NASDAQ$BPOP

Popular Inc · Q1 2021 earnings

Q1 2021 earnings · · Investor relations

Briefing

Popular, Inc. reported a net income of $262.6 million for Q1 2021.

Popular, Inc. reported a strong start to 2021 with a net income of $262.6 million for the first quarter. The results were positively impacted by a benefit in the provision for credit losses of $82.2 million, driven by an improving macroeconomic environment and lower credit losses. The company experienced growth in top-line revenue, benefiting from PPP-related income and an increase in the value of mortgage servicing rights.

  • Net income was $262.6 million, compared to $176.3 million in the previous quarter.
  • Net interest income increased by $7.5 million to $479.1 million, driven by an increase in interest income and fees from PPP loans.
  • Total assets grew by $0.9 billion, mainly due to an increase in deposits across various sectors.
  • The corporation recognized income of $23.1 million related to loans issued under the SBA PPP program, compared to $11.5 million in the previous quarter.

Headline financials

Total Revenue

$633M

Previous: $600M+5.5%
EPS (adj)

$3.12

Previous: $0.37+743.2%
Net Interest Margin

3.1%

Previous: 3.9%-22.1%
Common Equity Tier 1

17.1%

Previous: 15.8%+8.6%
Common Equity/Share

$69.63

No prior period
Tangible Book Value/Share

$61.42

No prior period
Capital Expenditures

-$17.9M

Previous: -$15.1M-18.0%
Free Cash Flow

$245M

Previous: $19.2M+1177.0%
Net Income

$263M

Previous: $34.3M+665.6%
Operating Income

$361M

Previous: $176M+104.7%
Gross Profit

$551M

Previous: $410M+34.3%
Cash & Equivalents

$23.6B

Previous: $12.3B+91.7%
Total Assets

$66.9B

Previous: $52.8B+26.6%

Revenue & EPS history

Popular · Revenue · Quarterly

$633M

Q1 2021+5.5%vs Q1 2020
Beat estimate in 12 of 16 quarters(75%)
ActualEstimate

Forward guidance

This press release contains forward-looking statements about Popular’s business, financial condition, results of operations, plans, objectives and future performance. These statements are not guarantees of future performance, are based on management’s current expectations and, by their nature, involve risks, uncertainties, estimates and assumptions.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2021

Historical avgQ1 2021

+1.2%

Avg return

Earnings day

+1.9%

Avg return

5 days after

+3.9%

Avg return

30 days after

59%

41 / 69 earnings

Positive

+15.3%

Q4 2012

Best reaction

-12.0%

Q2 2012

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-0.2%+1.6%+1.4%
Q4 2025+6.3%+8.7%+16.0%
Q3 2025-1.2%-2.6%-0.5%
Q2 2025+0.3%+0.3%+3.9%
Q1 2025+5.9%+7.4%+14.6%
Q4 2024-1.3%-0.8%-3.2%
Q3 2024-11.0%-9.7%-1.0%
Q2 2024-0.7%-0.8%-3.4%
Q1 2024+3.6%+1.6%+3.7%
Q4 2023+4.9%+7.2%-0.1%
Q3 2023+8.1%+8.4%+20.4%
Q2 2023+4.6%+7.4%-5.4%
Q1 2023+3.2%+2.7%+3.5%
Q4 2022-3.9%-3.1%+4.3%
Q3 2022-6.9%-6.0%-4.3%
Q2 2022-3.0%-4.1%-0.1%
Q1 2022-0.4%-2.5%+0.9%
Q4 2021-0.8%+3.8%+3.4%
Q3 2021+1.5%+6.0%+3.5%
Q2 2021-0.2%+0.5%+3.5%
Q1 2021+0.4%-0.1%+8.5%
Q4 2020+2.9%+11.0%+21.2%
Q3 2020+7.6%+11.6%+29.4%
Q2 2020+2.6%+0.6%-1.6%
Q1 2020-11.3%-13.3%-5.6%
Q4 2019-2.9%-3.7%-16.3%
Q3 2019-1.6%+0.8%+0.2%
Q2 2019+5.4%+4.7%-6.2%
Q1 2019+1.5%+3.4%-1.0%
Q4 2018+3.4%+6.1%+11.6%
Q3 2018-0.1%+1.2%+7.0%
Q2 2018+6.4%+6.0%+8.4%
Q1 2018+6.3%+8.1%+6.1%
Q4 2017+7.1%+5.2%+9.9%
Q3 2017+1.6%+0.1%+3.7%
Q2 2017+1.9%-0.4%-4.3%
Q1 2017+6.0%+4.0%-5.2%
Q4 2016+2.3%+2.0%+1.0%
Q3 2016-4.2%-6.3%+6.3%
Q2 2016+7.3%+8.3%+21.6%
Q1 2016+0.4%
Q4 2015+8.8%
Q3 2015-4.9%
Q2 2015+5.8%
Q1 2015-2.0%
Q4 2014+0.7%
Q3 2014+4.3%
Q2 2014-1.0%
Q1 2014+5.3%
Q4 2013+2.8%
Q3 2013-2.7%
Q2 2013+3.0%
Q1 2013-0.4%
Q4 2012+15.3%
Q3 2012-0.5%
Q2 2012-12.0%
Q1 2012+0.0%
Q4 2010+2.7%
Q4 2011+2.7%
Q3 2011-8.2%
Q2 2011+4.1%
Q1 2010-1.0%
Q1 2011-1.7%
Q4 2008-2.5%
Q3 2009+1.9%
Q3 2010+1.9%
Q2 2009+3.4%
Q4 2009+3.4%
Q2 2010+3.4%

Discussion

Share your read of this quarter. Sign-in carries your eToro identity.

Join the conversation

Sign in with eToro to post your read of this quarter and vote on others'.

Sign in with eToro