NASDAQ$ADAM

Adamas Trust Inc · Q3 2024 earnings

Q3 2024 earnings · · Investor relations

Briefing

Reported sharply higher earnings per share due to a portfolio rotation focused on high recurring interest income.

New York Mortgage Trust reported a net income attributable to common stockholders of $32.41 million, or $0.36 per share, for the third quarter of 2024. The improved earnings were attributed to a portfolio rotation towards acquisitions delivering high recurring interest income, resulting in a 39% year-over-year increase in Total Adjusted Net Interest Income to $29 million. The company intends to use excess liquidity for continued portfolio growth.

  • Reported earnings per share of $0.36 in Q3 2024.
  • Total Adjusted Net Interest Income increased by 39% year-over-year to $29 million.
  • Completed business purpose loan securitization, resulting in $235.8 million in net proceeds.
  • Completed investment re-securitization, resulting in $73.0 million in net proceeds.

Headline financials

Total Revenue

$20.2M

Previous: $16.8M+20.5%
EPS

$0.36

Previous: -$1.04+134.6%
Yield on Avg Interest Assets

6.7%

Previous: 6.0%+10.9%
Net Interest Spread

1.3%

Previous: 0.9%+46.7%
Adj. Book Value per Share

$10.87

Previous: $12.93-15.9%
Capital Expenditures

-$21.2M

Previous: -$44.8M+52.7%
Free Cash Flow

-$36.2M

Previous: -$27.9M-29.7%
Net Income

$42.8M

Previous: -$84.5M+150.7%
Operating Income

$42.8M

Previous: -$93.9M+145.6%
Gross Profit

$20.2M

Previous: $16.8M+20.5%
Cash & Equivalents

$195M

Previous: $228M-14.6%
Total Assets

$8.91B

Previous: $6.94B+28.4%

Revenue & EPS history

NYMT · Revenue · Quarterly

$20.2M

Q3 2024+20.5%vs Q3 2023
Beat estimate in 4 of 14 quarters(29%)
ActualEstimate

Revenue by segment

NYMT · $15K total across 1 segment · Q2 2023

  • Corporate/Other
    $15K

Forward guidance

The Company intends to unlock excess liquidity for continued portfolio growth to enhance earnings, particularly without any corporate debt maturity until 2026. A patient approach for earnings growth is considered prudent to increase stockholder value.

Tailwinds

  • Focus on acquisitions delivering high recurring interest income.
  • Prioritizing investments containing fundamentally stable income.
  • Excess liquidity available for portfolio growth.
  • No corporate debt maturity until 2026.
  • Patient approach for earnings growth to increase stockholder value.

Headwinds

  • Changes in the Company’s business and investment strategy
  • Inflation and changes in interest rates and the fair market value of the Company’s assets
  • Changes in credit spreads
  • General volatility of the markets in which the Company invests
  • Changes in prepayment rates on the loans the Company owns or that underlie the Company’s investment securities

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q3 2024

Historical avgQ3 2024

-1.1%

Avg return

Earnings day

-0.3%

Avg return

5 days after

+0.5%

Avg return

30 days after

41%

26 / 64 earnings

Positive

+8.2%

Q1 2025

Best reaction

-18.3%

Q4 2015

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.0%-1.7%+2.3%
Q4 2025+3.2%-0.2%-8.6%
Q3 2025-4.8%-1.4%+10.4%
Q1 2025+8.2%+9.7%+11.2%
Q4 2024+7.3%+14.4%+13.4%
Q3 2024+6.1%+4.4%+12.9%
Q2 2024-3.8%-11.4%+1.1%
Q1 2024-8.5%-10.2%-13.1%
Q4 2023-3.7%-5.5%-7.5%
Q3 2023+0.5%+1.4%+17.6%
Q2 2023-9.9%-9.8%-5.0%
Q1 2023-0.2%+3.2%+7.4%
Q4 2022-4.9%-7.3%-20.0%
Q3 2022-3.4%+0.4%+9.4%
Q2 2022-2.2%-7.2%-14.1%
Q1 2022+1.9%-1.9%-2.8%
Q4 2021-1.4%-4.9%+1.4%
Q3 2021-5.1%-2.7%-16.0%
Q2 2021+1.4%+2.1%+2.8%
Q1 2021-2.6%-6.0%-1.1%
Q4 2020+0.2%+3.9%+9.8%
Q3 2020+0.4%+11.2%+40.9%
Q2 2020+5.0%+10.9%+0.4%
Q1 2020+3.9%+10.8%+37.6%
Q4 2019-2.1%-9.1%-80.5%
Q3 2019-1.1%-0.8%+0.2%
Q2 2019+0.8%+3.5%+2.6%
Q1 2019-0.2%-3.3%-2.1%
Q4 2018-1.9%-1.9%-3.0%
Q3 2018+0.3%-3.2%-3.0%
Q2 2018+3.4%+1.8%+3.7%
Q1 2018+3.2%+3.2%+2.5%
Q4 2017-1.0%-0.3%+4.0%
Q3 2017+3.8%+3.6%+5.6%
Q2 2017-2.9%-1.9%+0.5%
Q1 2017-3.6%-1.9%+0.0%
Q4 2016-3.4%-1.2%-4.4%
Q3 2016+0.0%+1.7%+10.5%
Q2 2016-6.6%-3.2%-8.7%
Q1 2016+1.6%
Q4 2015-18.3%
Q3 2015-2.8%
Q2 2015-4.8%
Q1 2015-3.2%
Q4 2014+0.3%
Q3 2014-0.3%
Q2 2014+1.8%
Q1 2014+3.3%
Q4 2013+2.4%
Q3 2013+3.4%
Q2 2013-5.8%
Q1 2013+1.3%
Q4 2012-1.1%
Q3 2012-1.6%
Q4 2011-1.6%
Q2 2012+0.6%
Q1 2011-1.6%
Q1 2012-1.5%
Q3 2010+1.2%
Q3 2011+1.2%
Q4 2010-4.1%
Q2 2010-4.1%
Q2 2011-4.1%
Q1 2010-5.6%

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