NASDAQ$ALRS

Alerus Financial Corporation · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Alerus Financial Corporation reported a net income of $5.2 million for Q3 2024.

Alerus Financial Corporation reported a net income of $5.2 million for the third quarter of 2024, or $0.26 per diluted common share. The company completed its acquisition of HMN Financial, expanding into the Rochester and Southern Minnesota markets.

  • Net income for Q3 2024 was $5.2 million, or $0.26 per diluted common share.
  • Total loans reached $3.0 billion as of September 30, 2024, a 9.9% increase from December 31, 2023.
  • Total deposits were $3.3 billion as of September 30, 2024, a 7.4% increase from December 31, 2023.
  • Completed the acquisition of HMN Financial, expanding into Rochester and Southern Minnesota.

Headline financials

Total Revenue

$50.9M

Previous: $48.8M+4.3%
EPS

$0.26

Previous: $0.45-42.2%
Capital Expenditures

-$7.33M

Previous: -$1.73M-323.5%
Free Cash Flow

-$2.12M

Previous: $7.43M-128.6%
Net Income

$5.21M

Previous: $9.16M-43.2%
Operating Income

$10.3M

Previous: $18.9M-45.5%
Gross Profit

$49.2M

Previous: $48.3M+2.1%
Cash & Equivalents

$66M

Previous: $64.7M+1.9%
Total Assets

$4.08B

Previous: $3.87B+5.6%
Stock-Based Comp

$488K

Previous: $377K+29.4%

Revenue & EPS history

Alerus · Revenue · Quarterly

$50.9M

Q3 2024+4.3%vs Q3 2023
Beat estimate in 7 of 15 quarters(47%)
ActualEstimate

Revenue by segment

Alerus · $28.4M total across 5 segments · Q3 2023

  • Retirement services
    $18.6M+12.1%
  • Wealth management
    $5.27M+8.6%
  • Mortgage banking
    $2.51M-33.6%
  • Other
    $1.69M+20.8%
  • Service charges
    $328K-13.0%

Forward guidance

Alerus Financial Corporation did not provide specific forward guidance in the Q3 2024 earnings report.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

+0.5%

Avg return

Earnings day

+1.2%

Avg return

5 days after

+3.5%

Avg return

30 days after

52%

28 / 54 earnings

Positive

+13.3%

Q1 2025

Best reaction

-14.6%

Q3 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.4%+5.2%+11.0%
Q4 2025+2.5%+7.5%+0.2%
Q3 2025+0.2%+0.4%+1.6%
Q1 2025+13.3%+16.2%+18.7%
Q4 2024+3.8%+5.6%+0.9%
Q3 2024-14.6%-15.8%-8.4%
Q2 2024-1.2%-0.3%+0.9%
Q1 2024-2.1%-4.5%-6.9%
Q4 2023+6.2%+10.8%+0.3%
Q3 2023+1.4%-1.7%+6.3%
Q2 2023+1.9%+2.9%-3.0%
Q1 2023+0.3%-2.6%+13.7%
Q4 2022-12.0%-12.8%-12.6%
Q3 2022-2.2%+0.0%+5.2%
Q2 2022+4.3%+10.1%+6.3%
Q1 2022+6.0%+0.4%+3.0%
Q4 2021+0.0%-0.1%+2.3%
Q3 2021+3.3%+3.4%-2.2%
Q2 2021+0.8%-1.1%+7.7%
Q1 2021-1.5%-0.0%+11.0%
Q4 2020-5.7%-6.2%+0.0%
Q3 2020+0.3%+0.1%+14.1%
Q2 2020+3.2%+0.1%+7.7%
Q1 2019+0.7%+7.6%+22.6%
Q1 2020+6.9%+3.0%+14.6%
Q1 2018-2.6%+5.0%+3.9%
Q4 2017-2.6%+5.0%+3.9%
Q2 2019-2.6%+5.0%+3.9%
Q2 2018-2.6%+5.0%+3.9%
Q4 2019+0.0%-2.1%-3.9%
Q3 2018-0.7%-0.5%+3.5%
Q4 2018-0.7%-0.5%+3.5%
Q3 2019+0.2%+0.3%+0.7%
Q3 2017+0.0%-0.1%+0.2%
Q2 2017+0.1%+0.9%+2.2%
Q1 2017+0.2%+0.1%+2.1%
Q4 2016+2.6%+0.3%+0.0%
Q3 2016+0.5%-0.1%-2.1%
Q2 2016+0.0%+0.0%+0.1%
Q1 2016+4.3%
Q4 2015-0.8%
Q3 2015-0.8%
Q2 2015+1.1%
Q1 2015+0.1%
Q4 2014+3.8%
Q3 2014-0.5%
Q2 2014+0.0%
Q1 2014+10.8%
Q4 2013-1.5%
Q3 2013+0.0%
Q2 2013+0.0%
Q1 2013+0.0%
Q4 2012+0.0%
Q3 2012+0.0%

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