NASDAQ$ALRS

Alerus Financial Corporation · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

Alerus Financial Corporation reported net income for the second quarter of 2022.

Alerus Financial Corporation reported a net income of $9.3 million, or $0.52 per diluted common share, for the second quarter of 2022. This compares to a net income of $10.2 million, or $0.57 per diluted common share, for the first quarter of 2022, and a net income of $11.7 million, or $0.66 per diluted common share, for the second quarter of 2021.

  • Reported earnings per share of $0.53, including a merger expense impact of $(0.05) related to the acquisition of Metro Phoenix Bank.
  • Excluding merger-related expenses, the underlying core ROE was 12.7%.
  • Robust loan growth drove solid net interest income growth.
  • Expanded client base in both retirement services and wealth management through consistent execution of the One Alerus Growth Strategy.

Headline financials

Total Revenue

$52M

Previous: $57.9M-10.2%
EPS (adj)

$0.52

Previous: $0.66-21.2%
Efficiency ratio

74.7%

Previous: 71.5%+4.6%
CET1 ratio

14.2%

No prior period
Capital Expenditures

-$471K

Previous: -$429K-9.8%
Free Cash Flow

$8.82M

Previous: $11.3M-21.7%
Net Income

$9.29M

Previous: $11.7M-20.5%
Operating Income

$42.7M

Previous: $46M-7.2%
Gross Profit

$52M

Previous: $54.4M-4.4%
Cash & Equivalents

$37M

Previous: $315M-88.3%
Total Assets

$3.3B

Previous: $3.16B+4.4%
Stock-Based Comp

$663K

Previous: $761K-12.9%

Revenue & EPS history

Alerus · Revenue · Quarterly

$52M

Q2 2022-10.2%vs Q2 2021
Beat estimate in 7 of 15 quarters(47%)
ActualEstimate

Revenue by segment

Alerus · $29.2M total across 5 segments · Q2 2022

  • Retirement services
    $16.3M-8.8%
  • Mortgage banking
    $6.04M-50.9%
  • Wealth management
    $5.55M+8.0%
  • Other
    $935K-16.7%
  • Service charges
    $412K+24.8%

Forward guidance

The document does not contain any forward guidance.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

+0.5%

Avg return

Earnings day

+1.2%

Avg return

5 days after

+3.5%

Avg return

30 days after

52%

28 / 54 earnings

Positive

+13.3%

Q1 2025

Best reaction

-14.6%

Q3 2024

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.4%+5.2%+11.0%
Q4 2025+2.5%+7.5%+0.2%
Q3 2025+0.2%+0.4%+1.6%
Q1 2025+13.3%+16.2%+18.7%
Q4 2024+3.8%+5.6%+0.9%
Q3 2024-14.6%-15.8%-8.4%
Q2 2024-1.2%-0.3%+0.9%
Q1 2024-2.1%-4.5%-6.9%
Q4 2023+6.2%+10.8%+0.3%
Q3 2023+1.4%-1.7%+6.3%
Q2 2023+1.9%+2.9%-3.0%
Q1 2023+0.3%-2.6%+13.7%
Q4 2022-12.0%-12.8%-12.6%
Q3 2022-2.2%+0.0%+5.2%
Q2 2022+4.3%+10.1%+6.3%
Q1 2022+6.0%+0.4%+3.0%
Q4 2021+0.0%-0.1%+2.3%
Q3 2021+3.3%+3.4%-2.2%
Q2 2021+0.8%-1.1%+7.7%
Q1 2021-1.5%-0.0%+11.0%
Q4 2020-5.7%-6.2%+0.0%
Q3 2020+0.3%+0.1%+14.1%
Q2 2020+3.2%+0.1%+7.7%
Q1 2019+0.7%+7.6%+22.6%
Q1 2020+6.9%+3.0%+14.6%
Q1 2018-2.6%+5.0%+3.9%
Q4 2017-2.6%+5.0%+3.9%
Q2 2019-2.6%+5.0%+3.9%
Q2 2018-2.6%+5.0%+3.9%
Q4 2019+0.0%-2.1%-3.9%
Q3 2018-0.7%-0.5%+3.5%
Q4 2018-0.7%-0.5%+3.5%
Q3 2019+0.2%+0.3%+0.7%
Q3 2017+0.0%-0.1%+0.2%
Q2 2017+0.1%+0.9%+2.2%
Q1 2017+0.2%+0.1%+2.1%
Q4 2016+2.6%+0.3%+0.0%
Q3 2016+0.5%-0.1%-2.1%
Q2 2016+0.0%+0.0%+0.1%
Q1 2016+4.3%
Q4 2015-0.8%
Q3 2015-0.8%
Q2 2015+1.1%
Q1 2015+0.1%
Q4 2014+3.8%
Q3 2014-0.5%
Q2 2014+0.0%
Q1 2014+10.8%
Q4 2013-1.5%
Q3 2013+0.0%
Q2 2013+0.0%
Q1 2013+0.0%
Q4 2012+0.0%
Q3 2012+0.0%

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