NASDAQ$CHYM
Chime Financial Inc · Q2 2025 earnings
Q2 2025 earnings ·
Briefing
Chime Financial reported Q2 2025, revenue of $528.1M, net loss of $923.4M, diluted EPS of $-7.29.
For Q2 2025, Chime Financial reported revenue of $528.1M, a net loss of $923.4M, diluted EPS was $-7.29. Management discusses operating trends, capital, and sector risks in the quarterly filing.
- Revenue $528.1M.
- Net loss $923.4M.
- Diluted EPS $-7.29.
- Chime Financial MD&A highlights liquidity, capital, and core trends.
- Segment and macro factors shape year-over-year comparisons.
Headline financials
Revenue & EPS history
Chime Financial Inc · Revenue · Quarterly
$528M
Forward guidance
Management discusses operational priorities, capital allocation, and sector risks in the quarterly filing.
Tailwinds
- Execution on core operating metrics cited in MD&A.
- Balance sheet liquidity and covenant headroom.
- Strategic investments supporting long-term growth.
Headwinds
- Macro demand and input-cost volatility.
- Regulatory or competitive pressures in the sector.
- One-time items affecting GAAP comparability.
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 4 quarterly earnings reports · overlaid with Q2 2025
+2.5%
Avg return
Earnings day
-3.6%
Avg return
5 days after
-7.1%
Avg return
30 days after
75%
3 / 4 earnings
Positive
+13.5%
Q4 2025
Best reaction
-12.6%
Q1 2026
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q1 2026 | -12.6% | -16.8% | -19.7% | |
| Q4 2025 | +13.5% | +7.9% | -19.5% | |
| Q3 2025 | +4.5% | -7.1% | +30.3% | |
| Q2 2025 | +4.6% | +1.7% | -19.5% |
Discussion
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