NYSE$TRTX

TPG RE Finance Trust Inc · Q2 2022 earnings

Q2 2022 earnings · · Investor relations

Briefing

Reported operating results with a GAAP net loss attributable to common stockholders.

TPG RE Finance Trust reported a GAAP net loss attributable to common stockholders of $(8.8) million, or $(0.11) per common share. The company originated seven first mortgage loans with total loan commitments of $380.3 million and received loan repayments of $757.0 million.

  • GAAP net loss attributable to common stockholders was $(8.8) million, or $(0.11) per common share.
  • Book value per common share on June 30, 2022 was $16.03.
  • Originated seven first mortgage loans with total loan commitments of $380.3 million.
  • Received loan repayments of $757.0 million.

Headline financials

Total Revenue

$38.6M

Previous: $40.1M-3.5%
EPS (adj)

$0.27

Previous: $0.27+0.0%
Allowance for Credit Losses

$93.4M

No prior period
Free Cash Flow

-$5.43M

Previous: $32.4M-116.8%
Net Income

-$5.43M

Previous: $32.4M-116.8%
Operating Income

-$38M

Previous: $14.9M-355.8%
Gross Profit

-$3.65M

Previous: $38.2M-109.5%
Cash & Equivalents

$356M

Previous: $240M+48.5%
Total Assets

$5.4B

Previous: $5.2B+3.7%
Stock-Based Comp

$1.33M

Previous: $1.39M-4.7%

Revenue & EPS history

TRTX · Revenue · Quarterly

$38.6M

Q2 2022-3.5%vs Q2 2021
Beat estimate in 10 of 14 quarters(71%)
ActualEstimate

Forward guidance

The second quarter was marked by increasing volatility, rising short-term interest rates, and an uncertain economic backdrop. The company believes its investment pace, liquidity, financing base, and the TPG platform position it well to capture investment opportunities and address market challenges.

Tailwinds

  • Measured investment pace
  • Over $770 million of liquidity
  • Largely non-mark-to-market financing base
  • Substantial financing capacity
  • Strategic benefits of the TPG platform

Headwinds

  • Increasing volatility
  • Rising short-term interest rates
  • Uncertain economic backdrop
  • Risk category “5” office loan to facilitate an orderly disposition of the underlying property by the borrower
  • Realize a $4.4 million loss during the three months ended September 30, 2022, which was fully reserved as of June 30, 2022

Historical earnings impact

How earnings announcements have historically affected this stock's price.

Avg. return before/after earnings

Based on 20 quarterly earnings reports · overlaid with Q2 2022

Historical avgQ2 2022

-1.1%

Avg return

Earnings day

-0.9%

Avg return

5 days after

+0.6%

Avg return

30 days after

45%

18 / 40 earnings

Positive

+14.2%

Q4 2023

Best reaction

-19.5%

Q1 2023

Worst reaction

Earnings price reactions
QuarterReport dateReaction (Day 0)+5 days+30 days
Q1 2026-1.1%-0.4%+0.4%
Q4 2025-3.6%-5.3%-11.1%
Q3 2025-3.4%-1.9%+1.9%
Q1 2025+1.5%+1.5%+2.0%
Q4 2024-5.2%-4.4%-3.0%
Q3 2024+5.1%+4.5%+9.8%
Q2 2024-1.2%-4.3%+2.8%
Q1 2024+8.8%+9.7%+12.1%
Q4 2023+14.2%+21.2%+40.2%
Q3 2023-7.7%-4.2%+3.5%
Q2 2023-12.1%-8.2%-3.6%
Q1 2023-19.5%-19.4%-7.8%
Q4 2022+10.8%+7.8%-15.8%
Q3 2022-14.5%-20.3%-11.0%
Q2 2022-5.2%-7.1%-17.0%
Q1 2022+4.8%+1.3%+1.0%
Q4 2021-5.1%-3.4%-2.4%
Q3 2021-2.8%+0.5%-6.5%
Q2 2021-2.6%-0.5%-3.5%
Q1 2021-0.3%+3.7%+5.5%
Q4 2020-5.2%-1.3%+2.3%
Q3 2020+0.6%+5.6%+33.0%
Q2 2020+5.3%+3.0%+9.4%
Q1 2020-9.8%-17.8%+25.1%
Q4 2019+0.4%+0.8%-63.8%
Q3 2019+2.5%+1.6%+2.0%
Q2 2019-0.2%-0.3%-1.6%
Q1 2019-0.4%+1.7%-1.7%
Q4 2016+0.2%+0.1%-2.3%
Q4 2018-0.6%-0.1%-0.7%
Q3 2018+0.2%+1.0%-1.5%
Q2 2018-0.5%-5.8%+0.1%
Q1 2017+0.7%+0.4%+2.9%
Q1 2018+0.7%+0.4%+2.9%
Q2 2017+0.1%+0.3%+6.1%
Q4 2017+0.1%+0.3%+6.1%
Q4 2015+0.1%+0.3%+6.1%
Q3 2016-0.8%-0.9%-0.6%
Q3 2017-0.8%-0.9%-0.6%
Q2 2016+2.7%+3.4%+2.0%
Q1 2016

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