NASDAQ$ALHC

Alignment Healthcare Inc · Q4 2025 earnings

Q4 2025 earnings · · After market close · Investor relations

Briefing

Alignment Healthcare reported Q4 2025, revenue of $1.01B, net loss of $11M.

For Q4 2025, Alignment Healthcare reported revenue of $1.01B, a net loss of $11M. Management discusses segment performance, capital allocation, and macro risks in the quarterly filing.

  • Revenue $1.01B.
  • Net loss $11M.
  • Alignment Healthcare MD&A covers liquidity, credit, and operating priorities.

Headline financials

Total Revenue

$1.01B

Previous: $701M+44.4%
EPS (adj)

-$0.05

Previous: -$0.16+68.8%
Health plan membership

236.3K

Previous: 189.0K+25.0%
Medical benefits ratio

87.7%

No prior period
Adjusted gross profit

$125M

Previous: $87.9M+42.1%
Adjusted EBITDA

$11.4M

Previous: $1.36M+737.4%
Net Income

-$11M

Previous: -$31.1M+64.6%
Operating Income

-$10.3M

Previous: -$22.5M+54.4%

Revenue & EPS history

Alignment Healthcare · Revenue · Quarterly

$1.01B

Q4 2025+44.4%vs Q4 2024
Beat estimate in 15 of 15 quarters(100%)
ActualEstimate

Revenue by segment

Alignment Healthcare · $265M total across 2 segments · Q1 2021

  • Earned premiums
    $265M+18.0%
  • Other revenue
    $82K

Forward guidance

2026 revenue guidance $5.135B–$5.190B (+30–31% YoY); adjusted EBITDA $133M–$163M; membership growth continues.

Tailwinds

  • Q4 revenue $1.01B (+44% YoY) beat expectations.
  • Full-year free cash flow positive.
  • Fortune Most Admired recognition underscores model.

Headwinds

  • Q4 net loss $11M on scaling investments.
  • Medicare Advantage regulatory and risk adjustment sensitivity.
  • Medical cost trend and star-rating pressure.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q4 2025

Historical avgQ4 2025

+1.8%

Avg return

Earnings day

+1.8%

Avg return

5 days after

+2.6%

Avg return

30 days after

57%

12 / 21 earnings

Positive

+27.0%

Q1 2024

Best reaction

-16.4%

Q4 2022

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+3.8%-15.7%-29.5%
Q4 2025-5.8%-7.5%-18.6%
Q3 2025-1.9%-0.4%+12.2%
Q1 2025-7.7%-7.5%-8.3%
Q4 2024+16.5%+17.4%+35.9%
Q3 2024+1.6%+12.2%+11.2%
Q2 2024+2.3%+4.9%+3.1%
Q1 2024+27.0%+31.6%+51.0%
Q4 2023-8.9%-9.2%-20.1%
Q3 2023-9.6%-7.2%+10.5%
Q2 2023+7.5%+10.5%-4.2%
Q1 2023+3.5%+11.3%-5.1%
Q4 2022-16.4%-20.9%-35.2%
Q3 2022-3.1%-3.3%-2.7%
Q2 2022+10.4%+4.3%-8.7%
Q1 2022-7.0%-18.8%+6.8%
Q4 2021+10.7%+8.0%+39.7%
Q3 2021+10.6%+6.1%-26.7%
Q2 2021-8.5%-4.8%-11.2%
Q1 2021+6.8%+13.3%+27.6%
Q4 2020+6.8%+13.3%+27.6%
Q3 2020
Q2 2020
Q1 2020

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