NYSE$TD
Toronto-Dominion Bank · Q1 2026 earnings
Q1 2026 earnings · · Investor relations
Briefing
TD Bank Q1 FY2026: $16.6B revenue, $4.0B net income, adjusted EPS $2.44
TD Bank Group reported strong first-quarter fiscal 2026 results for the period ended January 31, 2026, with total revenue of $16,585 million, up from $15,494 million a year ago, and reported net income of $4,043 million (+45% year over year). Adjusted net income was $4,216 million (+16%) and adjusted diluted EPS reached $2.44 versus $2.02 in Q1 FY2025; reported diluted EPS was $2.34. Canadian Personal and Commercial Banking delivered record net income of $2,044 million (+12%) on record revenue of $5,421 million, while U.S. Banking net income was $1,040 million and Wholesale Banking reported net income of $561 million (+47%). CEO Raymond Chun cited record adjusted earnings, margin expansion, robust trading and fee income, and progress on Investor Day goals.
- Reported net income of $4.04 billion (+45% YoY); adjusted net income of $4.22 billion (+16%) with adjusted diluted EPS of $2.44.
- Total revenue reached $16.59 billion versus $15.49 billion prior year; adjusted total revenue was $16.63 billion.
- Canadian Personal and Commercial Banking net income hit a record $2.04 billion on 5% revenue growth to $5.42 billion.
- Wholesale Banking net income rose to $561 million on record revenue and earnings; Wealth Management and Insurance earned $757 million.
- Q1 included $200 million restructuring charges and items of note; U.S. Banking net income was $1.04 billion on sustained business momentum.
Headline financials
Revenue & EPS history
TD · Revenue · Quarterly
C$15B
Revenue by segment
TD · C$14.7B total across 3 segments · Q1 2026
- Canadian Personal and Commercial BankingC$5.42B—36.8%
- Canadian Personal and Commercial BankingC$5.42B—36.8%
- Wealth Management and InsuranceC$3.91B—26.5%
Historical earnings impact
How earnings announcements have historically affected this stock's price.
Avg. return before/after earnings
Based on 19 quarterly earnings reports · overlaid with Q1 2026
-0.7%
Avg return
Earnings day
-1.0%
Avg return
5 days after
-1.8%
Avg return
30 days after
44%
18 / 41 earnings
Positive
+6.1%
Q3 2017
Best reaction
-8.2%
Q1 2025
Worst reaction
| Quarter | Report date | Reaction (Day 0) | +5 days | +30 days |
|---|---|---|---|---|
| Q2 2026 | — | — | — | |
| Q1 2025 | -8.2% | -1.9% | +0.9% | |
| Q1 2024 | +1.0% | -0.3% | +1.6% | |
| Q4 2023 | -1.0% | -1.6% | +5.4% | |
| Q3 2023 | -4.0% | -0.2% | -1.4% | |
| Q2 2023 | -3.7% | -4.5% | -0.9% | |
| Q1 2023 | -1.7% | -4.7% | -10.1% | |
| Q4 2022 | +2.8% | -1.1% | -3.0% | |
| Q3 2022 | +1.1% | -0.9% | -5.7% | |
| Q2 2022 | +3.2% | +4.1% | -11.3% | |
| Q1 2022 | -3.6% | -7.0% | -1.0% | |
| Q4 2021 | +3.8% | +4.6% | +6.9% | |
| Q3 2021 | -3.0% | -4.6% | -3.4% | |
| Q2 2021 | -1.7% | -0.9% | -2.8% | |
| Q1 2021 | -5.1% | -2.3% | +3.6% | |
| Q4 2020 | +1.3% | +1.9% | +3.0% | |
| Q3 2020 | -0.5% | -1.6% | -9.2% | |
| Q2 2020 | -5.8% | -1.0% | -4.2% | |
| Q1 2020 | -6.1% | -7.6% | -26.3% | |
| Q4 2019 | -3.4% | -3.9% | -1.4% | |
| Q3 2019 | +0.7% | -0.3% | +7.5% | |
| Q2 2019 | +3.0% | +2.6% | +5.4% | |
| Q1 2019 | -3.8% | -4.2% | -7.5% | |
| Q4 2018 | -0.3% | -2.3% | -10.7% | |
| Q3 2018 | -1.5% | -2.7% | -1.0% | |
| Q2 2018 | +0.2% | -1.6% | -1.5% | |
| Q1 2018 | -0.1% | +1.2% | -1.9% | |
| Q4 2017 | -1.0% | -2.3% | +0.3% | |
| Q3 2017 | +6.1% | +5.3% | +9.5% | |
| Q2 2017 | +1.6% | +1.9% | +4.8% | |
| Q1 2017 | -0.1% | +0.1% | -4.0% | |
| Q4 2016 | +0.6% | +1.7% | +4.1% | |
| Q3 2016 | -1.0% | +0.7% | -0.9% | |
| Q2 2016 | +0.2% | -1.1% | -3.6% | |
| Q1 2016 | +3.3% | — | — | |
| Q4 2015 | -0.4% | — | — | |
| Q3 2015 | +2.9% | — | — | |
| Q2 2015 | -3.1% | — | — | |
| Q1 2015 | +0.9% | — | — | |
| Q4 2014 | -5.2% | — | — | |
| Q1 2013 | +0.5% | — | — | |
| Q2 2010 | +4.1% | — | — |
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