3 2025 revenue of $543.5M with a net loss of $54.7M and diluted EPS of $(0.15).
Third-quarter total revenue increased 29% to $543.5 million on higher active members and purchase volume, including MyPay. Net loss widened to $54.7 million from $22.0 million; diluted EPS was $(0.15) versus $(0.34) a year ago.
- Q3 revenue $543.5M (+29% YoY).
- Net loss $54.7M; EPS $(0.15).
- Growth in active members and purchase volume.
- MyPay launch contributing to revenue mix.
Headline financials
Revenue & EPS history
Chime Financial Inc · Revenue · Quarterly
$544M
Forward guidance
The filing discusses Chime Financial's outlook, capital deployment, and key risks without relying solely on numeric EPS guidance.
Tailwinds
- Chime Financial cited execution on strategic priorities in the filing.
- Balance sheet and liquidity support continued operations.
Headwinds
- GAAP profitability remained under pressure in the quarter.
- Macro, competitive, and cost pressures may affect margins.
- Segment mix and one-time items can affect comparability.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 4 quarterly earnings reports · overlaid with Q3 2025
+2.5%
Avg return
Earnings day
-3.6%
Avg return
5 days after
-7.1%
Avg return
30 days after
75%
3 / 4 earnings
Positive
+13.5%
Q4 2025
Best reaction
-12.6%
Q1 2026
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -12.6% | -16.8% | -19.7% | |
| Q4 2025 | +13.5% | +7.9% | -19.5% | |
| Q3 2025 | +4.5% | -7.1% | +30.3% | |
| Q2 2025 | +4.6% | +1.7% | -19.5% |
Discussion
Share your read of this quarter. Sign-in carries your eToro identity.
Join the conversation
Sign in with eToro to post your read of this quarter and vote on others'.
Sign in with eToro