NYSE$V

Visa · Q1 2023 earnings

Q1 2023 earnings · · Investor relations

Briefing

Visa's Q1 2023 financial results showed revenue growth and stable payments volume, driven by cross-border travel recovery and processed transaction growth.

Visa Inc. reported a 12% increase in net revenues, reaching $7.9 billion for the fiscal first quarter of 2023. GAAP net income was $4.2 billion, or $1.99 per share, while non-GAAP net income was $4.6 billion, or $2.18 per share. The company saw stable payments volume and processed transaction growth, along with a continued recovery in cross-border travel. Visa returned $4.0 billion to shareholders through share repurchases and dividends.

  • Visa's net revenues grew by 12% year-over-year, totaling $7.9 billion.
  • GAAP net income reached $4.2 billion, or $1.99 per share.
  • Non-GAAP net income was $4.6 billion, or $2.18 per share.
  • The company returned $4.0 billion to shareholders through share repurchases and dividends.

Headline financials

Total Revenue

$7.94B

Previous: $7.06B+12.4%
EPS (adj)

$2.18

Previous: $1.81+20.4%
Cross-Border Volume Growth

22.0%

Previous: 40.0%-45.0%
Transactions Processed

52.5B

Previous: 47.6B+10.3%
Free Cash Flow

$4.18B

Previous: $3.96B+5.6%
Net Income

$4.18B

Previous: $3.96B+5.6%
Operating Income

$5.09B

Previous: $4.78B+6.6%
Cash & Equivalents

$13.3B

Previous: $14.7B-9.4%
Total Assets

$85.4B

Previous: $81.9B+4.2%

Revenue & EPS history

Visa · Revenue · Quarterly

$7.94B

Q1 2023+12.4%vs Q1 2022
Beat estimate in 6 of 15 quarters(40%)
ActualEstimate

Revenue by segment

Visa · $13.5B total across 5 segments · Q1 2023

  • Data Processing Revenue
    $3.83B+5.9%
  • Service Revenue
    $3.51B+10.0%
  • International Transactions
    $2.8B+28.7%
  • Client Incentives
    $2.79B+17.5%
  • Other Revenue
    $587M+30.7%

Forward guidance

The earnings release and related materials contain forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995 that relate to, among other things, our future operations, prospects, developments, strategies, business growth and anticipated timing and benefits of our acquisitions.

Tailwinds

  • Our future operations
  • Prospects
  • Developments
  • Strategies
  • Business growth and anticipated timing and benefits of our acquisitions

Headwinds

  • impact of global economic, political, market, health and social events or conditions, including the war in Ukraine and the sanctions and other measures being imposed in response, and the ongoing effects of the COVID-19 pandemic, including the reopening of borders and resumption of international travel
  • increased oversight and regulation of the global payments industry and our business
  • impact of government-imposed obligations and/or restrictions on international payment systems
  • outcome of tax, litigation and governmental investigation matters
  • increasingly intense competition in the payments industry, including competition for our clients and merchants

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q1 2023

Historical avgQ1 2023

+0.5%

Avg return

Earnings day

+0.7%

Avg return

5 days after

+2.0%

Avg return

30 days after

51%

33 / 65 earnings

Positive

+10.7%

Q1 2022

Best reaction

-7.7%

Q4 2021

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q2 2026+2.6%+5.7%+5.9%
Q1 2026-1.2%-0.6%-3.5%
Q4 2025-2.4%-2.9%-3.6%
Q3 2025-0.1%-2.6%+0.1%
Q2 2025+1.2%+2.1%+6.9%
Q1 2025-0.4%+1.9%+5.7%
Q4 2024+2.1%+2.3%+10.7%
Q3 2024-5.1%-3.1%+0.1%
Q2 2024+1.0%+0.8%+0.7%
Q1 2024-1.4%+2.0%+4.4%
Q4 2023+2.3%-1.0%+9.6%
Q3 2023-1.5%-2.1%-0.5%
Q2 2023-2.0%-0.0%-4.0%
Q1 2023+2.9%+2.4%-2.4%
Q4 2022+6.6%+9.8%+11.0%
Q3 2022-1.8%-1.0%-2.1%
Q2 2022+2.0%+1.5%-0.7%
Q1 2022+10.7%+12.9%+6.5%
Q4 2021-7.7%-9.5%-13.1%
Q3 2021-1.3%-1.5%-7.9%
Q2 2021+1.4%+1.4%-1.5%
Q1 2021-0.9%+3.9%+8.9%
Q4 2020-2.7%-2.8%+11.0%
Q3 2020+0.8%-3.3%+7.2%
Q2 2020-3.4%-1.8%+7.4%
Q1 2020-2.9%-0.6%-11.3%
Q4 2019+3.8%+3.7%+4.8%
Q3 2019+1.5%+1.7%-0.3%
Q2 2019-0.4%+1.5%+0.6%
Q1 2019+0.0%+4.8%+10.7%
Q4 2018+1.0%-3.4%-4.5%
Q3 2018+1.8%-2.5%+3.0%
Q2 2018+4.8%+4.6%+8.3%
Q1 2018-2.7%-3.4%-2.8%
Q4 2017+1.3%+1.5%+3.3%
Q3 2017+1.4%+1.8%+4.3%
Q2 2017+1.6%+2.6%+3.0%
Q1 2017+4.4%+4.1%+7.7%
Q4 2016-0.4%-0.2%-3.4%
Q3 2016+0.7%-1.1%+1.4%
Q2 2016-2.5%
Q1 2016+5.0%
Q4 2015+0.4%
Q3 2015+3.9%
Q2 2015-2.3%
Q1 2015+3.5%
Q4 2014+9.2%
Q3 2014-2.9%
Q2 2014-4.8%
Q1 2014-0.8%
Q4 2013-3.7%
Q3 2013+3.2%
Q2 2013+4.1%
Q1 2013-1.5%
Q4 2012+4.0%
Q3 2012+3.2%
Q2 2012-5.4%
Q1 2012+5.1%
Q4 2011-0.2%
Q3 2011-1.4%
Q2 2011-0.5%
Q1 2010+1.3%
Q4 2010-1.9%
Q3 2010-0.5%
Q2 2010-2.1%

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