NYSE$WF

Woori Financial Group Inc · Q4 2026 earnings

Q4 2026 earnings · · Before market open · Investor relations

Briefing

Woori Financial Group posts KRW 639B Q1 net income as BIS ratio rises to 16.63%

Woori Financial Group reported consolidated Q1 2026 net income of KRW 639.4 billion, with net income attributable to owners of KRW 604.3 billion, down from KRW 654.6 billion in Q1 2025. Operating income was KRW 808.2 billion while net interest income reached KRW 2.30 trillion. Diluted EPS was KRW 774 per share and the group declared a quarterly dividend of KRW 220 per share. BIS capital adequacy improved to 16.63% from 16.12% at year-end 2025, with group NPL ratio at 0.58% and substandard-and-below coverage at 124.8%.

  • Q1 2026 consolidated net income was KRW 639.4B versus KRW 654.6B in Q1 2025, with diluted EPS of KRW 774.
  • Net interest income totaled KRW 2.30T and operating income KRW 808.2B on K-IFRS consolidated results.
  • Group BIS capital adequacy rose to 16.63% from 16.12% at December 2025; Woori Bank BIS stood at 17.45%.
  • NPL ratio was 0.58% with substandard-and-below coverage of 124.8%; total loans reached KRW 405.4T.
  • Board approved Q1 2026 cash dividend of KRW 160.5B, or KRW 220 per common share.

Headline financials

Total Revenue

₩2.3T

No prior period
EPS (adj)

₩774.00

No prior period
Group BIS capital adequacy ratio

16.6%

No prior period
NPL ratio

0.6%

No prior period
ROE (annualized, including non-controlling interests)

6.9%

No prior period
Net Income

₩639B

No prior period
Operating Income

₩808B

No prior period
Total Assets

₩613T

No prior period

Revenue & EPS history

Woori Financial · Revenue · Quarterly

₩2.3T

Q4 2026
Beat estimate in 7 of 11 quarters(64%)
ActualEstimate

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 19 quarterly earnings reports · overlaid with Q4 2026

Historical avgQ4 2026

+1.0%

Avg return

Earnings day

+0.8%

Avg return

5 days after

+1.5%

Avg return

30 days after

57%

17 / 30 earnings

Positive

+13.6%

Q2 2024

Best reaction

-6.3%

Q1 2020

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q4 2026-3.1%-2.7%-2.8%
Q1 2025-0.9%+5.5%+12.1%
Q2 2024+13.6%+9.2%+19.2%
Q1 2024+0.2%+1.7%-5.5%
Q3 2023+2.6%+3.5%+7.4%
Q2 2023-2.0%-1.3%+9.1%
Q1 2023-0.4%+1.6%+5.4%
Q4 2022-1.0%+2.9%-14.3%
Q3 2022+0.6%-2.0%+4.5%
Q2 2022-2.0%-1.3%-0.6%
Q1 2022-0.9%-5.1%-11.3%
Q4 2021+6.0%+8.2%+9.1%
Q3 2021+3.1%-0.8%+0.2%
Q2 2021+4.2%+8.7%+0.5%
Q1 2021+0.8%+1.2%+7.3%
Q4 2020-3.0%-3.4%-12.5%
Q3 2020+1.4%+3.3%+9.7%
Q2 2020+3.1%+4.6%-1.3%
Q1 2020-6.3%-2.3%+11.8%
Q4 2019+0.3%-2.7%-12.4%
Q3 2019+2.8%+0.8%+1.9%
Q2 2019-3.1%-0.5%+8.0%
Q1 2019+0.1%+0.4%+1.8%
Q4 2018-4.5%-3.6%-7.2%
Q3 2018+0.9%-1.3%-10.1%
Q2 2018-0.2%+0.5%+3.5%
Q1 2018-4.7%-4.6%+8.1%
Q4 2011+7.0%
Q4 2010+7.0%
Q4 2009+7.0%

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