NYSE$XZO

Exzeo Group Inc · Q3 2025 earnings

Q3 2025 earnings ·

Briefing

Exzeo Group reported Q3 2025, revenue of $55.2M.

For Q3 2025, Exzeo Group reported revenue of $55.2M. Management discusses segment performance, capital allocation, and outlook in the earnings filing.

  • Revenue $55.2M.
  • Exzeo Group highlights liquidity, operations, and 2026 priorities.
  • Exzeo Group highlights liquidity, operations, and 2026 priorities.

Headline financials

Total Revenue

$55.2M

No prior period
EPS

$0.25

No prior period
Capital Expenditures

-$2.44M

No prior period
Free Cash Flow

$18.7M

No prior period
Net Income

$21.2M

No prior period
Operating Income

$27.3M

No prior period
Gross Profit

$33.8M

No prior period

Revenue & EPS history

Exzeo Group Inc · Revenue · Quarterly

$55.2M

Q3 2025
Beat estimate in 0 of 1 quarters(0%)
ActualEstimate

Revenue by segment

Exzeo Group Inc · $55.5M total across 3 segments · Q1 2026

  • Underwriting and management
    $45.9M
  • Claim services
    $6.89M
  • Other technology services
    $2.72M

Forward guidance

The release discusses Exzeo Group's outlook for upcoming periods, including capital allocation, operating priorities, and market risks, without relying solely on numeric EPS bridges.

Tailwinds

  • Exzeo Group cites operational execution and demand trends supporting the outlook.
  • Balance sheet and liquidity actions aim to fund growth and returns.

Headwinds

  • Macro, pricing, and input-cost volatility could pressure margins.
  • Segment mix and one-time items may affect quarter-to-quarter comparability.

Historical earnings impact

How earnings announcements have historically affected this stock's price.

+5.5%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+11.0%

Avg return

30 days after

100%

2 / 2 earnings

Positive

+10.7%

Q3 2025

Best reaction

+0.3%

Q1 2026

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026+0.3%-4.9%-3.1%
Q3 2025+10.7%+6.4%+25.2%

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