NASDAQ$CDLX

Cardlytics Inc · Q3 2025 earnings

Q3 2025 earnings · · After market close · Investor relations

Briefing

Cardlytics reported Q3 2025, net loss of $72.7M.

For Q3 2025, Cardlytics reported a net loss of $72.7M. Management discusses segment performance, capital allocation, and sector risks in the quarterly filing.

  • Net loss $72.7M.
  • Cardlytics MD&A covers liquidity, credit, and operating priorities.
  • Cardlytics MD&A covers liquidity, credit, and operating priorities.

Headline financials

Total Revenue

$52M

Previous: $67.1M-22.4%
EPS (adj)

-$0.07

Previous: -$2.90+97.6%
Billings

$89.2M

No prior period
Adjusted Contribution

$30M

No prior period
Adjusted EBITDA

$3.2M

No prior period
MQUs

230.3M

Previous: 190.2M+21.1%
ACPU

$0.11

Previous: $0.16-31.3%
Capital Expenditures

-$455K

Previous: -$1.44M+68.4%
Net Income

-$72.7M

Previous: -$145M+49.9%
Operating Income

-$68.9M

Previous: -$149M+53.6%
Gross Profit

$24.3M

Previous: $67.1M-63.8%

Revenue & EPS history

Cardlytics · Revenue · Quarterly

$52M

Q3 2025-22.4%vs Q3 2024
Beat estimate in 9 of 14 quarters(64%)
ActualEstimate

Forward guidance

The quarterly filing discusses operating priorities, capital returns, and sector risks.

Tailwinds

  • MD&A highlights liquidity and core business trends.
  • Management commentary on segment performance.

Headwinds

  • Macro, rates, or input costs may pressure margins.
  • One-time items can affect YoY comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2025

Historical avgQ3 2025

-6.1%

Avg return

Earnings day

-6.2%

Avg return

5 days after

+14.5%

Avg return

30 days after

47%

16 / 34 earnings

Positive

+68.6%

Q4 2023

Best reaction

-59.6%

Q2 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-2.0%-15.0%+654.7%
Q4 2025-9.9%-21.8%+25.6%
Q3 2025-28.5%-16.5%-37.5%
Q1 2025-13.0%-2.8%-17.1%
Q4 2024+4.5%+18.7%-25.3%
Q3 2024-13.2%-3.0%-15.8%
Q2 2024-59.6%-51.9%-53.1%
Q1 2024-39.8%-40.8%-43.4%
Q4 2023+68.6%+64.0%+57.8%
Q3 2023-55.7%-47.6%-40.1%
Q2 2023+15.7%+21.2%+42.8%
Q1 2023-26.0%-29.4%-29.9%
Q4 2022-10.8%-9.4%-37.7%
Q3 2022-52.2%-51.2%-52.9%
Q2 2022+18.3%+10.6%-7.6%
Q1 2022+10.2%-8.5%-24.2%
Q4 2021+5.7%-7.1%-5.2%
Q3 2021+6.7%+8.3%-20.4%
Q2 2021-32.5%-29.2%-22.3%
Q1 2021-20.6%-24.8%-24.2%
Q4 2020+1.2%-3.3%-17.2%
Q3 2020+2.9%+22.7%+56.5%
Q2 2020-9.1%-8.9%+0.8%
Q1 2020+13.0%+8.9%+50.9%
Q4 2019-36.4%-43.7%-64.3%
Q3 2019+43.6%+42.9%+44.4%
Q2 2019+20.0%+24.1%+39.8%
Q1 2019+20.9%+14.8%+47.1%
Q4 2018-5.6%-11.7%-7.2%
Q3 2018-24.9%-19.9%-29.3%
Q2 2018+0.3%+3.0%+27.3%
Q2 2017+0.3%+3.0%+27.3%
Q1 2018-1.0%-7.4%+6.5%
Q4 2017+1.0%+0.5%-13.6%
Q3 2017
Q1 2017
Q4 2016
Q3 2016
Q2 2016
Q1 2016

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